New York Laws
Article 46 - Uniform Vehicle Certificate of Title Act
2120 - Assignment by Lienholder.

(b) The assignee may, but need not to perfect the assignment, have the
certificate of title endorsed or issued with the assignee named as
lienholder, upon delivering to the commissioner an assignment by the
lienholder named in the certificate in the form the commissioner
prescribes. Upon the request of the assignee the commissioner shall
request the owner to deliver to the commissioner the certificate of
title.