(b) to issue commitments to provide and to provide pool insurance for
one or more aggregates of mortgage loans purchased by the agency
pursuant to its forward commitment program, or for one or more
aggregates of mortgage loans on single or multi-family residential
buildings made by a domestic not-for-profit corporation whose public
purposes include combating community deterioration and which is approved
as a mortgage lender by the federal housing administration for purposes
of insurance issued by such administration, and which is a qualified
seller-servicer for the federal national mortgage association and the
federal home loan mortgage corporation or for one or more aggregates of
preservation loans made by a financial institution with respect to a
building owned by a cooperative housing corporation, and
(c) to fulfill its obligations and enforce its rights under any
insurance so furnished as provided in this article and such rules and
regulations as may be adopted by the agency;
* NB Effective until July 23, 2025
* 2. To enter into commitments to insure mortgages and contracts of
mortgage insurance and to fulfill its obligations and enforce its rights
under any insurance so furnished as provided in this article and such
rules and regulations as may be adopted by the agency;
* NB Effective July 23, 2025
3. To pay, pursue to final collection, compromise, waive or release
any right, title, claim, lien or demand, however acquired, including any
equity or right of redemption;
4. To foreclose any mortgage in default or commence any action to
protect or enforce any right conferred upon it by any law, mortgage,
contract or other agreement, and to bid for and purchase such property
at any foreclosure or at any other sale, or otherwise to acquire or take
possession of any such property;
5. To deal with, hold, administer, manage, rent, repair, insure or
sell, lease or otherwise dispose of any property conveyed to or acquired
by the agency and to enter into agreements with the state, any city,
town or village of this state or any person, firm, partnership or
corporation, either public or private, for the purpose of causing any
such property to be so dealt with;
6. To procure insurance against any loss in connection with its
property and other assets and to procure reinsurance in connection with
its obligations, all in such amounts and from such insurers as it deems
necessary or desirable;
7. To consent to the modification, with respect to rate of interest,
time of payment of any installment of principal or interest, security or
any other term, of any mortgage, mortgage loan, contract or agreement of
any kind which the agency has insured or to which the agency is a party;
8. To sell, at public or private sale, any mortgage, mortgage
participation or other obligation held by the agency;
9. To invest any funds held in reserves or sinking funds or any funds
not required for immediate use or disbursement, at the discretion of the
agency, in obligations of the state or federal government or of any city
of the state, the principal and interest of which are guaranteed by the
state or federal government, obligations of agencies of the federal
government, or in Government National Mortgage Association mortgage
backed securities, or special time deposits in, or certificates of
deposit issued by, a bank or trust company authorized to do business in
the state and secured by a pledge of obligations of the United States of
America or obligations of the state, any city of the state, other
municipal corporation, school district or district corporation of the
state or obligations of agencies of the federal government, provided
that any such investment from time to time (1) may be legally purchased
by savings banks of the state as investments of funds belonging to them
or in their control and (2) shall be approved by the comptroller.
10. To provide development corporation credit support.
Structure New York Laws
Article 8 - Miscellaneous Authorities
Title 17 - State of New York Mortgage Agency Act
2427 - Additional Powers of the Agency.
2428 - Insurance of Mortgages.
2429-A - Payment of Insurance and Development Corporation Credit Support.
2429-B - Mortgage Insurance Fund.
2429-D - Contributions to Agency.
2429-F - Special Provisions Relating to Directors of the Agency.