Nevada Revised Statutes
Chapter 690B - Casualty Insurance
NRS 690B.300 - Prohibition against setting different premium rates based on number of babies delivered for certain practitioners; exception.


1. Except as otherwise provided in this section, if an insurer issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year, the insurer shall not set the premium for the policy at a rate that is different from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the difference in rates is based in whole or in part upon the number of babies delivered per year by the practitioner.
2. If an insurer issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year, the insurer may set the premium for the policy at a rate that is different, based in whole or in part upon the number of babies delivered per year by the practitioner, from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the insurer:
(a) Bases the difference upon actuarial and loss experience data available to the insurer; and
(b) Obtains the approval of the Commissioner for the difference in rates.
3. The provisions of this section do not prohibit an insurer from setting the premium for a policy of professional liability insurance issued to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year at a rate that is different from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the difference in rates is based solely upon factors other than the number of babies delivered per year by the practitioner.
(Added to NRS by 2003, 922)

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Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 690B - Casualty Insurance

NRS 690B.010 - Other applicable provisions.

NRS 690B.012 - Claims: Approval or denial; request for additional information or time; payment; interest on unpaid claim.

NRS 690B.016 - Insurer required to notify insured or claimant of right to have repairs made at licensed body shop of his or her choice; prohibition against insurer’s knowing recommendation of unlicensed body shop or required patronization of particul...

NRS 690B.017 - Provisions for arbitration not binding.

NRS 690B.020 - Coverage for uninsured or hit-and-run vehicles required; exceptions; insolvency of insurer; payment; presumption.

NRS 690B.023 - Evidence of insurance: Insurer required to provide to insured on approved form; contents; electronic format; liability for damages to mobile electronic device presented to provide such evidence.

NRS 690B.024 - Authority of claimant to authorize other party to receive certain information; obligation of insurer of other party to provide certain information relating to claim for compensation under policy of motor vehicle insurance.

NRS 690B.025 - Primary and excess coverage; garage operator who loans vehicle to customer required to provide notice to customer regarding coverage; modification of provision by written agreement; applicability.

NRS 690B.028 - Insurer prohibited from taking adverse action because of violation of speed limit in certain cases.

NRS 690B.029 - Mandatory provision for reduction of premiums for persons 55 years of age or older in certain circumstances; requirements relating to course of traffic safety; approval of policy by Commissioner.

NRS 690B.031 - Reduction in premium of certain policies of insurance required if motor vehicle is equipped with air bag and other safety device; calculation; approval of Commissioner.

NRS 690B.035 - Policy covering damage to one or more of operator’s vehicles.

NRS 690B.037 - Authority of owner or authorized agent to give consent for towing and storage of damaged motor vehicle.

NRS 690B.040 - Policy providing certain automobile coverage in Mexico.

NRS 690B.090 - Issuance authorized.

NRS 690B.100 - Definitions.

NRS 690B.110 - Applicability of other provisions.

NRS 690B.120 - Exemption of person selling insurance from licensing requirements as agent, broker or solicitor.

NRS 690B.130 - Deposit of securities or surety bond; maintenance of capital stock or surplus, premium reserves and losses and loss expense reserves.

NRS 690B.140 - Investments in tangible personal property: Limitation; waiver.

NRS 690B.150 - Filing of annual and quarterly statements.

NRS 690B.155 - Provision requiring binding arbitration authorized; procedures for arbitration.

NRS 690B.160 - Contracts: Specifications; cancellation; renewal.

NRS 690B.170 - Contracts: Regulations on content.

NRS 690B.175 - Regulations regarding administrative expenses for insurers and accounting standards.

NRS 690B.180 - Prohibited acts.

NRS 690B.200 - Definitions.

NRS 690B.210 - "Claims-made policy" defined.

NRS 690B.220 - "Extended reporting endorsement" defined.

NRS 690B.230 - "Practitioner" defined.

NRS 690B.240 - "Professional liability insurance" defined.

NRS 690B.250 - Practitioners of the healing arts: Reports to licensing boards; availability for public inspection.

NRS 690B.270 - Disclosure to practitioner of reasons for failure to issue professional liability insurance.

NRS 690B.280 - Disclosure to practitioner of reasons for higher premium.

NRS 690B.290 - Insurer offering to issue claims-made policy required to offer extended reporting endorsement to certain practitioners; disclosure of formula used to determine premium.

NRS 690B.300 - Prohibition against setting different premium rates based on number of babies delivered for certain practitioners; exception.

NRS 690B.310 - Prohibition against confidentiality of certain information relating to settlement of claim or action for breach of professional duty of certain practitioners.

NRS 690B.320 - Additional requirements for insurer offering to issue claims-made policy to certain practitioners.

NRS 690B.330 - Required reduction in premium for implementation of qualified risk management system; regulations; applicability.

NRS 690B.350 - Essential medical specialties: Determination, cancellation, termination or nonrenewal of professional liability insurance.

NRS 690B.360 - Information pertinent to monitoring compliance with applicable standards for rates: Commissioner authorized to collect; analysis; report to Legislature required under certain circumstances.

NRS 690B.400 - Definitions.

NRS 690B.410 - "Driver" defined.

NRS 690B.415 - "Monitored autonomous vehicle provider" defined.

NRS 690B.420 - "Transportation network company" defined.

NRS 690B.425 - "Transportation network company insurance" defined.

NRS 690B.430 - "Transportation services" defined.

NRS 690B.450 - Applicability.

NRS 690B.460 - Required disclosures by transportation network companies to drivers.

NRS 690B.470 - Transportation network company insurance: Minimum coverage requirements for drivers, transportation network companies and monitored autonomous vehicle providers; additional coverage; duties of insurer; payment of claims; transportation...

NRS 690B.480 - Insurer not required to offer transportation network company insurance; authority of insurer to offer transportation network company insurance and charge additional premium; rights of insurer excluding transportation network company in...

NRS 690B.490 - Required cooperation and sharing of information during investigation.

NRS 690B.493 - Monitored autonomous vehicle required to contain evidence of coverage; provision of proof of coverage and certain disclosure to law enforcement and other party if vehicle involved in accident or motor vehicle crash.

NRS 690B.495 - Driver required to carry evidence of coverage; required provision of proof of coverage and certain disclosure to law enforcement officer and party required if driver involved in accident or motor vehicle crash.