New York Laws
Part 3 - Miscellaneous Provisions
13-3.1 - Rights of Payees in Non-Transferable United States Savings Bonds

bonds

Where any United States savings bond is payable to a designated
person, whether as owner, co-owner or beneficiary, and such bond is not
transferable, the right of such person to receive payment of the bond
according to its terms, and the ownership of the money so received,
shall not be impaired or defeated by any statute or rule of law
governing the transfer of property by will, gift or intestacy, except as
provided in section 5-1.1-A; provided further that nothing herein shall
limit article 10 of the debtor and creditor law or 2-1.8.

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