Nevada Revised Statutes
Chapter 97B - Consumer Protection From Predatory Interest
NRS 97B.090 - Exemptions from chapter.

The provisions of this chapter do not apply to:
1. A person doing business pursuant to the authority of any law of this State or of the United States relating to banks, national banking associations, savings banks, trust companies, savings and loan associations, credit unions, mortgage brokers, mortgage bankers, thrift companies or insurance companies, including, without limitation, any affiliate or subsidiary of such a person regardless of whether the affiliate or subsidiary is a bank.
2. Any business:
(a) Whose principal purpose or activity is lending money on real property which is secured by a mortgage;
(b) Approved by the Federal National Mortgage Association as a seller or servicer; and
(c) Approved by the United States Department of Housing and Urban Development and the Department of Veterans Affairs.
3. A person who provides money for investment in loans secured by a lien on real property, on his or her own account.
4. A seller of real property who offers credit secured by a mortgage of the property sold.
5. A person who exclusively extends credit to any person who is not a resident of this State for any business, commercial or agricultural purpose that is located outside this State.
6. A person while performing any act authorized pursuant to chapter 604A of NRS.
7. A motor vehicle manufacturer or distributor, or an affiliate or captive financial entity of a motor vehicle manufacturer or distributor.
(Added to NRS by 2019, 2308)

Structure Nevada Revised Statutes