(a)  the  receipt  of  deposits  of  money, currency, checks and other
similar items;
  (b) the payment of withdrawals;
  (c) the cashing of checks, drafts and other similar items;
  (d) the receipt of moneys due to the banking institution;
  (e) the issuance of cashier's checks, treasurer's checks, money orders
and other similar items; and
  (f) the disbursement of funds pursuant to an existing  loan  agreement
or extension of credit which provides for advances to or for the account
of  the  borrower,  by  means  of  honoring  one or more checks or other
written orders or by use of a credit card or other similar arrangement.
  Nothing contained in this section shall be construed to authorize  the
performance  of  any  function  or  the  rendition of any service in any
public accommodation  office  which  such  banking  institution  is  not
otherwise authorized to engage in by other provisions of this chapter or
other law.
Structure New York Laws