New York Laws
Part 1 - Short Title, Form and Interpretation
3-117 - Instruments Payable With Words of Description.

(a) as agent or officer of a specified person is payable to his
principal but the agent or officer may act as if he were the holder;
(b) as any other fiduciary for a specified person or purpose is
payable to the payee and may be negotiated, discharged or enforced by
him;
(c) in any other manner is payable to the payee unconditionally and
the additional words are without effect on subsequent parties.