(a) This article does not change or impair a right of a custodian or a
user under a terms-of-service agreement to access and use digital assets
of the user.
(b) This article does not give a fiduciary or a designated recipient
any new or expanded rights other than those held by the user for whom,
or for whose estate, the fiduciary or designated recipient acts or
represents.
(c) A fiduciary's or designated recipient's access to digital assets
may be modified or eliminated by a user, by federal law, or by a
terms-of-service agreement if the user has not provided direction under
section 13-A-2.2.