Nevada Revised Statutes
Chapter 695D - Plans for Dental Care
NRS 695D.2153 - Claims: Organization for dental care or administrator prohibited from denying claim for which prior authorization has been granted; exceptions.


1. An organization for dental care or an administrator of a dental plan shall not refuse to pay a claim for dental care for which the organization for dental care or administrator, as applicable, has granted prior authorization unless:
(a) A limitation on coverage provided under the applicable plan for dental care, including, without limitation, a limitation on total costs or frequency of services:
(1) Did not apply at the time the prior authorization was granted; and
(2) Applied at the time of the provision of the dental care for which the prior authorization was granted because additional covered dental care was provided to the member after the prior authorization was granted and before the provision of the dental care for which prior authorization was granted;
(b) The documentation provided by the person submitting the claim clearly fails to support the claim for which prior authorization was originally granted;
(c) After the prior authorization was granted, additional dental care was provided to the member or the condition of the member otherwise changed such that:
(1) The dental care for which prior authorization was granted is no longer medically necessary; or
(2) The organization for dental care or administrator, as applicable, would be required to deny prior authorization under the terms and conditions of the applicable plan for dental care that were in effect at the time of the provision of the dental care for which prior authorization was granted;
(d) Another person or entity is responsible for the payment;
(e) The dentist has previously been paid for the procedures covered by the claim;
(f) The claim was fraudulent or the prior authorization was based, in whole or in part, on materially false information provided by the dentist or member or another person who is not affiliated with the organization for dental care or administrator, as applicable; or
(g) The member was not eligible to receive the dental care for which the claim was made on the date that the dental care was provided.
2. Any provision of a contract that conflicts with this section is against public policy, void and unenforceable.
3. As used in this section:
(a) "Medically necessary" means dental care that a prudent dentist would provide to a patient to prevent, diagnose or treat an illness, injury or disease, or any symptoms thereof, that is necessary and:
(1) Provided in accordance with generally accepted standards of dental practice;
(2) Clinically appropriate with regard to type, frequency, extent, location and duration;
(3) Not primarily provided for the convenience of the patient or dentist;
(4) Required to improve a specific dental condition of a patient or to preserve the existing state of oral health of the patient; and
(5) The most clinically appropriate level of dental care that may be safely provided to the patient.
(b) "Prior authorization" means any communication issued by an organization for dental care or the administrator of a dental plan in response to a request by a dentist in the form prescribed by the organization for dental care or administrator, as applicable, which indicates that specific dental care provided to a patient is:
(1) Covered under the plan for dental care issued to the member; and
(2) Reimbursable in a specific amount, subject to applicable deductibles, copayments and coinsurance.
(Added to NRS by 2021, 3528)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 695D - Plans for Dental Care

NRS 695D.010 - Definitions.

NRS 695D.012 - "Administrator" defined.

NRS 695D.020 - "Commissioner" defined.

NRS 695D.030 - "Dental care" defined.

NRS 695D.040 - "Dentist" defined.

NRS 695D.050 - "Member" defined.

NRS 695D.060 - "Organization for dental care" defined.

NRS 695D.070 - "Plan for dental care" defined.

NRS 695D.080 - "Policy" defined.

NRS 695D.090 - Applicability of title to organizations for dental care; applicability of chapter.

NRS 695D.095 - Applicability of chapter and certain other provisions to organizations for dental care.

NRS 695D.100 - Regulations.

NRS 695D.102 - Summary of coverage: Contents of disclosure; approval by Commissioner; regulations.

NRS 695D.104 - Summary of coverage: Copy required to be provided to group policyholder before issuance of policy; organization prohibited from offering plan unless disclosure approved by Commissioner.

NRS 695D.110 - Certificate of authority: Required for establishing, operating, acting as administrator of, selling or offering to sell plan for dental care.

NRS 695D.120 - Certificate of authority: Application.

NRS 695D.130 - Certificate of authority: Issuance; fees.

NRS 695D.140 - Certificate of authority: Notice of change of information; application for amendment; fee; approval.

NRS 695D.150 - Certificate of authority: Expiration; renewal; fees.

NRS 695D.153 - Capital account: Minimum amount; requirements.

NRS 695D.157 - Hazardous financial condition: Regulations; determination; powers of Commissioner.

NRS 695D.160 - Composition of board of directors for organization for dental care that is corporation.

NRS 695D.170 - Bond or deposit: Required; amount; creation of Fund for Bonds of Organizations for Dental Care; judgment as lien; disposition upon dissolution, liquidation or other termination of organization.

NRS 695D.180 - Requirements concerning bond.

NRS 695D.190 - Certain persons in organization for dental care in fiduciary relationship to members; dentist subject to disciplinary action for breaches of fiduciary or contractual obligations.

NRS 695D.200 - Policy: Review by prospective members at meeting; provision of copy to members; approval by Commissioner; form and contents; notice of change.

NRS 695D.203 - Group plan issued to replace discontinued policy or coverage: Requirements; notice of reduction of benefits; statement of benefits; applicability to self-insured employer.

NRS 695D.205 - Copayments and deductibles: Reasonableness; approval of Commissioner; regulations.

NRS 695D.210 - Policy covering dependent of member required to include coverage for member’s newly born and adopted children and children placed with member for adoption to same extent as other dependents.

NRS 695D.215 - Claims: Approval or denial; request for additional information; payment; interest on unpaid claim.

NRS 695D.2153 - Claims: Organization for dental care or administrator prohibited from denying claim for which prior authorization has been granted; exceptions.

NRS 695D.2157 - Recovery of overpayments: Notice; procedures for challenging attempted recovery; limitation of period for recovery; exception.

NRS 695D.216 - Required provision concerning coverage for services provided through telehealth to same extent and in same amount as though provided in person or by other means; exception; prohibited acts. [Effective through the earlier of 1 year afte...

NRS 695D.217 - Organization for dental care prohibited from denying coverage solely because claim involves act that constitutes domestic violence or applicant or insured was victim of domestic violence.

NRS 695D.219 - Organization for dental care prohibited from denying coverage solely because applicant or member was intoxicated or under the influence of controlled substance; exceptions.

NRS 695D.220 - Licensing of agents.

NRS 695D.225 - Contracts between organization for dental care and dentist: Modification; submission of schedule of payments upon request; exceptions.

NRS 695D.227 - Prohibitions related to setting of fees by plan or organization for dental care other than covered services to members.

NRS 695D.230 - Advertising or materials used to enroll or solicit members: Approval of Commissioner; penalties.

NRS 695D.240 - Limitation on use of charges or premiums for marketing and administrative expenses; regulations.

NRS 695D.250 - Reserves: Maintenance; exception; held in fiduciary capacity; deposit; penalty for diversion or appropriation; regulations.

NRS 695D.260 - Annual report; financial statement; quarterly statement; administrative penalty for failure to file timely report or statement; extension of time; payment of premium tax and filing fee.

NRS 695D.270 - Examination by Commissioner.

NRS 695D.280 - Rehabilitation, liquidation or conservation: Conduct.

NRS 695D.290 - Trade practices and frauds: Applicability of provisions to organizations for dental care.

NRS 695D.300 - Disciplinary action: Grounds; penalties.

NRS 695D.310 - Disciplinary or other action: Notice; hearing; order.