1. If an applicant for credit:
(a) Has no credit history;
(b) Was or is married;
(c) Requests that the creditor deem the credit history of the applicant to be identical to the credit history of the applicant’s spouse which was established during the marriage referenced in paragraph (b); and
(d) If requested by the creditor, provides, with regard to the marriage referenced in paragraph (b), evidence of:
(1) The existence of the marriage; and
(2) The date of the marriage and, if applicable, the date the marriage ended,
the creditor must deem the credit history of the applicant to be identical to the credit history of the applicant’s spouse which was established during the marriage referenced in paragraph (b).
2. Violation of this section by a creditor shall be deemed to be discrimination based on marital status.
(Added to NRS by 2019, 1593)
Structure Nevada Revised Statutes
Chapter 598B - Equal Opportunity for Credit
NRS 598B.020 - Declaration of public policy.
NRS 598B.040 - "Applicant" defined.
NRS 598B.050 - "Credit" defined.
NRS 598B.060 - "Creditor" defined.
NRS 598B.070 - "Division" defined.
NRS 598B.075 - "Marital status" defined.
NRS 598B.080 - "Person" defined.
NRS 598B.090 - Administration of chapter; duties of Commissioner of Financial Institutions.
NRS 598B.110 - Considerations in determining creditworthiness.
NRS 598B.115 - Extension of credit to be mailed to same address as solicitation; exception.
NRS 598B.130 - Separate reporting of credit histories required.
NRS 598B.140 - Administrative remedies: Complaint to Division.
NRS 598B.150 - Administrative remedies: Investigation and hearing by Division; witnesses.
NRS 598B.160 - Administrative remedies: Injunctive relief.
NRS 598B.170 - Civil remedies: Injunctive relief; damages; remedies not cumulative with federal law.