New York Laws
Article 3 - Unclaimed Property Held or Owing by Banking Organizations
306 - Reimbursement for Instruments Paid.

ยง 306. Reimbursement for instruments paid. Any banking organization
which has paid to the state comptroller abandoned property held or owing
for the payment of a negotiable instrument or a certified check may make
payment to the person entitled thereto, upon presentation of the
instrument by such person, and shall thereby be entitled to
reimbursement of the amount paid to the comptroller. Such reimbursement
shall be made by the comptroller after audit of a claim of the banking
organization.