(a) in return for a binding commitment to extend credit or for the
extension of immediately available credit, whether or not drawn upon and
whether or not a charge-back is provided for in the event of
difficulties in collection;
(b) as security for, or in total or partial satisfaction of, a
preexisting claim;
(c) by accepting delivery under a preexisting contract for purchase;
or
(d) in return for any consideration sufficient to support a simple
contract.