New York Laws
Article 3 - Administrative and Procedural Provisions
309 - Examinations of Insurers; When Authorized or Required.

(b) The superintendent shall make an examination into the affairs:
(1) of every authorized domestic fraternal benefit society and every
domestic property/casualty insurance company, at least once in every
three years; except that the superintendent may extend the three year
interval to not more than five years with respect to a property/casualty
insurance company, upon determining that the three year requirement is
not necessary to safeguard the interests of the public or policyholders;
(2) of every domestic life insurance company, at least once in every
five years; and
(3) of every other authorized domestic insurer and every rate service
organization which makes or files rates, whether or not advisory, at
least once in every five years.
(c) As part of an examination, the superintendent shall review
determinations of coverage for substance use disorder treatment and
shall ensure that such determinations are issued in compliance with
sections three thousand two hundred sixteen, three thousand two hundred
twenty-one, four thousand three hundred three, and title one of article
forty-nine of this chapter.

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