A. Other than applicable cost sharing that would apply if a participating provider had rendered the same services, a health insurance carrier shall provide reimbursement for and a covered person shall not be liable for charges and fees for covered non-emergency care rendered by a nonparticipating provider that are delivered when:
(1) the covered person at an in-network facility does not have the ability or opportunity to choose a participating provider who is available to provide the covered services; or
(2) medically necessary care is unavailable within a health benefits plan's network; provided that "medical necessity" shall be determined by a covered person's provider in conjunction with the covered person's health benefits plan and health insurance carrier.
B. Except as set forth in Subsection A of this section, nothing in this section shall preclude a nonparticipating provider from balance billing for non- emergency care provided by a nonparticipating provider to an individual who has knowingly chosen to receive services from that nonparticipating provider.
History: Laws 2019, ch. 227, § 4.
Effective dates. — Laws 2019, ch. 227, § 16 made Laws 2019, ch. 227 effective January 1, 2020.
Structure New Mexico Statutes
Article 57A - Surprise Billing Protection
Section 59A-57A-1 - Short title.
Section 59A-57A-2 - Definitions.
Section 59A-57A-3 - Emergency care; reimbursement; limitation on charges.
Section 59A-57A-4 - Non-emergency care; limitation on charges.
Section 59A-57A-6 - Covered persons; providers; overpayment.
Section 59A-57A-7 - Nonparticipating providers; rebates and inducements; prohibition.
Section 59A-57A-8 - Health care provider reimbursement rates; surprise billing.
Section 59A-57A-9 - Reasonable health care cost management permitted.
Section 59A-57A-10 - Private cause of action.
Section 59A-57A-11 - Information from provider networks.