New York Laws
Article 31 - Insurance Contracts - General
3101 - Simplified Comprehensive Policies of Insurance.

§ 3101. Simplified comprehensive policies of insurance. Simplified
policies of insurance providing broad coverage of all or various
combinations of risks may be approved by the superintendent and issued
by insurers notwithstanding any provision of this chapter, and
notwithstanding those provisions of any other law which specify the
content of insurance policies, provided that such policies shall be
subject to regulations promulgated by the superintendent specifying the
standards which must be met by insurers for issuing such policies and
assuring to policyholders and claimants protections not less favorable
than they would be entitled to under a substantially similar policy
which is not subject to this section.

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