The following persons need not be licensed as producers of insurance:
1. An officer, director or employee of an insurer or of a producer of insurance if the officer, director or employee does not receive any commission on policies written or sold to insure risks residing, located or to be performed in this state and:
(a) The officer, director or employee’s activities are executive, administrative, managerial or clerical, or a combination thereof, and are only indirectly related to the sale, solicitation or negotiation of insurance;
(b) The officer, director or employee’s function relates to underwriting, control of losses, inspection or the processing, adjusting, investigating or settling of claims on contracts of insurance; or
(c) The officer, director or employee is acting in the capacity of a special agent or supervisor of an agency assisting producers of insurance where his or her activities are limited to providing technical advice and assistance to licensed producers and do not include sale, solicitation or negotiation of insurance.
2. A person who secures and furnishes information for the purpose of group life insurance, group property and casualty insurance, group annuities, or group or blanket accident and health insurance, or for the purpose of enrolling natural persons under plans, issuing certificates under plans or otherwise assisting in administering plans, or who performs administrative services related to mass marketed property and casualty insurance, if no commission is paid to the person for the service and the person does not sell, solicit or negotiate insurance. As used in this subsection, "blanket accident and health insurance" has the meaning ascribed to it in NRS 689B.070.
3. An employer or association or its officers, directors or employees, or the trustees of an employees’ trust plan, to the extent that the employer, association, officers, directors, employees or trustees are engaged in the administration or operation of a program of employees’ benefits for the employer’s or association’s own employees or the employees of its subsidiaries or affiliates, if the program involves the use of insurance issued by an insurer and the employer, association, officers, directors, employees or trustees are not compensated by the insurer issuing the contracts.
4. Employees of insurers or organizations employed by insurers who are engaged in the inspection, rating or classification of risks or in the supervision of the training of producers of insurance and are not individually engaged in the sale, solicitation or negotiation of insurance.
5. A person whose activities in this state are limited to advertising, without the intent to solicit insurance in this state, through communications in printed publications or electronic mass media whose distribution is not limited to residents of this state, if the person does not sell, solicit or negotiate insurance of risks residing, located or to be performed in this state.
6. A salaried full-time employee who counsels or advises his or her employer concerning the interests of the employer, or of the subsidiaries or affiliates of the employer, in insurance, if the employee does not sell or solicit insurance or receive a commission.
7. An employee of a producer of insurance or an insurer who responds to requests from holders of policies previously issued, if the employee is not directly compensated according to the volume of premiums that may result from those services and does not solicit insurance or offer advice concerning terms or conditions of policies.
(Added to NRS by 2001, 2191; A 2003, 3292)
Structure Nevada Revised Statutes
Chapter 683A - Persons Involved in Sale or Administration of Insurance
NRS 683A.025 - "Administrator" defined.
NRS 683A.031 - "Business organization" defined.
NRS 683A.041 - "Home state" defined.
NRS 683A.051 - "License" defined.
NRS 683A.060 - "Managing general agent" defined.
NRS 683A.065 - "Negotiate" defined.
NRS 683A.072 - "Sell" defined.
NRS 683A.074 - "Solicit" defined.
NRS 683A.076 - "Terminate" defined.
NRS 683A.078 - "Uniform application" defined.
NRS 683A.081 - "Affiliate" defined.
NRS 683A.082 - "Control" defined.
NRS 683A.083 - "Insurer" defined.
NRS 683A.084 - "Underwrite" defined.
NRS 683A.085 - Qualifications.
NRS 683A.08522 - Certificate of registration: Contents of application.
NRS 683A.08526 - Certificate of registration: Duration; expiration; renewal.
NRS 683A.08528 - Annual report: Requirements; review by Commissioner.
NRS 683A.0853 - Waiver of requirements for administrator’s certificate.
NRS 683A.0857 - Bond: Requirement; amount; conditions; replacement.
NRS 683A.0863 - Payments to administrator.
NRS 683A.088 - Payment of claims by check or draft.
NRS 683A.0883 - Basis for compensation of administrator.
NRS 683A.089 - Delivery to insureds of communications of insurer.
NRS 683A.0893 - Penalty for acting without certificate of registration.
NRS 683A.090 - License required; administrative fine.
NRS 683A.172 - "Covered person" defined.
NRS 683A.173 - "Pharmacy" defined.
NRS 683A.174 - "Pharmacy benefit manager" defined.
NRS 683A.175 - "Pharmacy benefits plan" defined.
NRS 683A.1815 - "Facility" defined.
NRS 683A.182 - "Occupant" defined.
NRS 683A.1823 - "Owner" defined.
NRS 683A.1826 - "Personal property" defined.
NRS 683A.1828 - "Personal property storage insurance" defined.
NRS 683A.183 - "Rental agreement" defined.
NRS 683A.1835 - "Storage space" defined.
NRS 683A.1837 - "Supervising entity" defined.
NRS 683A.185 - Examination or education not required to receive or renew license.
NRS 683A.1855 - Restrictions relating to sales and coverage; rates to be filed with Commissioner.
NRS 683A.1875 - Employee or authorized representative may act for licensee.
NRS 683A.193 - "Offer and disseminate" defined.
NRS 683A.195 - "Producer of limited lines travel insurance" defined.
NRS 683A.197 - "Travel insurance" defined.
NRS 683A.199 - "Travel retailer" defined.
NRS 683A.201 - License required; exemption for insurers; administrative fine.
NRS 683A.211 - Persons exempt from licensing.
NRS 683A.231 - Licensing of bank.
NRS 683A.265 - Licensing of producer of limited lines travel insurance.
NRS 683A.281 - Nonresident licensees: Service of process; agreement to appear.
NRS 683A.301 - Use of true or fictitious name by applicant for license or licensee.
NRS 683A.311 - Temporary licenses: Authority of Commissioner to issue, limit or revoke; expiration.
NRS 683A.325 - Commissions and compensation.
NRS 683A.351 - Records of transactions: Maintenance; examination by Commissioner; destruction.
NRS 683A.369 - Travel retailers: Authorized scope of activities.
NRS 683A.3693 - Travel retailers: Prohibited activities.
NRS 683A.3695 - Travel retailers: Required written disclosures.
NRS 683A.372 - Approval to conduct external reviews: Minimum qualifications; conflicts of interest.
NRS 683A.373 - Submission of annual list to Office for Consumer Health Assistance.
NRS 683A.451 - Authority of Commissioner; grounds for action.