Nevada Revised Statutes
Chapter 679B - Commissioner of Insurance
NRS 679B.190 - Maintenance, inspection and destruction of records; confidentiality and use of documents and other information.


1. The Commissioner shall carefully preserve in the Division and in permanent form all papers and records relating to the business and transactions of the Division and shall hand them over to the successor in office of the Commissioner.
2. Except as otherwise provided in subsections 3 and 5 to 9, inclusive, other provisions of this Code and NRS 616B.015, the papers and records must be open to public inspection.
3. Except as otherwise provided in NRS 239.0115, any records or information in the possession of the Division related to an investigation conducted by the Commissioner is confidential unless:
(a) The Commissioner releases, in the manner that he or she deems appropriate, all or any part of the records or information for public inspection after determining that the release of the records or information:
(1) Will not harm the investigation or the person who is being investigated; or
(2) Serves the interests of a policyholder, the shareholders of the insurer or the public; or
(b) A court orders the release of the records or information after determining that the production of the records or information will not damage any investigation being conducted by the Commissioner.
4. The Commissioner may destroy unneeded or obsolete records and filings in the Division in accordance with provisions and procedures applicable in general to administrative agencies of this State.
5. The Commissioner may classify as confidential:
(a) Specified records and information obtained from a governmental agency; and
(b) Documents obtained or received from other sources upon the express condition that they remain confidential.
6. All information and documents in the possession of the Division or any of its employees which are related to cases or matters under investigation by the Commissioner or the staff of the Commissioner are confidential for the period of the investigation and may not be made public unless the Commissioner finds the existence of an imminent threat of harm to the safety or welfare of the policyholder, shareholders or the public and determines that the interests of the policyholder, shareholders or the public will be served by publication thereof, in which event the Commissioner may make a record public or publish all or any part of the record in any manner he or she deems appropriate.
7. The Commissioner may classify as confidential the records of a consumer or information relating to a consumer to protect the health, welfare or safety of the consumer.
8. In performing his or her duties, the Commissioner may:
(a) Share documents, materials or other information, including any documents, materials or information classified as confidential, with other state, federal and international regulatory or law enforcement agencies or with the National Association of Insurance Commissioners and its affiliates and subsidiaries if the recipient agrees to maintain the confidentiality and privileged status of the documents, materials or other information.
(b) May receive documents, materials or other information, including any documents, materials or information otherwise confidential and privileged, from other state, federal and international regulatory or law enforcement agencies or from the National Association of Insurance Commissioners and its affiliates and subsidiaries, and shall maintain as confidential or privileged any document, material or information received with notice or the understanding that it is confidential or privileged under the law of the jurisdiction from which it was received.
(c) Enter into agreements, consistent with this subsection, governing the sharing and use of information.
9. No waiver of confidentiality or privilege with respect to any document, material or information occurs as a result of disclosure to the Commissioner under this section or of sharing as authorized under this chapter.
(Added to NRS by 1971, 1565; A 1983, 1386; 1991, 1617; 1993, 1900; 1995, 1611, 2165, 2698; 1997, 660, 661; 1999, 2783; 2001, 2181; 2007, 2153)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 679B - Commissioner of Insurance

NRS 679B.020 - Chief officer of Division; restrictions on other employment and certain political activities.

NRS 679B.030 - Qualifications.

NRS 679B.050 - Official seal.

NRS 679B.060 - Office space.

NRS 679B.080 - Designation of acting Commissioner; powers and duties of deputies; restrictions on other employment of deputies.

NRS 679B.090 - Employment and classification of assistants and examiners; contracts for certain services or assistance; regulations.

NRS 679B.100 - Prohibited interests of Commissioner, deputy or employee; penalty.

NRS 679B.110 - Delegation of powers.

NRS 679B.115 - Limitation on civil liability for publication of certain reports or bulletins; effect of provision.

NRS 679B.120 - General powers and duties of Commissioner.

NRS 679B.122 - Entry into or compliance with cooperative or coordination agreements; sharing or receipt of confidential documents.

NRS 679B.123 - Issuance of reciprocal licenses for health carriers licensed in certain other states; regulations.

NRS 679B.124 - Denial of application of provider of health care to be included in network of providers of health carrier: Form letter required for notification of provider by health carrier; submission by health carrier to Commissioner of copy of for...

NRS 679B.125 - Observation of conduct of persons in insurance business; regulations.

NRS 679B.127 - Participation in program providing counseling to elderly persons concerning health insurance; regulations.

NRS 679B.129 - Creation of program for insurers to provide incentives to property owners to take measures to mitigate risk of property loss or damage caused by wildfire; consultation with State Forester Firewarden.

NRS 679B.130 - Regulations: Administration of Code and compliance with federal law relating to insurance; penalties for violation.

NRS 679B.133 - Regulations: Requirements regarding use of identification cards and devices to process claims for prescription drugs and devices.

NRS 679B.135 - Regulations: Protections to purchasers, prospective purchasers, holders and former holders of policies.

NRS 679B.136 - Regulations: Use of electronic signatures; acceptance and transmission of electronic records and payments; electronic filing of forms and payment of fees; storage and reproduction of records.

NRS 679B.137 - Regulations: Method and period for maintaining records of insurers.

NRS 679B.138 - Regulations: Use of uniform claim forms and billing codes; transfer of electronic data.

NRS 679B.139 - Regulations governing plans for providing welfare benefits to employees of more than one employer; examination of insurer.

NRS 679B.140 - Orders and notices: Effectivity; contents of orders; methods of provision.

NRS 679B.142 - Orders prohibiting insurer from transacting insurance: Commissioner required to deliver copy to Secretary of State; duties of Secretary of State upon receipt.

NRS 679B.145 - Publication, maintenance and distribution of guide to rates for policies of insurance for motor vehicles.

NRS 679B.150 - Measures to enhance public understanding of coverages and to encourage competition; standards for policies; criteria to determine suitability of contracts and sales practices.

NRS 679B.152 - Review of fees for medical or dental care determined to be usual and customary; plans limiting selection of dentist.

NRS 679B.159 - Report of violation to Commissioner; confidentiality of report.

NRS 679B.160 - Advisory councils and committees.

NRS 679B.170 - Private ombudsmen.

NRS 679B.175 - Bonds or other security of regulated persons: Requirements for bond; authority for substitute form of security in certain circumstances; cancellation of bond.

NRS 679B.180 - Enforcement; Attorney General to act as legal counsel; exception.

NRS 679B.185 - Administrative fine for willfully engaging in unauthorized transaction of insurance: Limitation; enforcement.

NRS 679B.187 - Person who invests or handles money or assets of insurer designated fiduciary; prohibited conduct by fiduciary; penalty.

NRS 679B.190 - Maintenance, inspection and destruction of records; confidentiality and use of documents and other information.

NRS 679B.200 - Evidentiary effect of Commissioner’s certificates and certified copies of documents.

NRS 679B.220 - Interstate and international cooperation.

NRS 679B.225 - Inspection of insurance policies.

NRS 679B.227 - Statute of limitations for commencing proceedings to collect premium tax.

NRS 679B.228 - Fee for returned check or other dishonored payment.

NRS 679B.230 - Examination of insurers.

NRS 679B.240 - Examination of holding companies, subsidiaries, agents, promoters, independent review organizations and others.

NRS 679B.250 - Conduct of examination; access to records; corrections; penalty.

NRS 679B.260 - Appraisal of asset.

NRS 679B.270 - Report of examination: Filing; contents; evidentiary effect in certain proceedings.

NRS 679B.280 - Report of examination: Delivery of copy and notice to examinee; right of examinee to review and respond to report; entry of order by Commissioner; Commissioner authorized to order insurer to cure violation.

NRS 679B.282 - Report of examination: Hearing; filing for public inspection; forwarding filed report to examinee; distribution and presentation of report of examination of domestic insurer.

NRS 679B.285 - Report of examination: Disclosure; confidentiality.

NRS 679B.287 - Limitations on actions and liability for communicating or delivering information or data pursuant to examination; Commissioner, representatives and examiners entitled to attorney’s fees and costs in certain tort actions.

NRS 679B.290 - Expense of examination; billing for examination; regulations.

NRS 679B.300 - Deposit of money; payment of certain expenses.

NRS 679B.305 - Creation; use; assessment of fee to maintain balance; regulations; limit of liability.

NRS 679B.310 - Administrative procedures; hearings in general.

NRS 679B.320 - Notice of hearing.

NRS 679B.330 - Location; presiding officer; evidence; parties; record of proceedings and evidence.

NRS 679B.340 - Witnesses and evidence; penalties.

NRS 679B.350 - Testimony compelled; immunity from prosecution.

NRS 679B.360 - Order on hearing.

NRS 679B.370 - Appeal from Commissioner.

NRS 679B.380 - Financing of administration and enforcement; claims.

NRS 679B.400 - Legislative findings and declarations; purposes.

NRS 679B.410 - Duties of Commissioner.

NRS 679B.420 - Employment of technical and professional consultants.

NRS 679B.430 - Authority of Commissioner to issue orders for compliance with provisions; regulations governing recording and reporting of certain information by certain insurers; such insurer required to report information and to pay fee in certain c...

NRS 679B.440 - Contents of reports.

NRS 679B.460 - Penalties for violation of or noncompliance with provisions or regulations.

NRS 679B.510 - Definitions.

NRS 679B.520 - "Health care plan" defined.

NRS 679B.530 - "Insured" defined.

NRS 679B.540 - "Insurer" defined.

NRS 679B.550 - Duties of Division.

NRS 679B.560 - Insurer required to provide information to insured.

NRS 679B.600 - Definitions.

NRS 679B.610 - "Fraud Control Unit" defined.

NRS 679B.620 - "Insurance fraud" defined.

NRS 679B.630 - Program to investigate acts or practices of fraud.

NRS 679B.640 - Commissioner required to investigate fraudulent claims for benefits.

NRS 679B.650 - Investigative authority of Commissioner.

NRS 679B.660 - Cooperation between Commissioner, Attorney General and investigative and law enforcement agencies.

NRS 679B.670 - Immunity from liability for nonmalicious disclosure of information on fraudulent claim or suspicious fire.

NRS 679B.680 - Effect of certain powers and duties of Attorney General and Fraud Control Unit on jurisdiction of Commissioner.

NRS 679B.690 - Confidentiality of records and other information related to investigation by Attorney General and Fraud Control Unit for prosecution of insurance fraud.

NRS 679B.700 - Special Investigative Account; annual assessment for costs of program to investigate acts or practices of fraud; regulations.