New York Laws
Article 5-C - Interstate Branching
223-A - Establishment of Branches by Out-of-State Banks by De Novo Branching.

§ 223-a. Establishment of branches by out-of-state banks by de novo
branching. In addition to the authority of an out-of-state bank to
maintain a branch or branches by means of an acquisition transaction, an
out-of-state bank may establish one or more de novo branches in this
state; provided, however, that an out-of-state state bank shall obtain
the superintendent's prior approval in accordance with the requirements
in section two hundred twenty-four of this chapter.

Structure New York Laws