New York Laws
Article 190 - Other Frauds
190.55 - Making a False Statement of Credit Terms.

A person is guilty of making a false statement of credit terms when he
knowingly and willfully violates the provisions of chapter two of the
act of congress entitled "Truth in Lending Act" and the regulations
thereunder, as such act and regulations may from time to time be
amended, by understating or failing to state the interest rate required
to be disclosed, or by failing to make or by making a false or
inaccurate or incomplete statement of other credit terms in violation of
such act.

Making a false statement of credit terms is a class A misdemeanor.

Structure New York Laws