Nevada Revised Statutes
Chapter 695A - Fraternal Benefit Societies
NRS 695A.010 - "Fraternal benefit society" defined.

"Fraternal benefit society" means any incorporated society, order or supreme lodge, without capital stock, including one exempted under the provisions of paragraph (b) of subsection 1 of NRS 695A.570 whether incorporated or not, which:
1. Is conducted solely for the benefit of its members and their beneficiaries and not for profit;
2. Operates on a lodge system with ritualistic form of work;
3. Has a representative form of government; and
4. Provides benefits in accordance with this chapter.
(Added to NRS by 1971, 1835; A 1991, 222)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 695A - Fraternal Benefit Societies

NRS 695A.001 - Definitions.

NRS 695A.003 - "Benefit contract" defined.

NRS 695A.004 - "Benefit member" defined.

NRS 695A.006 - "Certificate" defined.

NRS 695A.010 - "Fraternal benefit society" defined.

NRS 695A.014 - "Insurer" defined.

NRS 695A.016 - "Laws" defined.

NRS 695A.018 - "Lodge" defined.

NRS 695A.020 - "Lodge system" defined.

NRS 695A.023 - "Medicaid" defined.

NRS 695A.027 - "Order for medical coverage" defined.

NRS 695A.030 - "Premiums" defined.

NRS 695A.040 - "Representative form of government" defined.

NRS 695A.042 - "Rules" defined.

NRS 695A.044 - "Society" defined.

NRS 695A.050 - Organization: Preparation and contents of articles of incorporation.

NRS 695A.060 - Organization: Filing of documents and bond with Commissioner; preliminary certificate of authority.

NRS 695A.070 - Organization: Solicitation of members; collection of advance premiums; reports to Commissioner.

NRS 695A.080 - Certificate of authority: Issuance and renewal; effect; record; copies; fees.

NRS 695A.090 - General powers and duties of society.

NRS 695A.095 - Contracts between society and provider of health care: Prohibiting society from charging provider of health care fee for inclusion on list of providers given to insureds; society required to use form to obtain information on provider o...

NRS 695A.110 - Unincorporated or voluntary association prohibited from transacting business as society.

NRS 695A.120 - Location of principal office; meetings of supreme governing body; minutes of certain proceedings; official publications; grievances by benefit members.

NRS 695A.130 - Consolidation; merger.

NRS 695A.140 - Conversion of fraternal benefit society into mutual life insurer.

NRS 695A.150 - Qualifications for and rights and privileges of membership.

NRS 695A.151 - Effect of eligibility for medical assistance under Medicaid on eligibility for coverage; assignment of rights to state agency.

NRS 695A.152 - Society required to comply with certain provisions concerning portability and availability of health insurance.

NRS 695A.153 - Society prohibited from asserting certain grounds to deny enrollment of child of insured pursuant to order.

NRS 695A.155 - Certain accommodations required to be made by society when child is covered under policy of noncustodial parent.

NRS 695A.157 - Society required to authorize enrollment of child of parent who is required by order to provide medical coverage under certain circumstances; termination of coverage of child.

NRS 695A.159 - Society prohibited from restricting coverage of child based on preexisting condition when person who is eligible for group coverage adopts or assumes legal obligation for child.

NRS 695A.160 - Amendment of laws of society: Manner; approval by Commissioner; provision to members.

NRS 695A.180 - Scope of contractual benefits.

NRS 695A.184 - Benefit contract covering prescription drugs prohibited from limiting or excluding coverage for prescription drug previously approved for medical condition of insured; exception.

NRS 695A.1843 - Coverage for drugs, laboratory testing and certain services related to human immunodeficiency virus required; reimbursement of pharmacist for certain services.

NRS 695A.1845 - Coverage for certain tests and vaccines relating to human papillomavirus required; prohibited acts.

NRS 695A.1853 - Coverage for screening, genetic counseling and testing related to BRCA gene required in certain circumstances. [Effective January 1, 2022.]

NRS 695A.1855 - Coverage for mammograms for certain women required; prohibited acts.

NRS 695A.1856 - Coverage for examination of person who is pregnant for certain diseases required.

NRS 695A.1857 - Benefit contract covering maternity care: Prohibited acts by society if insured is acting as gestational carrier; child deemed child of intended parent for purposes of benefit contract.

NRS 695A.1865 - Coverage for drug or device for contraception and related health services required in benefit contract covering prescription drugs or devices; prohibited acts; exceptions. [Effective through December 31, 2021.] Coverage for drug or de...

NRS 695A.1873 - Coverage for management and treatment of sickle cell disease and its variants required; coverage for medically necessary prescription drugs to treat sickle cell disease and its variants required in benefit contract covering prescripti...

NRS 695A.1875 - Coverage for certain services, screenings and tests relating to wellness required; prohibited acts.

NRS 695A.188 - Approval or denial of claim; interest on unpaid claim; request for additional information; payment of claim; costs and attorney’s fees.

NRS 695A.195 - Society prohibited from denying coverage solely because claim involves act that constitutes domestic violence or applicant or insured was victim of domestic violence.

NRS 695A.197 - Society prohibited from denying coverage solely because applicant or insured was intoxicated or under the influence of controlled substance; exceptions.

NRS 695A.200 - Nonforfeiture benefits, cash surrender values, certificate loans and other options.

NRS 695A.210 - Beneficiaries; funeral benefits.

NRS 695A.220 - Benefits not liable to attachment, garnishment or other process.

NRS 695A.230 - Terms and conditions of benefit contracts.

NRS 695A.232 - Society required to offer and issue plan regardless of health status of persons; prohibited acts.

NRS 695A.235 - Offering policy of health insurance for purposes of establishing health savings account.

NRS 695A.240 - Approval and contents of certificates.

NRS 695A.255 - Benefit contract covering prescription drugs: Provision of notice and information regarding use of formulary.

NRS 695A.257 - Benefit contract covering prescription drugs: Required actions by society related to acquisition of prescription drugs for certain insureds residing in area for which emergency or disaster has been declared.

NRS 695A.259 - Benefit contract covering prescription drug for treatment of cancer or cancer symptom that is part of step therapy protocol: Society required to allow insured or attending practitioner to apply for exemption from step therapy protocol...

NRS 695A.261 - Benefit contract covering anatomical gifts, organ transplants or treatments or services related to organ transplants: Prohibited acts by society if insured is person with disability.

NRS 695A.265 - Coverage for services provided through telehealth required to same extent and in same amount as though provided in person or by other means; exception; prohibited acts. [Effective through 1 year after the date on which the Governor ter...

NRS 695A.270 - Authority to prohibit in society’s laws waiver of provisions of society’s laws.

NRS 695A.280 - Reinsurance.

NRS 695A.300 - Foreign or alien society: License required to transact business; required information.

NRS 695A.310 - Injunction against, liquidation of or appointment of receiver for domestic society.

NRS 695A.320 - Suspension, revocation or refusal of license of foreign or alien society.

NRS 695A.330 - Licensing of insurance agents of society; persons exempt from licensing.

NRS 695A.400 - Service of process on society.

NRS 695A.410 - Injunctions against societies.

NRS 695A.420 - Judicial review of Commissioner’s findings and decisions.

NRS 695A.430 - Assets, funds and accounts of society.

NRS 695A.440 - Investments.

NRS 695A.450 - Annual statement of financial condition, transactions and affairs: Filing; fee; contents; provision to members; valuation of certificates.

NRS 695A.460 - Annual statement of financial condition, transactions and affairs: Penalties for failure to file properly.

NRS 695A.475 - Liability of directors, officers, employees, members and volunteers; indemnification and reimbursement of directors, officers, employees and agents.

NRS 695A.490 - Standards of valuation for certificates; excess reserves.

NRS 695A.500 - Examination of societies transacting or applying to transact business in State.

NRS 695A.530 - Applicability of provisions relating to trade practices and frauds.

NRS 695A.550 - Exemption of societies from certain taxes.

NRS 695A.555 - Nonexemption of societies from certain fees.

NRS 695A.560 - Exemption of societies from other insurance laws; exceptions.

NRS 695A.570 - Applicability of chapter; effect of exemption.

NRS 695A.580 - Penalties.