"Identifiable charge" means a charge for credit personal property insurance that is made to debtors who have that insurance and not made to debtors who do not have that insurance. The term includes a charge for insurance that is disclosed in the credit agreement or other instrument furnished to the debtor which sets forth the financial elements of the credit transaction and any difference in the finance, interest, service or other similar charge made to debtors who are in similar circumstances except for the insured or noninsured status of the debtor.
(Added to NRS by 2005, 2107)
Structure Nevada Revised Statutes
Chapter 691C - Credit Personal Property Insurance
NRS 691C.020 - "Closed-end credit" defined.
NRS 691C.030 - "Collateral" defined.
NRS 691C.040 - "Compensation" defined.
NRS 691C.050 - "Credit agreement" defined.
NRS 691C.060 - "Credit personal property insurance" defined.
NRS 691C.070 - "Credit transaction" defined.
NRS 691C.080 - "Creditor" defined.
NRS 691C.090 - "Creditor-placed insurance" defined.
NRS 691C.100 - "Debtor" defined.
NRS 691C.110 - "Dual-interest insurance" defined.
NRS 691C.120 - "Experience" defined.
NRS 691C.130 - "Experience period" defined.
NRS 691C.140 - "Finance charge" defined.
NRS 691C.150 - "Gross debt" defined.
NRS 691C.160 - "Identifiable charge" defined.
NRS 691C.170 - "Incurred losses" defined.
NRS 691C.180 - "Loss ratio" defined.
NRS 691C.190 - "Net debt" defined.
NRS 691C.200 - "Nonfiling insurance" defined.
NRS 691C.210 - "Open-end credit" defined.
NRS 691C.220 - "Reverse competition" defined.
NRS 691C.230 - "Single-interest insurance" defined.
NRS 691C.280 - Required disclosures.
NRS 691C.290 - Offer to extend coverage for open-end credit transaction.
NRS 691C.310 - Individual policy or certificate of insurance: Delivery.
NRS 691C.320 - Policies, forms and schedules: Filing; approval; withdrawal of approval.
NRS 691C.330 - Adoption of forms by regulation; election of use of forms by insurer.
NRS 691C.370 - Report of credit personal property insurance by insurer: Filing; preparation.
NRS 691C.380 - Transfers to unauthorized insurer.
NRS 691C.390 - Refund of unearned premiums upon cancellation; approval of refund formula.