New Jersey Revised Statutes
Title 46 - Property
Section 46:15-10.1 - Partial fee exemptions.

New Jersey Revised Statutes

Title 46 - Property

Section 46:1-1 - Words and phrases defined

Section 46:2-1 - Titles, rights and interests preserved

Section 46:2-2 - Frauds or forgeries not validated

Section 46:2-3 - Registry of mortgages not affected

Section 46:2A-1 - Power of appointment; release or contract not to exercise authorized

Section 46:2A-2 - Release as to whole or part of property; manner of release

Section 46:2A-3 - Contract not to exercise power

Section 46:2A-4 - Application of act to what powers and instruments

Section 46:2A-5 - Deed, covenant or contract where power is created; acknowledgment; filing

Section 46:2B-8.1 - Short title.

Section 46:2B-8.2 - Powers of attorney; durable powers of attorney; disability defined.

Section 46:2B-8.3 - Durable power of attorney not affected by lapse of time; disability or incapacity.

Section 46:2B-8.4 - Relation of attorney-in-fact to court-appointed fiduciary.

Section 46:2B-8.5 - Power of attorney not revoked until notice.

Section 46:2B-8.6 - Good faith reliance.

Section 46:2B-8.7 - Multiple attorneys-in-fact.

Section 46:2B-8.8 - Delegation by attorney-in-fact.

Section 46:2B-8.9 - Formality.

Section 46:2B-8.10 - Revocation.

Section 46:2B-8.11 - Certified copies and photocopies.

Section 46:2B-8.12 - Compensation of the attorney-in-fact.

Section 46:2B-8.13 - Fiduciary status and duty to account.

Section 46:2B-8.13a - Power of attorney; gift of principal's property; prohibited

Section 46:2B-8.14 - Application of act.

Section 46:2B-10 - Definitions

Section 46:2B-11 - Authority of agent

Section 46:2B-12 - Powers of agent

Section 46:2B-13 - Banking institutions to accept power of attorney

Section 46:2B-14 - Banking institutions not liable for action in reliance on power of attorney

Section 46:2B-15 - Limitations on power of agent

Section 46:2B-16 - Banking transaction by agent binds principal

Section 46:2B-17 - Power of attorney not made pursuant to this act valid

Section 46:2B-18 - Banking institution may retain copy of power of attorney

Section 46:2B-19 - Agent acting pursuant to power of attorney shall be a fiduciary

Section 46:2C-6 - Trust created for exclusive benefit of employees as part of pension, disability, death or profit-sharing plan

Section 46:2C-7 - Definitions

Section 46:2E-14 - Disclaimer of interests previously governed by P.L.1979, c.492 (C.46:2E-1 to 46:2E-13).

Section 46:2F-9 - Rule against perpetuities abrogated

Section 46:2F-10 - Permissible period of power of alienation under trust, future interest

Section 46:2F-11 - Applicability of C.46:2F-9 through C.46:2F-11 to property interests, powers of appointment

Section 46:3-1 - Feudal tenures abolished

Section 46:3-2 - Certain tenures and holdings turned into free and common socage

Section 46:3-3 - Certain conveyances to operate in free and common socage

Section 46:3-4 - Rents certain or rights and incidents to common socage not discharged

Section 46:3-5 - Alienation of freeholds (statute quia emptores terrarum)

Section 46:3-6 - Gifts, grants and conveyances by state allodial

Section 46:3-7 - Transferability of estates of expectancy

Section 46:3-8 - Grants of real estate, rents, reversions or remainders without attornment of tenant

Section 46:3-9 - Conveyance of uses (statute of uses)

Section 46:3-10 - Fines and common recoveries abolished

Section 46:3-11 - Collateral warranties by ancestor abolished

Section 46:3-12 - Warranties by life tenant void as to reversioners or remaindermen

Section 46:3-13 - Fee simple; creation by deed; construction favorable to creation

Section 46:3-14 - Rule in Shelley's Case abolished

Section 46:3-15 - Estates tail abolished

Section 46:3-16 - Buildings and other things included in deeds to land

Section 46:3-17 - Tenancies in common; joint tenancies

Section 46:3-17.1 - Joint tenancies; creation

Section 46:3-17.2 - Tenancy by entirety

Section 46:3-17.3 - Property interest

Section 46:3-17.4 - Written consent of both spouses

Section 46:3-17.5 - Surviving spouse sole owner

Section 46:3-18 - Aliens; "alien friend" defined; right to acquire, hold and transfer real estate

Section 46:3-19 - Estates, rights and interests in areas above surface of ground

Section 46:3-20 - Enjoyment, alienation, demise, etc., of areas above surface of ground

Section 46:3-21 - Rights, burdens, restrictions, etc., pertaining to lands applicable

Section 46:3-22 - Application of existing laws to estates, etc., in areas above surface of ground

Section 46:3-23 - Discrimination prohibited in promise, covenant, restriction

Section 46:3-24 - Short title

Section 46:3-25 - Solar easements; creation in writing; recording

Section 46:3-26 - Contents

Section 46:3-27 - Conveyance or reservation of mineral rights; exclusion of water rights

Section 46:3-28 - Declarations, findings relative to private transfer fees.

Section 46:3-29 - Definitions relative to private transfer fees.

Section 46:3-30 - Private transfer fee obligation shall not run with title to real property; exceptions.

Section 46:3-31 - Liability for damages.

Section 46:3-32 - Disclosure of existence of private transfer fee obligation.

Section 46:3-33 - Recording of notice of private transfer fee; requirements.

Section 46:3A-1 - Survey, after approval and record, bars proprietors and successors from demands

Section 46:3A-2 - Newly-made partial surveys made without notice to possessor to be of no avail

Section 46:3A-3 - Perfection of title to overplus land under ancient survey

Section 46:3A-4 - Construction of sections 46:3A-2, 46:3A-3

Section 46:3A-5 - Certificate acknowledging line, corners and boundaries; recording; evidence; notice

Section 46:3A-6 - Construction as continuation of prior statutes

Section 46:3A-7 - Effective date

Section 46:3B-1 - Short title

Section 46:3B-2 - Definitions relative to new home warranties

Section 46:3B-3 - New home warranty; prescribing by rule or regulation; procedures for processing claims; time periods

Section 46:3B-4 - Liability of builder

Section 46:3B-5 - Certificate of registration; application; fee; issuance; duration; conditions

Section 46:3B-6 - Investigation of allegations; hearings; powers; denial, suspension or revocation of certificate; hearing; grounds

Section 46:3B-7 - New home warranty security fund

Section 46:3B-7.1 - Findings, declarations relative to new home warranties

Section 46:3B-7.2 - "New Home Warranty Security Fund Board of Trustees"

Section 46:3B-7.3 - Functions, duties of board

Section 46:3B-8 - Review and approval of alternate new home warranty security programs; fees; hearings; revocation of approval

Section 46:3B-8.1 - Filing of statement by warranty guarantor

Section 46:3B-8.2 - Filing, indexing of information

Section 46:3B-8.3 - Files open to public inspection

Section 46:3B-9 - Availability of any legal remedy to owner; election of remedy

Section 46:3B-10 - Rules and regulations

Section 46:3B-11 - Supersedure of municipal ordinance or regulation

Section 46:3B-12 - Failure to register; penalty; enforcement and collection

Section 46:3B-13 - Findings, determinations, declarations

Section 46:3B-14 - Moneys and claims for advance funding for remediation of structural damages

Section 46:3B-15 - Procedure followed by commissioner when claim filed

Section 46:3B-16 - Commissioner to estimate funding required for approved claims

Section 46:3B-17 - Legal action to pursue claims

Section 46:3B-18 - Submission of claims

Section 46:3B-19 - No payment for defect in new home warranted under alternative program

Section 46:3B-20 - Claimant deemed to have elected remedy

Section 46:3C-1 - Short title

Section 46:3C-2 - Findings, declarations relative to purchase of residential real estate

Section 46:3C-3 - Definitions

Section 46:3C-4 - Off-site conditions, municipal lists

Section 46:3C-5 - Providing municipal clerk with lists of off-site conditions

Section 46:3C-6 - Lists from the Commissioner of Environmental Protection

Section 46:3C-7 - Fees for copies of lists.

Section 46:3C-8 - Seller's notice regarding off-site conditions

Section 46:3C-9 - Cancellation of contract

Section 46:3C-10 - Seller's disclosure duties

Section 46:3C-11 - Seller not required to contribute to list

Section 46:3C-12 - Nonliability for civil damages

Section 46:4-1 - Short form deed

Section 46:4-2 - "The said covenants" construed

Section 46:4-3 - Covenant of seizin

Section 46:4-4 - Covenant as to right to convey

Section 46:4-5 - Covenants as to quiet possession and freedom from encumbrances

Section 46:4-6 - Covenant as to grantor's acts

Section 46:4-7 - Covenant of general warranty

Section 46:4-8 - Covenant of special warranty

Section 46:4-9 - "With general warranty" , "with special warranty" construed

Section 46:4-10 - Covenant as to further assurances

Section 46:4-11 - Deeds or covenants not conforming to statutory short forms

Section 46:5-1 - Certain words in quitclaim deeds construed

Section 46:5-2 - "Grantor" , "grantee" , "release" construed

Section 46:5-3 - Conveyance by quitclaim without reservation in favor of grantor; effect as conveyance by deed of bargain and sale; grantee bona fide purchaser

Section 46:5-4 - Conveyance by quitclaim with reservation in favor of grantor; effect as conveyance by deed of bargain and sale; grantee bona fide purchaser

Section 46:5-5 - Conveyance by quitclaim prior to July 4, 1931; effect after record as conveyance by deed of bargain and sale; exceptions

Section 46:5-6 - Conveyance by quitclaim and record thereof as evidence; validity as to subsequent judgment creditors, purchasers and mortgagees

Section 46:5-7 - Liberal construction as to grantee and strict construction against grantor

Section 46:5-8 - Intention in enactment of sections 46:5-3 to 46:5-6

Section 46:5-9 - Registered mortgages not affected

Section 46:6-1 - Transfers, leases, assurances and conveyances pursuant to letters of agency, powers of attorney or other powers or authorities

Section 46:6-2 - Informalities or irregularities in conveyances executed by agent under power

Section 46:6-3 - Conveyances under powers of attorney not recorded

Section 46:6-6 - Letters of attorney considered unrevoked until revoked by recorded instrument or death of principal

Section 46:7-1 - Deed of confirmation

Section 46:7-2 - Deed of conveyance

Section 46:7-3 - Statements curing defects in designation of corporate grantees

Section 46:7-4 - Perfecting title to real estate conveyed to church prior to completion of organization thereof

Section 46:7-5 - Conveyances to religious societies prior to incorporation valid after incorporation

Section 46:7-6 - Conveyances to clubs prior to incorporation valid after incorporation

Section 46:7-7 - Conveyances to lodges prior to incorporation valid after incorporation

Section 46:7-8 - Grants, conveyances or devises to or in trust for associations not for profit prior to incorporation thereof

Section 46:7-9 - Incorporation, powers, etc., of land improvement companies

Section 46:8-1 - Attornments by tenant to strangers to title; effect

Section 46:8-2 - Grantees or assignees of leased real estate or reversions thereof; rights same as those of original lessors

Section 46:8-3 - Lessees of real estate; rights against grantees of reversion

Section 46:8-4 - Original lease surrendered and new lease made; rights and duties under new lease

Section 46:8-5 - Judicial sale of leased interests

Section 46:8-6 - Injuries by fire to buildings on leased premises; repair by landlord

Section 46:8-7 - Buildings on leased premises totally destroyed by fire or otherwise; lease terminated

Section 46:8-8 - Forfeiture of lease of premises used for prostitution or assignation

Section 46:8-9 - Three months' notice to tenant to quit sufficient

Section 46:8-9.1 - Termination on death

Section 46:8-9.2 - Termination of certain residential leases due to disability.

Section 46:8-9.3 - Rules, regulations

Section 46:8-9.4 - Short title.

Section 46:8-9.5 - Findings, declarations relative to termination of lease agreements by domestic violence victims.

Section 46:8-9.6 - Requirements for termination of lease.

Section 46:8-9.7 - Effective date of lease termination, conditions affecting co-tenants.

Section 46:8-9.8 - Notice relative to public housing leases.

Section 46:8-9.9 - Waiving of rights, remedies prohibited.

Section 46:8-9.10 - Existing lease agreements unaffected.

Section 46:8-9.11 - Disclosure of certain information by landlord prohibited; exceptions.

Section 46:8-9.12 - Inapplicability of act to seasonal use, rental.

Section 46:8-10 - Tenant holding over; tenancy from month to month

Section 46:8-19 - Security deposits; investment, deposit, disposition

Section 46:8-19.1 - Rules, regulations

Section 46:8-20 - Procedure on conveyance of property

Section 46:8-21 - Liability on transfer

Section 46:8-21.1 - Return of deposit; displaced tenant; termination of lease; civil penalties, certain.

Section 46:8-21.2 - Limitation on amount of deposit

Section 46:8-21.3 - Security deposits prior to effective date of act; date of compliance

Section 46:8-21.4 - Small claims jurisdiction of actions on security deposits less than $5,000

Section 46:8-21.5 - Deposit recovery, certain; court action not required for tenant receiving financial assistance.

Section 46:8-22 - Enforcement of trust by civil action

Section 46:8-23 - Statutory trust upon insolvency or bankruptcy of person receiving security deposit

Section 46:8-24 - Waiver by depositor prohibited

Section 46:8-25 - Unlawful diversion of trust funds; penalty

Section 46:8-26 - Application of act

Section 46:8-27 - Landlord, project defined.

Section 46:8-28 - Certificate of registration; filing, contents.

Section 46:8-28.1 - Certificate; indexing, filing; inspection; fee; validation.

Section 46:8-28.2 - Certificate of registration; amendment; filing

Section 46:8-28.3 - Registration under act if in compliance with L.1974, c. 50, or Hotel and Multiple Dwelling Law

Section 46:8-28.4 - Inapplicability of act to current proceedings, liabilities or penalties

Section 46:8-28.5 - Certificate of registration, fee; exceptions.

Section 46:8-29 - Provision of copy of certificate of registration to tenant.

Section 46:8-29.1 - Tenants advised of list.

Section 46:8-30 - Date of preparation; stipulation

Section 46:8-31 - Service by mail upon record owner

Section 46:8-32 - Service of process on Superior Court clerk

Section 46:8-33 - Action for possession by landlord; compliance with act

Section 46:8-34 - Jurisdiction of Superior Court; amounts under $3,000

Section 46:8-35 - Penalty for violation; recovery to municipalities

Section 46:8-36 - Waiver of rights by agreement; unenforceability

Section 46:8-37 - Severability

Section 46:8-38 - Definitions

Section 46:8-39 - Information on crime insurance; advice to tenants

Section 46:8-40 - Owners of multiple dwellings; duties to make tenant insurable

Section 46:8-41 - Penalties

Section 46:8-42 - Severability

Section 46:8-43 - Short title

Section 46:8-44 - Definitions.

Section 46:8-45 - Statement of legal rights and responsibilities of tenants and landlords of rental dwelling units.

Section 46:8-46 - Statement; distribution and posting by landlords

Section 46:8-47 - Violations of act; penalty

Section 46:8-48 - Offer of or entry into lease in violation of rights of tenants; termination of lease; exception

Section 46:8-49 - Waiver of right to receive or refusal to accept statement; effect

Section 46:8-49.1 - Landlord prohibited from requiring electronic payments from tenants.

Section 46:8-49.2 - Receipt required.

Section 46:8-49.3 - Acceptance by landlord of rent payment during three-day period.

Section 46:8-50 - Notification to tenants if property is in flood zone

Section 46:8-51 - Military, veteran housing allowance counted as income; definitions.

Section 46:8-52 - Short title.

Section 46:8-53 - Findings, declarations regarding housing to those with criminal records.

Section 46:8-54 - Definitions relative to housing to those with criminal records.

Section 46:8-55 - Application process.

Section 46:8-56 - Housing provider's consideration of applicant's record.

Section 46:8-57 - Director preparation of model documents.

Section 46:8-58 - Discriminatory advertisement by house provider, prohibited.

Section 46:8-59 - Immunity.

Section 46:8-60 - Drug, alcohol test, drug abuse treatment information; requirement by housing provider, prohibited.

Section 46:8-61 - Unlawful acts by housing provider.

Section 46:8-62 - Complaint data maintenance.

Section 46:8-63 - Complaints, actions sought against housing provider.

Section 46:8-64 - Rules, regulations.

Section 46:8A-1 - Short title

Section 46:8A-2 - Definitions

Section 46:8A-3 - Horizontal property regimes; mergers

Section 46:8A-3.1 - Organization of two or more regimes as nonprofit corporation; application of act

Section 46:8A-4 - Status of apartments within horizontal property regime

Section 46:8A-5 - Joint tenancies; tenancies in common; tenancies by the entirety

Section 46:8A-6 - Ownership of apartments; of common elements; value

Section 46:8A-7 - Indivisibility of common elements

Section 46:8A-8 - Use of elements held in common

Section 46:8A-9 - Recordation of master deed; matters to be set forth in deed

Section 46:8A-10 - Plans to be attached to master deed

Section 46:8A-11 - Description of individual apartments

Section 46:8A-12 - Waiver of regime

Section 46:8A-13 - Merger no bar to reconstitution

Section 46:8A-14 - By-laws; inserting or appending to master deed

Section 46:8A-15 - Necessary contents of by-laws; modification of system; recordation

Section 46:8A-16 - Books of receipts and expenditures; availability for examination

Section 46:8A-17 - Council of co-owners; access to apartments

Section 46:8A-18 - Contributions for payment of expenses of administration and maintenance

Section 46:8A-19 - Compliance with by-laws; damages or injunctive relief for noncompliance

Section 46:8A-20 - Liens for labor or materials

Section 46:8A-21 - Priority of liens

Section 46:8A-22 - Joint and several liability of purchaser and seller for payment of assessments; purchaser's recovery; statement of amount due by seller

Section 46:8A-23 - Insuring building and common elements against risks

Section 46:8A-24 - Application of insurance proceeds to reconstruction; pro rata distribution in certain cases; rules governing reconstruction

Section 46:8A-25 - Building costs in excess of insurance proceeds

Section 46:8A-26 - Taxes, assessments and charges; valuation of apartments; exemptions or deductions

Section 46:8A-27 - Incorporation

Section 46:8A-28 - Partial invalidity

Section 46:8B-1 - Short title

Section 46:8B-2 - Saving clause

Section 46:8B-3 - Definitions

Section 46:8B-4 - Status of units

Section 46:8B-5 - Types of ownership

Section 46:8B-6 - Common elements

Section 46:8B-7 - Invalidity of contrary agreements

Section 46:8B-8 - Creation, establishment of condominium.

Section 46:8B-8.1 - Establishment of condominium upon land held under lease

Section 46:8B-9 - Master deed, contents.

Section 46:8B-10 - Unit deeds and other instruments

Section 46:8B-11 - Amendments to master deed

Section 46:8B-12 - The association

Section 46:8B-12.1 - Members of governing board; elections; written approval of actions by developer; control by board; delivery of items

Section 46:8B-12.2 - Management, employment, service or maintenance contract or contract for equipment or materials; 2 year limitation; termination

Section 46:8B-13 - Bylaws

Section 46:8B-13.1 - Explanatory materials, guidelines for condominium associations, administrators

Section 46:8B-14 - Responsibilities of association

Section 46:8B-15 - Powers of association.

Section 46:8B-16 - Authority, rights of unit owner

Section 46:8B-17 - Common expenses

Section 46:8B-18 - Prohibited work

Section 46:8B-19 - Taxes, assessments and charges; valuation of units; exemptions or deductions

Section 46:8B-20 - Liens for labor or materials

Section 46:8B-21 - Liens in favor of association; priority.

Section 46:8B-22 - Effect of sheriff's sale

Section 46:8B-23 - Blanket mortgage

Section 46:8B-24 - Fire or other casualty

Section 46:8B-25 - Eminent domain

Section 46:8B-26 - Condominium termination

Section 46:8B-27 - Effect of deed of revocation

Section 46:8B-28 - Resubmission

Section 46:8B-29 - Zoning

Section 46:8B-30 - Partial invalidity

Section 46:8B-31 - Legislative findings and declarations

Section 46:8B-32 - Unconscionability of leases; rebuttable presumption; elements of lease

Section 46:8B-33 - Severability

Section 46:8B-34 - Selling price; inclusion of statement of membership fees

Section 46:8B-35 - Lease of parking, recreational or other common facility or area for over 20 years; option to renew or purchase

Section 46:8B-36 - Master deeds or bylaws of association; rebuttable presumption of unconscionability

Section 46:8B-37 - Application of act

Section 46:8B-38 - Right of first refusal clause in contract for sale of condominium, master deed or association bylaws; applicability to state or any political subdivision

Section 46:8C-2 - Mobile home park fees

Section 46:8C-3 - Sale of mobile home within park; notice to and approval by owner or operator

Section 46:8C-4 - Leases; delivery and posting of rules and regulations

Section 46:8C-5 - Waiver of provisions of act by agreement; invalidity

Section 46:8C-6 - Severability

Section 46:8C-7 - Construction of act

Section 46:8C-8 - Regulation and licensing by municipality; ordinance

Section 46:8C-9 - Sale of first mobile home located on each site to be leased within park

Section 46:8C-10 - Definitions.

Section 46:8C-11 - Rights of homeowners on offer for sale

Section 46:8C-12 - Right of homeowners on offer to buy

Section 46:8C-13 - Rights not applicable to certain sales, etc.

Section 46:8C-14 - Compliance as prerequisite to recording

Section 46:8C-15 - Formation of association

Section 46:8C-16 - Association notice to landowner, recording

Section 46:8C-17 - Purpose of association

Section 46:8C-18 - Governing bylaws; requisites

Section 46:8C-19 - Powers, duties of the association

Section 46:8C-20 - Duties of private residential leasehold community owner

Section 46:8C-21 - Relocations, variances, certain, prohibited

Section 46:8D-1 - Short title

Section 46:8D-2 - Findings, declarations

Section 46:8D-3 - Definitions

Section 46:8D-4 - Recording of documents

Section 46:8D-5 - Plan of cooperative ownership

Section 46:8D-6 - Master declaration

Section 46:8D-7 - Master register

Section 46:8D-8 - Fees

Section 46:8D-9 - Lands in more than 1 county, state

Section 46:8D-10 - Amendments

Section 46:8D-11 - Contents of transfer document, short form memorandum

Section 46:8D-12 - Recording of documents

Section 46:8D-13 - Recording, indexing fees

Section 46:8D-13.1 - Findings, declarations relative to rental housing and cooperatives; agreements, certain, unenforceable

Section 46:8D-14 - Recording of financing statement security agreement, lien

Section 46:8D-15 - Liens

Section 46:8D-16 - Deed of revocation

Section 46:8D-17 - Resubmission permissible

Section 46:8D-18 - Adherence to definition of "cooperative"

Section 46:9-1 - Short form mortgage

Section 46:9-2 - Covenant of seizin and warranty

Section 46:9-3 - Covenant as to taxes paid

Section 46:9-4 - Covenant to pay indebtedness

Section 46:9-5 - Covenant as to insurance

Section 46:9-6 - Covenant as to acceleration

Section 46:9-7 - Covenant as to declaration of no offset

Section 46:9-7.1 - Express agreement required for assumption of mortgage debt

Section 46:9-8 - Purchase money mortgage over judgments

Section 46:9-8.1 - Definitions

Section 46:9-8.2 - Priority preserved

Section 46:9-8.3 - No outstanding indebtedness

Section 46:9-8.4 - Prior recorded liens

Section 46:9-8.5 - Title insurance to continue in effect despite modification to mortgage loan; exception.

Section 46:9-9 - Assignment of mortgages

Section 46:10-1 - Support of party or other walls adjacent to excavations eight feet in depth

Section 46:10A-1 - Demanding or exacting money or other valuable thing for making or obtaining mortgage loan

Section 46:10A-2 - Violators as disorderly persons

Section 46:10A-3 - Issuance of mortgagee title insurance policy required; notice to mortgagor

Section 46:10A-4 - Statement of receipt of notice by mortgagor

Section 46:10A-5 - Violation; penalty

Section 46:10A-6 - Borrower to choose own attorney; fees; disclosure; definitions

Section 46:10B-1 - Definitions

Section 46:10B-2 - Prepayment of mortgage loan without penalty

Section 46:10B-3 - Additional payments

Section 46:10B-4 - Invalidity of mortgage provisions

Section 46:10B-5 - Violation; return of fees plus interest

Section 46:10B-6 - Failure to deliver cancellation or discharge; forfeiture of fee

Section 46:10B-7 - Failure to accept additional payments; forfeiture of interest

Section 46:10B-8 - Increase in interest rate; limitation

Section 46:10B-9 - Application of act

Section 46:10B-10 - Interest rate; points

Section 46:10B-11 - Points; liability for receiving

Section 46:10B-11.1 - Discount points deemed interest on loan

Section 46:10B-12 - Graduated payment mortgage defined

Section 46:10B-13 - Authorization to make

Section 46:10B-14 - Use for dwelling units; limits on interest

Section 46:10B-15 - Option to convert to conventional level payment mortgage

Section 46:10B-16 - Short title

Section 46:10B-17 - Definitions

Section 46:10B-18 - Reverse annuity and reverse direct payment mortgages; authorization to make; conditions

Section 46:10B-19 - Option of mortgagor to enter into subsequent mortgage with same mortgagee

Section 46:10B-20 - Exemption of income from New Jersey Gross Income Tax Act

Section 46:10B-21 - Regulations

Section 46:10B-22 - Short title.

Section 46:10B-23 - Findings, declarations relative to abusive lending practices.

Section 46:10B-24 - Definitions relative to abusive lending practices.

Section 46:10B-25 - Creditors, prohibited practices relative to home loans.

Section 46:10B-26 - High-cost home loans, limitations, prohibited practices.

Section 46:10B-27 - Affirmative claims, defenses by borrower.

Section 46:10B-28 - Enforcement by department.

Section 46:10B-29 - Violations, remedies, liability.

Section 46:10B-30 - Rights, remedies, prohibitions declared additional, cumulative.

Section 46:10B-31 - Law of state of location of property applicable.

Section 46:10B-32 - Program of consumer counseling, awareness.

Section 46:10B-33 - Liability of mortgage broker.

Section 46:10B-34 - Preemption of local rules, regulations.

Section 46:10B-35 - Regulations.

Section 46:10B-36 - Short title.

Section 46:10B-37 - Findings, declarations relative to certain residential mortgages.

Section 46:10B-38 - Definitions relative to certain residential mortgages.

Section 46:10B-39 - Written notices from creditor to eligible borrower.

Section 46:10B-40 - Period of extension; certification.

Section 46:10B-41 - Notice sent to eligible foreclosed borrower.

Section 46:10B-42 - Period of extension for eligible foreclosed borrower.

Section 46:10B-43 - Violations, penalties.

Section 46:10B-44 - Creditor's failure to fulfill obligation.

Section 46:10B-45 - Liberal construction.

Section 46:10B-46 - Severability.

Section 46:10B-47 - Regulations.

Section 46:10B-48 - Effective date; term.

Section 46:10B-49 - Report of mortgage foreclosure actions.

Section 46:10B-49.1 - Database reflecting extent of residential properties under foreclosure.

Section 46:10B-49.2 - Notice of intention to foreclose, centralized portal for submission.

Section 46:10B-49.3 - Required notifications by lender.

Section 46:10B-50 - Six-month forbearance period before foreclosure; definitions.

Section 46:10B-51 - Procedure for serving summons and complaint in action to foreclose on a mortgage.

Section 46:10B-51.1 - Certain owners of foreclosed property required to file contact information.

Section 46:10B-53 - Short title.

Section 46:10B-54 - Definitions relative to certain mortgage foreclosure consultant practices.

Section 46:10B-55 - Requirements for licensure of foreclosure consultant.

Section 46:10B-56 - Foreclosure consultant contract.

Section 46:10B-57 - Additional legal rights of owner.

Section 46:10B-58 - Violations relative to foreclosure consultants.

Section 46:10B-59 - Waiver void, unenforceable.

Section 46:10B-60 - Written contract required for conveyance of distressed property.

Section 46:10B-61 - Additional right of rescission, cancellation of contract.

Section 46:10B-62 - Option of cancellation statement in contract.

Section 46:10B-63 - Prohibited actions of distressed property purchaser.

Section 46:10B-64 - Requirements for distressed property purchaser.

Section 46:10B-65 - Waiver void, unenforceable.

Section 46:10B-66 - Powers of commissioner relative to compliance.

Section 46:10B-67 - Violations, penalties; degree of crime.

Section 46:10B-68 - Enforcement, regulations.

Section 46:11-1 - Right of entry to make surveys in certain proceedings

Section 46:14-2.1 - Acknowledgement and proof.

Section 46:14-4.1 - Proof of instruments not acknowledged or proved

Section 46:14-4.2 - Signatures

Section 46:14-6.1 - Officers authorized to take acknowledgments.

Section 46:15-5 - Definitions.