If a standard policy of property or casualty insurance or a standard endorsement of such a policy does not contain personally identifiable information, the insurer offering such a policy or endorsement may satisfy a requirement to mail or deliver the policy or endorsement by posting the policy or endorsement on the Internet website of the insurer if:
1. The policy or endorsement is accessible to the insured and to any producer of insurance who transacted insurance involving the policy or endorsement with the insured for as long as the policy or endorsement is in force;
2. The insurer retains an archive of expired policies and endorsements for not less than 5 years after the expiration of each policy or endorsement and makes expired policies and endorsements available upon request;
3. The policy or endorsement is posted in a manner that enables the insured and any producer of insurance who transacted insurance involving the policy or endorsement with the insured to print and save the policy or endorsement using any program or other application which is widely available on the Internet and free to use;
4. The insurer provides, in or with the declarations page provided at the time of issuance of the initial policy and each renewal of the policy:
(a) A description of the exact form of policy or endorsement purchased by the insured;
(b) A description of the right of the insured to receive, upon request and without charge, a paper copy of the policy or endorsement by mail; and
(c) The address of the Internet website where the policy or endorsement is posted;
5. Upon request of the insured and without charge, the insurer mails a paper copy of the policy or endorsement to the insured;
6. The insurer provides notice in the manner preferred by the insured of any change to the policy or endorsement which includes a description of the right of the insured to obtain, upon request and without charge, a paper copy of the revised policy or endorsement and the address of the Internet website where the revised policy or endorsement is posted; and
7. The insurer complies with all applicable provisions of chapter 719 of NRS.
(Added to NRS by 2017, 613)
Structure Nevada Revised Statutes
Chapter 680A - Authorization of Insurers and General Requirements
NRS 680A.020 - "Charter" defined.
NRS 680A.028 - "Multiple employer welfare arrangement" defined.
NRS 680A.030 - "Mutual" insurer defined.
NRS 680A.040 - "Reciprocal" insurer defined.
NRS 680A.050 - "Stock" insurer defined.
NRS 680A.058 - Applicability of chapter to self-funded multiple employer welfare arrangements.
NRS 680A.060 - Certificate of authority: Required; penalty.
NRS 680A.070 - Certificate of authority: Exceptions to requirement.
NRS 680A.080 - Eligibility for certificate of authority: General requirements.
NRS 680A.090 - Eligibility for certificate of authority: Ownership; management.
NRS 680A.095 - Certificate of authority: Required to transact reinsurance; eligibility; exceptions.
NRS 680A.100 - Name of insurer.
NRS 680A.110 - Combinations of insuring powers.
NRS 680A.120 - Required capital.
NRS 680A.130 - Combinations of insurance for which additional capital not required.
NRS 680A.140 - Required deposit; deposit in other state.
NRS 680A.150 - Certificate of authority: Application.
NRS 680A.160 - Certificate of authority: Issuance or refusal; contents and ownership.
NRS 680A.170 - Certificate of authority: Amendment; fee.
NRS 680A.173 - Transfer of insurer’s domicile: Foreign insurer may become domestic insurer.
NRS 680A.177 - Transfer of insurer’s domicile: Duties of insurer; effect on policies.
NRS 680A.180 - Continuance, expiration and reinstatement of certificate of authority.
NRS 680A.230 - Applicability of general corporation laws to foreign insurers; exception.
NRS 680A.300 - Agent required; execution of emergency bond.
NRS 680A.330 - Retaliatory provision.
NRS 680A.510 - "Deliver by electronic means" defined.
NRS 680A.520 - "Party" defined.
NRS 680A.550 - Requirements for delivery.
NRS 680A.560 - Circumstances in which insurer required to cease delivery by electronic means.
NRS 680A.570 - Withdrawal of consent to delivery by electronic means.
NRS 680A.580 - Effect of consent to delivery by electronic means given before October 1, 2017.