New York Laws
Article 3 - Banks and Trust Companies
139 - Saving Clause.

ยง 139. Saving clause. All banks which shall have been authorized by
the superintendant to exercise fiduciary powers pursuant to this
chapter, as from time to time in effect, shall be known as trust
companies subject to the provisions of this article applicable to trust
companies, but nothing contained in this chapter shall require any such
bank to change its name to include the term "trust company". All trust
companies organized under or subject to the provisions of this chapter,
as from time to time in effect, shall be subject to all the provisions
of this article applicable to trust companies. Notwithstanding any other
provision or law, a corporation formed under this article to acquire the
banking business previously done by a partnership doing business
pursuant to this chapter may have as its corporate name the name under
which such partnership did business, with the addition of a word or
words, indicating that it is a corporation.

Structure New York Laws

New York Laws

BNK - Banking

Article 3 - Banks and Trust Companies

94 - Change From Bank to Trust Company; From Trust Company to Bank.

96 - General Powers.

96-A - Servicing of Mortgages by Banks.

96-B - Payroll Payment by Banks or Trust Companies.

96-C - Power to Act as Trustee Under Self-Employed Retirement Trust or Individual Retirement Trust.

96-D - Banking Development Districts.

97 - Power to Purchase Securities and Stocks.

98 - Power to Take and Hold Real Estate; Restrictions.

98-A - Club Accounts.

100 - Fiduciary Powers.

100-A - Fiduciary Capacities; Appointment by Court Authorized; Bond; Oath; Accounting.

100-B - Investments as Fiduciary; When Interest Is to Be Paid; Preference.

100-C - Common Trust Funds.

100-D - Foreign Common Trust Funds.

101 - Additional Powers of Certain Trust Companies.

102 - Powers of Specially Chartered Trust Companies.

102-A - Limited Liability Trust Companies.

103 - Restrictions on Loans, Purchases of Securities, Total Liabilities and Other Credit Exposures to a Bank or Trust Company of Any One Person.

104 - Entries in Books; Restrictions; Amortization of Securities.

105 - Branch Offices; Prohibition Against Doing Business at Unauthorized Places.

105-A - Electronic Facilities.

105-B - Trust Offices.

106 - Deposits by Banks and Trust Companies With Other Banking Corporations and Private Bankers; Restrictions.

107 - Reserves Against Deposits.

107-A - Security for Public Deposits.

108 - Rates of Interest; Installment Obligations; Personal Loan Departments.

108-A - Acceptance of United States Currency.

109 - Closing of Books; Profits; How to Be Computed.

110 - Surplus Fund; of What Composed, and for What Purposes Used.

111 - Profits; Credits to Surplus Fund and to Undivided Profits.

112 - Dividends; Payable From Net Profits; Restrictions.

113 - Change of Location; Change of Designation of Principal Office.

114 - Assessment of Stockholders to Make Good Impairment of Capital Stock; Sale of Stock.

121 - Reports to Directors.

122 - Examinations of Banks and Trust Companies by Directors; Employment of Assistants.

123 - Reports of Directors' Examinations.

124 - Communications From Department of Financial Services to Be Submitted to Directors and Noted in Minutes.

125 - Reports to Superintendent; Penalty for Failure to Make.

128 - Preservation of Books and Records.

129 - Requirement of Notice on Withdrawal of Certain Time Deposits; Notice to Superintendent.

129-A - Requirement of Written Notification; Alternative Payment Schedules.

130 - Restrictions on Officers, Directors and Employees.

131 - Prohibitions Against Encroachments Upon Certain Powers of Banks and Trust Companies.

132 - Use of Sign, or Words, Indicating Bank or Trust Company by Unauthorized Persons Prohibited.

133 - Use of Banking Institution Name.

134 - Repayment of Deposits Standing in the Names of Minors, Trustees or Joint Depositors; Repayment Where Adverse Claim Is Asserted; Interpleader in Certai

136 - Change of National Banking Association Into State Bank by Conversion or Merger.

136-A - Purchase of Assets of National Banking Association by Bank or Trust Company.

136-B - Approval of Superintendent.

136-C - Effect of Merger or Conversion of National Banking Association Into State Bank.

137 - Change of State Bank Into National Banking Association by Conversion, Merger or Consolidation.

138 - Foreign Branches; Performance of Contracts and Repayment of Deposits.

139 - Saving Clause.

140-A - Stock Option Plans.