Nebraska Revised Statutes
Chapter 45 - Interest, Loans, and Debt

45-101.01 - Unconstitutional. - 45-101.01. Unconstitutional. Annotations This section enacted by 1963 Special Session...

45-101.02 - Terms, defined. - 45-101.02. Terms, defined. As used in sections 45-101.02 to 45-101.04,...

45-101.03 - General interest rate; maximum; variable rate authorized; conditions. - 45-101.03. General interest rate; maximum; variable rate authorized; conditions. (1)...

45-101.04 - General interest rate; maximum; when not applicable. - 45-101.04. General interest rate; maximum; when not applicable. The limitation...

45-101.05 - Mortgage loan; escrow account; how established and maintained. - 45-101.05. Mortgage loan; escrow account; how established and maintained. No...

45-101.06 - Escrow accounts; not required. - 45-101.06. Escrow accounts; not required. It is not the intent...

45-101.07 - Violations; penalty. - 45-101.07. Violations; penalty. Any lender who violates any of the...

45-102 - Interest; legal rate; exception. - 45-102. Interest; legal rate; exception. Interest upon the loan or...

45-103 - Interest; judgments; decrees; rate; exceptions. - 45-103. Interest; judgments; decrees; rate; exceptions. For decrees and judgments...

45-103.01 - Postjudgment interest; accrual; when. - 45-103.01. Postjudgment interest; accrual; when. Interest as provided in section...

45-103.02 - Prejudgment interest; accrual; when; conditions. - 45-103.02. Prejudgment interest; accrual; when; conditions. (1) Except as provided...

45-103.03 - Interest; how computed. - 45-103.03. Interest; how computed. All payments made prior to trial...

45-103.04 - Prejudgment interest; exceptions. - 45-103.04. Prejudgment interest; exceptions. Interest as provided in section 45-103.02...

45-104 - Interest; other contract obligations. - 45-104. Interest; other contract obligations. Unless otherwise agreed, interest shall...

45-104.01 - Interest; political subdivisions; delinquent taxes; special assessments. - 45-104.01. Interest; political subdivisions; delinquent taxes; special assessments. Unless otherwise...

45-104.02 - Interest; State of Nebraska; delinquent taxes; special assessments; credits or refunds. - 45-104.02. Interest; State of Nebraska; delinquent taxes; special assessments; credits...

45-105 - Usury; penalty. - 45-105. Usury; penalty. If a greater rate of interest than...

45-105.01 - Unconstitutional. - 45-105.01. Unconstitutional. Annotations This section enacted by 1963 Special Session...

45-106 - Interest; warrants or orders. - 45-106. Interest; warrants or orders. All warrants or orders issued...

45-107 - Interest; effect on purchase of certain lands. - 45-107. Interest; effect on purchase of certain lands. The rate...

45-108 - Interest; rate; when calculated by the year. - 45-108. Interest; rate; when calculated by the year. When in...

45-109 - Contracts for payment of money or indebtedness; when usurious. - 45-109. Contracts for payment of money or indebtedness; when usurious....

45-110 - Usurious contracts; limit of recovery. - 45-110. Usurious contracts; limit of recovery. All such contracts are...

45-111 - Usury; civil proceedings; testimony of lender compellable. - 45-111. Usury; civil proceedings; testimony of lender compellable. Any person...

45-112 - Usury; relief; tender of principal unnecessary. - 45-112. Usury; relief; tender of principal unnecessary. Relief to the...

45-113 - Usury; witness; testimony not evidence in criminal proceeding, when. - 45-113. Usury; witness; testimony not evidence in criminal proceeding, when....

45-114 - Transferred to section 45-1002. - 45-114. Transferred to section 45-1002.

45-115 - Transferred to section 45-1003. - 45-115. Transferred to section 45-1003.

45-116 - Transferred to section 45-1004. - 45-116. Transferred to section 45-1004.

45-117 - Transferred to section 45-1005. - 45-117. Transferred to section 45-1005.

45-118 - Transferred to section 45-1006. - 45-118. Transferred to section 45-1006.

45-119 - Transferred to section 45-1007. - 45-119. Transferred to section 45-1007.

45-120 - Transferred to section 45-1008. - 45-120. Transferred to section 45-1008.

45-121 - Transferred to section 45-1009. - 45-121. Transferred to section 45-1009.

45-122 - Transferred to section 45-1010. - 45-122. Transferred to section 45-1010.

45-123 - Transferred to section 45-1011. - 45-123. Transferred to section 45-1011.

45-124 - Transferred to section 45-1012. - 45-124. Transferred to section 45-1012.

45-126 - Transferred to section 45-1013. - 45-126. Transferred to section 45-1013.

45-127 - Transferred to section 45-1014. - 45-127. Transferred to section 45-1014.

45-128 - Transferred to section 45-1015. - 45-128. Transferred to section 45-1015.

45-129 - Transferred to section 45-1016. - 45-129. Transferred to section 45-1016.

45-130 - Transferred to section 45-1017. - 45-130. Transferred to section 45-1017.

45-131 - Transferred to section 45-1018. - 45-131. Transferred to section 45-1018.

45-132 - Transferred to section 45-1019. - 45-132. Transferred to section 45-1019.

45-133 - Transferred to section 45-1020. - 45-133. Transferred to section 45-1020.

45-134 - Transferred to section 45-1021. - 45-134. Transferred to section 45-1021.

45-135 - Transferred to section 45-1022. - 45-135. Transferred to section 45-1022.

45-136 - Transferred to section 45-1023. - 45-136. Transferred to section 45-1023.

45-137 - Transferred to section 45-1024. - 45-137. Transferred to section 45-1024.

45-138 - Transferred to section 45-1025. - 45-138. Transferred to section 45-1025.

45-139 - Transferred to section 45-1026. - 45-139. Transferred to section 45-1026.

45-140 - Transferred to section 45-1027. - 45-140. Transferred to section 45-1027.

45-142 - Transferred to section 45-1028. - 45-142. Transferred to section 45-1028.

45-143 - Transferred to section 45-1029. - 45-143. Transferred to section 45-1029.

45-144 - Transferred to section 45-1030. - 45-144. Transferred to section 45-1030.

45-145 - Transferred to section 45-1031. - 45-145. Transferred to section 45-1031.

45-148 - Transferred to section 45-1034. - 45-148. Transferred to section 45-1034.

45-149 - Transferred to section 45-1035. - 45-149. Transferred to section 45-1035.

45-150 - Transferred to section 45-1036. - 45-150. Transferred to section 45-1036.

45-153 - Transferred to section 45-1037. - 45-153. Transferred to section 45-1037.

45-154 - Transferred to section 45-1038. - 45-154. Transferred to section 45-1038.

45-155 - Transferred to section 45-1039. - 45-155. Transferred to section 45-1039.

45-156 - Transferred to section 45-1040. - 45-156. Transferred to section 45-1040.

45-157 - Transferred to section 45-1041. - 45-157. Transferred to section 45-1041.

45-158 - Transferred to section 45-1042. - 45-158. Transferred to section 45-1042.

45-173 - Transferred to section 45-1043. - 45-173. Transferred to section 45-1043.

45-174 - Transferred to section 45-1044. - 45-174. Transferred to section 45-1044.

45-175 - Transferred to section 45-1045. - 45-175. Transferred to section 45-1045.

45-176 - Transferred to section 45-1046. - 45-176. Transferred to section 45-1046.

45-177 - Transferred to section 45-1047. - 45-177. Transferred to section 45-1047.

45-178 - Transferred to section 45-1048. - 45-178. Transferred to section 45-1048.

45-179 - Transferred to section 45-1049. - 45-179. Transferred to section 45-1049.

45-180 - Transferred to section 45-1050. - 45-180. Transferred to section 45-1050.

45-181 - Transferred to section 45-1051. - 45-181. Transferred to section 45-1051.

45-182 - Transferred to section 45-1052. - 45-182. Transferred to section 45-1052.

45-183 - Transferred to section 45-1053. - 45-183. Transferred to section 45-1053.

45-184 - Transferred to section 45-1054. - 45-184. Transferred to section 45-1054.

45-185 - Transferred to section 45-1055. - 45-185. Transferred to section 45-1055.

45-186 - Transferred to section 45-1056. - 45-186. Transferred to section 45-1056.

45-187 - Transferred to section 45-1057. - 45-187. Transferred to section 45-1057.

45-188 - Transferred to section 45-1058. - 45-188. Transferred to section 45-1058.

45-189 - Loan brokers; legislative findings. - 45-189. Loan brokers; legislative findings. The Legislature finds that: (1)...

45-190 - Terms, defined. - 45-190. Terms, defined. For purposes of sections 45-189 to 45-191.11,...

45-191 - Loan brokers; prohibited acts. - 45-191. Loan brokers; prohibited acts. No loan broker shall: (1)...

45-191.01 - Loan brokerage agreement; written disclosure statement; requirements. - 45-191.01. Loan brokerage agreement; written disclosure statement; requirements. (1) Prior...

45-191.02 - Loan brokers; filings with department required; filing fees. - 45-191.02. Loan brokers; filings with department required; filing fees. (1)...

45-191.03 - Prohibited acts; violations; penalties. - 45-191.03. Prohibited acts; violations; penalties. (1) A loan broker who...

45-191.04 - Loan brokerage agreement; requirements; right to cancel. - 45-191.04. Loan brokerage agreement; requirements; right to cancel. (1) A...

45-191.05 - Waiver of sections; attempt; prohibited. - 45-191.05. Waiver of sections; attempt; prohibited. A waiver of sections...

45-191.06 - Department; adopt rules and regulations. - 45-191.06. Department; adopt rules and regulations. The department may adopt,...

45-191.07 - Violation of loan brokerage agreement by loan broker; effect. - 45-191.07. Violation of loan brokerage agreement by loan broker; effect....

45-191.08 - Director; enforcement powers. - 45-191.08. Director; enforcement powers. (1)(a) The director in his or...

45-191.09 - Director; summary cease and desist order; when; other enforcement measures; collection of fines and costs; hearing; procedure; appeal. - 45-191.09. Director; summary cease and desist order; when; other enforcement...

45-191.10 - Persons exempt. - 45-191.10. Persons exempt. The following persons are exempt from sections...

45-191.11 - Burden of proof. - 45-191.11. Burden of proof. In any proceeding under the provisions...

45-194 - Transferred to section 45-1059. - 45-194. Transferred to section 45-1059.

45-195 - Transferred to section 45-1060. - 45-195. Transferred to section 45-1060.

45-196 - Transferred to section 45-1061. - 45-196. Transferred to section 45-1061.

45-198 - Transferred to section 45-1062. - 45-198. Transferred to section 45-1062.

45-199 - Transferred to section 45-1063. - 45-199. Transferred to section 45-1063.

45-1,100 - Transferred to section 45-1064. - 45-1,100. Transferred to section 45-1064.

45-1,101 - Transferred to section 45-1065. - 45-1,101. Transferred to section 45-1065.

45-1,102 - Transferred to section 45-1066. - 45-1,102. Transferred to section 45-1066.

45-1,103 - Transferred to section 45-1067. - 45-1,103. Transferred to section 45-1067.

45-1,104 - Federal interest rate limitations; rejected by state. - 45-1,104. Federal interest rate limitations; rejected by state. The federal...

45-1,105 - Terms, defined. - 45-1,105. Terms, defined. As used in sections 45-1,105 to 45-1,110,...

45-1,106 - Consumer credit transaction; default; notice required. - 45-1,106. Consumer credit transaction; default; notice required. (1) With respect...

45-1,107 - Consumer credit transaction; default; consumer's right to cure. - 45-1,107. Consumer credit transaction; default; consumer's right to cure. (1)...

45-1,108 - Consumer credit transaction; voluntary surrender of goods; creditor's right to enforce security interest. - 45-1,108. Consumer credit transaction; voluntary surrender of goods; creditor's right...

45-1,109 - Consumer credit transactions; procedures; when applicable. - 45-1,109. Consumer credit transactions; procedures; when applicable. Sections 45-1,105 to...

45-1,110 - Consumer credit default procedures; not applicable to certain licensees. - 45-1,110. Consumer credit default procedures; not applicable to certain licensees....

45-1,111 - Forced sale; disposition of certain proceeds. - 45-1,111. Forced sale; disposition of certain proceeds. In any forced...

45-1,112 - Terms, defined. - 45-1,112. Terms, defined. For purposes of sections 45-1,112 to 45-1,115:...

45-1,113 - Action or defense based on credit agreement; requirements. - 45-1,113. Action or defense based on credit agreement; requirements. (1)...

45-1,114 - Implied credit agreement; limitations. - 45-1,114. Implied credit agreement; limitations. A credit agreement shall not...

45-1,115 - Sections; applicability. - 45-1,115. Sections; applicability. Sections 45-1,112 to 45-1,115 shall apply to...

45-1,116 - Transferred to section 45-1068. - 45-1,116. Transferred to section 45-1068.

45-204 - Terms, defined. - 45-204. Terms, defined. As used in sections 45-204 to 45-209,...

45-205 - Agreements; requirements; fees and delinquency charges authorized. - 45-205. Agreements; requirements; fees and delinquency charges authorized. Every revolving...

45-206 - Monthly statement by seller; contents; payment in full; requirements. - 45-206. Monthly statement by seller; contents; payment in full; requirements....

45-207 - Time-price differential; rate; maximum. - 45-207. Time-price differential; rate; maximum. Notwithstanding the provisions of any...

45-208 - Violations; penalty. - 45-208. Violations; penalty. Any person who willfully and knowingly violates...

45-209 - Prohibited acts. - 45-209. Prohibited acts. No person shall purchase securities, deposit funds,...

45-333 - Transferred to section 45-408. - 45-333. Transferred to section 45-408.

45-334 - Act, how cited. - 45-334. Act, how cited. Sections 45-334 to 45-356 shall be...

45-335 - Terms, defined. - 45-335. Terms, defined. For purposes of the Nebraska Installment Sales...

45-336 - Installment contract; requirements. - 45-336. Installment contract; requirements. (1) Each retail installment contract shall...

45-337 - Insurance; policy; cancellation; premium refund; fee. - 45-337. Insurance; policy; cancellation; premium refund; fee. (1) The amount,...

45-338 - Installment contract; time-price differential; rate; maximum; origination fee. - 45-338. Installment contract; time-price differential; rate; maximum; origination fee. (1)(a)...

45-339 - Subsequent purchases; consolidate with previous contract; requirements. - 45-339. Subsequent purchases; consolidate with previous contract; requirements. Where a...

45-340 - Contracts negotiated by mail; requirements. - 45-340. Contracts negotiated by mail; requirements. Installment contracts negotiated and...

45-341 - Delinquency charges; limitation; fee. - 45-341. Delinquency charges; limitation; fee. An installment contract may provide...

45-342 - Prepayment; rebate; how computed. - 45-342. Prepayment; rebate; how computed. (1) Notwithstanding the provisions of...

45-343 - Failure to obtain license; penalty. - 45-343. Failure to obtain license; penalty. Any person who violates...

45-344 - Excess charges; penalty. - 45-344. Excess charges; penalty. If any seller or sales finance...

45-345 - License; requirement; exception. - 45-345. License; requirement; exception. (1) No person shall act as...

45-346 - License; application; contents; issuance; bond; fee; term; director; duties. - 45-346. License; application; contents; issuance; bond; fee; term; director; duties....

45-346.01 - Licensee; move of main office; notice to director; maintain minimum net worth; bond. - 45-346.01. Licensee; move of main office; notice to director; maintain...

45-347 - Fees; disposition. - 45-347. Fees; disposition. All money collected under the authority of...

45-348 - License; renewal; licensee; duties; fee; voluntary surrender of license. - 45-348. License; renewal; licensee; duties; fee; voluntary surrender of license....

45-350 - License; denial of renewal; suspension; revocation; appeal. - 45-350. License; denial of renewal; suspension; revocation; appeal. (1) Renewal...

45-351 - Licensee; investigation and inspection; director; appoint examiners; charges; fines; lien. - 45-351. Licensee; investigation and inspection; director; appoint examiners; charges; fines;...

45-351.01 - Holder of contract; extension or deferment authorized; fee. - 45-351.01. Holder of contract; extension or deferment authorized; fee. The...

45-352 - Rules and regulations; adopt. - 45-352. Rules and regulations; adopt. The director shall have the...

45-353 - Violations; enforcement; receiver; appointment; powers; duties. - 45-353. Violations; enforcement; receiver; appointment; powers; duties. (1) Whenever the...

45-354 - Nationwide Mortgage Licensing System and Registry; department; participation; requirements; director; duties; department; duties. - 45-354. Nationwide Mortgage Licensing System and Registry; department; participation; requirements;...

45-355 - Nationwide Mortgage Licensing System and Registry; information sharing; director; powers. - 45-355. Nationwide Mortgage Licensing System and Registry; information sharing; director;...

45-356 - Acquisition of licensee; notice; filing fee; director; duties; disapproval; grounds; notice; hearing. - 45-356. Acquisition of licensee; notice; filing fee; director; duties; disapproval;...

45-601 - Act, how cited; collection agency; license required; violation; penalty; foreign agency; communication authorized. - 45-601. Act, how cited; collection agency; license required; violation; penalty;...

45-602 - Terms, defined. - 45-602. Terms, defined. For purposes of the Collection Agency Act:...

45-603 - Collection Agency Licensing Board; created; members; term; expenses; employees; Secretary of State; duties. - 45-603. Collection Agency Licensing Board; created; members; term; expenses; employees;...

45-604 - Board; adopt rules and regulations. - 45-604. Board; adopt rules and regulations. The board may enact...

45-605 - Board; duties; application for license; filing; issuance; denial; appeal. - 45-605. Board; duties; application for license; filing; issuance; denial; appeal....

45-605.01 - Nationwide Mortgage Licensing System and Registry; licensure and registration; requirements. - 45-605.01. Nationwide Mortgage Licensing System and Registry; licensure and registration;...

45-606 - License; application; fees; financial statement; form. - 45-606. License; application; fees; financial statement; form. (1) Any person,...

45-607 - License; qualifications of licensee. - 45-607. License; qualifications of licensee. (1) The license provided for...

45-608 - Licensee; bond; conditions. - 45-608. Licensee; bond; conditions. No license shall be issued under...

45-609 - License; form; display. - 45-609. License; form; display. The license provided for in section...

45-610 - Licensee; employees; solicitor's certificates; form. - 45-610. Licensee; employees; solicitor's certificates; form. The board shall, upon...

45-611 - Licenses; certificates; expiration; renewal; application; time. - 45-611. Licenses; certificates; expiration; renewal; application; time. (1) All licenses...

45-612 - Licensee; solicitor; violation; conviction; revocation; hearing; order. - 45-612. Licensee; solicitor; violation; conviction; revocation; hearing; order. Upon final...

45-613 - Licensee; solicitor; complaint; citation; notice; hearing. - 45-613. Licensee; solicitor; complaint; citation; notice; hearing. The board may,...

45-614 - Licensee; solicitor; citation; power to issue subpoenas; depositions. - 45-614. Licensee; solicitor; citation; power to issue subpoenas; depositions. In...

45-615 - Licensee; solicitor; citation; hearing; board; findings; powers. - 45-615. Licensee; solicitor; citation; hearing; board; findings; powers. After a...

45-616 - License; solicitor's certificate; appeals; procedure. - 45-616. License; solicitor's certificate; appeals; procedure. Any refusal to grant...

45-617 - Licensee; solicitor's certificate; appeal; effect. - 45-617. Licensee; solicitor's certificate; appeal; effect. Pending final determination of...

45-618 - Licensee; change place of business; notify Secretary of State; new license; issuance; solicitor; employment terminated; return certificate. - 45-618. Licensee; change place of business; notify Secretary of State;...

45-619 - Licensee; board; require financial statement; confidential. - 45-619. Licensee; board; require financial statement; confidential. The board may,...

45-620 - License; certificates; fees. - 45-620. License; certificates; fees. No license, renewal of license, branch...

45-622 - Licensee; solicitor; prohibited from practice of law. - 45-622. Licensee; solicitor; prohibited from practice of law. Nothing in...

45-623 - Collection of public debts; contracts authorized; requirements. - 45-623. Collection of public debts; contracts authorized; requirements. (1) Any...

45-701 - Act, how cited. - 45-701. Act, how cited. Sections 45-701 to 45-754 shall be...

45-702 - Terms, defined. - 45-702. Terms, defined. For purposes of the Residential Mortgage Licensing...

45-702.01 - Reverse-mortgage loans; rules applicable; fees authorized; failure by licensee to make loan advances and cure default; forfeiture. - 45-702.01. Reverse-mortgage loans; rules applicable; fees authorized; failure by licensee...

45-703 - Act; exemptions. - 45-703. Act; exemptions. (1) Except as provided in section 45-704,...

45-703.01 - Nonprofit organization; certificate of exemption; qualification; application; denial; notice; appeal; department; powers; revocation of certificate; grounds. - 45-703.01. Nonprofit organization; certificate of exemption; qualification; application; denial; notice;...

45-704 - Registration required; registration statement; fee; procedure; bond; registrant; duties; renewal. - 45-704. Registration required; registration statement; fee; procedure; bond; registrant; duties;...

45-705 - License or registration required; application; fees; background investigation; registered agent. - 45-705. License or registration required; application; fees; background investigation; registered...

45-706 - License; issuance; denial; abandonment; appeal; renewal; fees; inactive status; renewal; reactivation of license; notice of cancellation. - 45-706. License; issuance; denial; abandonment; appeal; renewal; fees; inactive status;...

45-707 - Transferred to section 45-742. - 45-707. Transferred to section 45-742.

45-708 - Transferred to section 45-747. - 45-708. Transferred to section 45-747.

45-709 - Transferred to section 45-724. - 45-709. Transferred to section 45-724.

45-710 - Transferred to section 45-741. - 45-710. Transferred to section 45-741.

45-711 - Transferred to section 45-737. - 45-711. Transferred to section 45-737.

45-712 - Transferred to section 45-738. - 45-712. Transferred to section 45-738.

45-713 - Transferred to section 45-739. - 45-713. Transferred to section 45-739.

45-714 - Transferred to section 45-740. - 45-714. Transferred to section 45-740.

45-715 - Transferred to section 45-750. - 45-715. Transferred to section 45-750.

45-716 - Transferred to section 45-751. - 45-716. Transferred to section 45-751.

45-717 - Transferred to section 45-744. - 45-717. Transferred to section 45-744.

45-717.01 - Transferred to section 45-743. - 45-717.01. Transferred to section 45-743.

45-717.02 - Transferred to section 45-746. - 45-717.02. Transferred to section 45-746.

45-718 - Transferred to section 45-745. - 45-718. Transferred to section 45-745.

45-719 - Transferred to section 45-752. - 45-719. Transferred to section 45-752.

45-720 - Transferred to section 45-753. - 45-720. Transferred to section 45-753.

45-721 - Transferred to section 45-754. - 45-721. Transferred to section 45-754.

45-722 - Transferred to section 45-725. - 45-722. Transferred to section 45-725.

45-723 - Transferred to section 45-748. - 45-723. Transferred to section 45-748.

45-724 - Surety bond; requirements. - 45-724. Surety bond; requirements. (1) Except as provided in subsection...

45-725 - Acquisition of control of mortgage banking business; procedure; fee; disapproval; hearing. - 45-725. Acquisition of control of mortgage banking business; procedure; fee;...

45-726 - Reports. - 45-726. Reports. Each licensed mortgage banker, registrant, and installment loan...

45-727 - Mortgage loan originator; license required; loan processor or underwriter; license required; temporary authority to act as mortgage loan originator; conditions. - 45-727. Mortgage loan originator; license required; loan processor or underwriter;...

45-728 - License; application; form; fee; use of nationwide registry. - 45-728. License; application; form; fee; use of nationwide registry. (1)...

45-729 - Issuance of mortgage loan originator license; director; findings required; denial; notice; appeal; application deemed abandoned; when; effect. - 45-729. Issuance of mortgage loan originator license; director; findings required;...

45-730 - Prelicensing education requirements; course review and approval; relicensure requirements. - 45-730. Prelicensing education requirements; course review and approval; relicensure requirements....

45-731 - Written test requirement; subject areas. - 45-731. Written test requirement; subject areas. (1) In order to...

45-732 - License; term; renewal; minimum standards for renewal; fee; denial; appeal. - 45-732. License; term; renewal; minimum standards for renewal; fee; denial;...

45-733 - Licensed mortgage loan originator; continuing education; continuing education courses; review and approval; credit as instructor; relicensure requirements. - 45-733. Licensed mortgage loan originator; continuing education; continuing education courses;...

45-734 - Mortgage loan originator license; inactive status; duration; renewal; reactivation. - 45-734. Mortgage loan originator license; inactive status; duration; renewal; reactivation....

45-735 - Mortgage loan originator; employee or independent agent; restriction on activities; written agency contract; notification to department; fee; notice of termination. - 45-735. Mortgage loan originator; employee or independent agent; restriction on...

45-736 - Unique identifier; use. - 45-736. Unique identifier; use. The unique identifier of any licensee...

45-737 - Mortgage banker; licensee; duties. - 45-737. Mortgage banker; licensee; duties. A licensee licensed as a...

45-737.01 - Mortgage loan originator; licensee; duties. - 45-737.01. Mortgage loan originator; licensee; duties. (1) A licensee licensed...

45-738 - Licensee; failure to deliver abstract of title. - 45-738. Licensee; failure to deliver abstract of title. If a...

45-739 - Transfer of servicing rights; duties. - 45-739. Transfer of servicing rights; duties. Not less than fifteen...

45-740 - Prohibited acts; violation; penalty; civil liability. - 45-740. Prohibited acts; violation; penalty; civil liability. (1) A licensee,...

45-741 - Director; examine documents and records; investigate violations or complaints; director; powers; costs; confidentiality. - 45-741. Director; examine documents and records; investigate violations or complaints;...

45-742 - License; suspension or revocation; administrative fine; procedure; surrender; cancellation; expiration; effect; reinstatement. - 45-742. License; suspension or revocation; administrative fine; procedure; surrender; cancellation;...

45-742.01 - Mortgage banker or mortgage loan originator license; emergency orders authorized; grounds; notice; emergency hearing; judicial review; director; additional proceedings. - 45-742.01. Mortgage banker or mortgage loan originator license; emergency orders...

45-743 - Violations; administrative fine; costs; lien. - 45-743. Violations; administrative fine; costs; lien. (1) The director may,...

45-744 - Cease and desist orders; department; powers; judicial review; violation; penalty. - 45-744. Cease and desist orders; department; powers; judicial review; violation;...

45-745 - Appeals. - 45-745. Appeals. In addition to any other remedy a licensee...

45-746 - Enforcement of act; director; powers; construction of act; failure to comply with act; effect. - 45-746. Enforcement of act; director; powers; construction of act; failure...

45-747 - Prohibited acts; penalty. - 45-747. Prohibited acts; penalty. (1) Any person required to be...

45-748 - License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties. - 45-748. License and registration under Nationwide Mortgage Licensing System and...

45-749 - Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers. - 45-749. Information sharing; privilege and confidentiality; limitations; applicability of section;...

45-750 - Department; duties; rules and regulations. - 45-750. Department; duties; rules and regulations. (1) The department shall...

45-751 - Money collected; disposition. - 45-751. Money collected; disposition. (1) All fees, charges, and costs...

45-752 - Act; liberal construction. - 45-752. Act; liberal construction. The Residential Mortgage Licensing Act shall...

45-753 - Personal jurisdiction; when. - 45-753. Personal jurisdiction; when. Application for a license as a...

45-754 - Loans subject to act. - 45-754. Loans subject to act. Any residential mortgage loan made...

45-801 - Act, how cited. - 45-801. Act, how cited. Sections 45-801 to 45-815 shall be...

45-802 - Terms, defined. - 45-802. Terms, defined. For purposes of the Credit Services Organization...

45-803 - Exemptions. - 45-803. Exemptions. (1) The following shall be exempt from the...

45-804 - Prohibited acts. - 45-804. Prohibited acts. A credit services organization, a salesperson, an...

45-805 - Surety bond or surety account; requirements; action on surety; depository; Secretary of State; powers and duties. - 45-805. Surety bond or surety account; requirements; action on surety;...

45-806 - Registration statement; contents; requirements; fee. - 45-806. Registration statement; contents; requirements; fee. (1) A credit services...

45-807 - Written statement to buyer; contents; credit services organization; duties. - 45-807. Written statement to buyer; contents; credit services organization; duties....

45-808 - Contract; requirements; cancellation; procedure; notice; breach; effect. - 45-808. Contract; requirements; cancellation; procedure; notice; breach; effect. (1) Each...

45-809 - Waiver of rights; void. - 45-809. Waiver of rights; void. A credit services organization shall...

45-810 - Damages. - 45-810. Damages. A buyer injured by a violation of the...

45-811 - Violation; injunction. - 45-811. Violation; injunction. The Attorney General or a buyer may...

45-812 - Violation; deceptive trade practice. - 45-812. Violation; deceptive trade practice. A violation of the Credit...

45-813 - Statute of limitations. - 45-813. Statute of limitations. An action may not be brought...

45-814 - Violation; penalty. - 45-814. Violation; penalty. A person who violates the Credit Services...

45-815 - Remedies. - 45-815. Remedies. The remedies provided by the Credit Services Organization...

45-901 - Act, how cited. - 45-901. Act, how cited. Sections 45-901 to 45-931 shall be...

45-902 - Terms, defined. - 45-902. Terms, defined. For purposes of the Delayed Deposit Services...

45-903 - Act; not applicable to financial institutions. - 45-903. Act; not applicable to financial institutions. The Delayed Deposit...

45-904 - License required; void transaction; effect. - 45-904. License required; void transaction; effect. No person shall operate...

45-905 - Application for license; form; contents; criminal history record information check. - 45-905. Application for license; form; contents; criminal history record information...

45-905.01 - Nationwide Mortgage Licensing System and Registry; licensees; requirements; director; powers and duties. - 45-905.01. Nationwide Mortgage Licensing System and Registry; licensees; requirements; director;...

45-906 - Application; fees; bond. - 45-906. Application; fees; bond. The application required by section 45-905...

45-907 - Application; notice of filing; publication; hearing; investigation; costs. - 45-907. Application; notice of filing; publication; hearing; investigation; costs. (1)...

45-908 - License; issuance; conditions. - 45-908. License; issuance; conditions. The director shall issue a license...

45-909 - Application for license; timely action of director required; appeal. - 45-909. Application for license; timely action of director required; appeal....

45-910 - License; posting; renewal; fees. - 45-910. License; posting; renewal; fees. (1) A license issued pursuant...

45-911 - Surrender of license; effect. - 45-911. Surrender of license; effect. A licensee may surrender a...

45-912 - Licensee; duty to inform director; when. - 45-912. Licensee; duty to inform director; when. A licensee shall...

45-913 - License; not transferable or assignable. - 45-913. License; not transferable or assignable. A license issued pursuant...

45-914 - Change in control of licensee; approval required. - 45-914. Change in control of licensee; approval required. The prior...

45-915 - Licensee; principal place of business; change of location; branch offices; approval required; fees. - 45-915. Licensee; principal place of business; change of location; branch...

45-915.01 - Licensee; books and records. - 45-915.01. Licensee; books and records. (1) Each licensee shall keep...

45-916 - Operating with other business; conditions. - 45-916. Operating with other business; conditions. A licensee may operate...

45-917 - Licensee; written notice; contents; fees, charges, and penalties; posting required. - 45-917. Licensee; written notice; contents; fees, charges, and penalties; posting...

45-918 - Annual percentage rate; violation; effect; fee; limitation. - 45-918. Annual percentage rate; violation; effect; fee; limitation. (1) A...

45-918.01 - Returned check; collection; returned check charge; court costs; attorney's fees. - 45-918.01. Returned check; collection; returned check charge; court costs; attorney's...

45-918.02 - Prepayment; how treated. - 45-918.02. Prepayment; how treated. A licensee shall accept prepayment from...

45-918.03 - Rescission; redemption. - 45-918.03. Rescission; redemption. (1) A maker shall have the right...

45-918.04 - Licensee; payment options; electronic payment with authorization. - 45-918.04. Licensee; payment options; electronic payment with authorization. (1) A...

45-919 - Acts prohibited. - 45-919. Acts prohibited. (1) No licensee shall: (a) At any...

45-919.01 - Extended payment plan; request; terms; default. - 45-919.01. Extended payment plan; request; terms; default. (1) A maker...

45-920 - Director; examination of licensee; powers; costs. - 45-920. Director; examination of licensee; powers; costs. (1) The director...

45-921 - Alleged violations; director; powers and duties. - 45-921. Alleged violations; director; powers and duties. (1) The director...

45-922 - Licensee; disciplinary actions; failure to renew. - 45-922. Licensee; disciplinary actions; failure to renew. (1) The director...

45-923 - Cease and desist order; procedure; appeal. - 45-923. Cease and desist order; procedure; appeal. If the director...

45-924 - Injunction, restraining order, or writ of mandamus. - 45-924. Injunction, restraining order, or writ of mandamus. If the...

45-925 - Violations; orders authorized; administrative fine; lien; failure to pay; separate violation. - 45-925. Violations; orders authorized; administrative fine; lien; failure to pay;...

45-926 - Operating without a license; penalty. - 45-926. Operating without a license; penalty. Any person required to...

45-927 - Fees, charges, costs, and fines; distribution. - 45-927. Fees, charges, costs, and fines; distribution. (1) The director...

45-928 - Personal jurisdiction over licensee. - 45-928. Personal jurisdiction over licensee. Obtaining a license pursuant to...

45-929 - Director; rules and regulations; additional powers. - 45-929. Director; rules and regulations; additional powers. The director may...

45-930 - Financial Literacy Cash Fund; created; use; investment. - 45-930. Financial Literacy Cash Fund; created; use; investment. The Financial...

45-931 - Licensees; annual report; contents; department; duties; report. - 45-931. Licensees; annual report; contents; department; duties; report. (1) Licensees...

45-1001 - Act, how cited. - 45-1001. Act, how cited. Sections 45-1001 to 45-1070 shall be...

45-1002 - Terms, defined; act; applicability. - 45-1002. Terms, defined; act; applicability. (1) For purposes of the...

45-1003 - Installment loans; financial institution ineligible. - 45-1003. Installment loans; financial institution ineligible. No financial institution is...

45-1004 - Installment loans; license required, when; authority of licensee; affiliate of licensee; how treated. - 45-1004. Installment loans; license required, when; authority of licensee; affiliate...

45-1005 - Installment loans; license; application; fee. - 45-1005. Installment loans; license; application; fee. Any person who desires...

45-1006 - Installment loans; application hearing; protest; procedure. - 45-1006. Installment loans; application hearing; protest; procedure. (1) When an...

45-1007 - Installment loans; license; bond. - 45-1007. Installment loans; license; bond. (1) Except as otherwise provided...

45-1008 - License; issuance; requirements; term. - 45-1008. License; issuance; requirements; term. Upon the filing of an...

45-1009 - License; application; grant or denial; time allowed; abandoned application; department; powers. - 45-1009. License; application; grant or denial; time allowed; abandoned application;...

45-1010 - Installment loans; licenses; limitations as to business and persons. - 45-1010. Installment loans; licenses; limitations as to business and persons....

45-1011 - Installment loans; place of business; separate office required; exceptions; enforcement. - 45-1011. Installment loans; place of business; separate office required; exceptions;...

45-1012 - Licensee; service of process. - 45-1012. Licensee; service of process. Obtaining a license constitutes sufficient...

45-1013 - Installment loans; license; renewal; fees; relocation of place of business; procedure; hearing; fee. - 45-1013. Installment loans; license; renewal; fees; relocation of place of...

45-1014 - Installment loans; fees; disposition. - 45-1014. Installment loans; fees; disposition. All original license fees and...

45-1015 - Installment loans; doing business without license; penalty. - 45-1015. Installment loans; doing business without license; penalty. Any person...

45-1016 - Installment loans; rules and regulations; power of Department of Banking and Finance. - 45-1016. Installment loans; rules and regulations; power of Department of...

45-1017 - Licensees; business, records, and accounts; inspection; expenses; fines; lien. - 45-1017. Licensees; business, records, and accounts; inspection; expenses; fines; lien....

45-1018 - Licensees; reports. - 45-1018. Licensees; reports. (1) A licensee shall on or before...

45-1019 - Cease and desist order; hearing; judicial review; enforcement; violation; penalty. - 45-1019. Cease and desist order; hearing; judicial review; enforcement; violation;...

45-1020 - Misleading advertising prohibited; enforcement. - 45-1020. Misleading advertising prohibited; enforcement. No licensee or other person...

45-1021 - Installment loans; interest, defined. - 45-1021. Installment loans; interest, defined. The payment in money, credit,...

45-1022 - Installment loans; payment in advance; application of payments. - 45-1022. Installment loans; payment in advance; application of payments. Every...

45-1023 - Installment loans; false statement to secure; penalty. - 45-1023. Installment loans; false statement to secure; penalty. Any person...

45-1024 - Installment loans; interest rate authorized; charges permitted; computation; application of payments; violations; restrictions. - 45-1024. Installment loans; interest rate authorized; charges permitted; computation; application...

45-1025 - Installment loans; additional charges authorized; loan period; violation; effect. - 45-1025. Installment loans; additional charges authorized; loan period; violation; effect....

45-1026 - Installment loans; insurance upon security; licensee may require; restrictions; refunds; when. - 45-1026. Installment loans; insurance upon security; licensee may require; restrictions;...

45-1027 - Installment loans; insurance procured through licensee; statement. - 45-1027. Installment loans; insurance procured through licensee; statement. The licensee...

45-1028 - Installment loans; assignments of wages or security agreement in blank; prohibited. - 45-1028. Installment loans; assignments of wages or security agreement in...

45-1029 - Installment loans; power of attorney and instruments with blanks prohibited. - 45-1029. Installment loans; power of attorney and instruments with blanks...

45-1030 - Installment loans; assignment of wages; consent of spouse necessary. - 45-1030. Installment loans; assignment of wages; consent of spouse necessary....

45-1031 - Installment loans; statement to borrower; contents. - 45-1031. Installment loans; statement to borrower; contents. Every licensee shall,...

45-1032 - Surrender of license; effect. - 45-1032. Surrender of license; effect. A licensee may voluntarily surrender...

45-1033 - License; administrative fine; disciplinary actions; failure to renew. - 45-1033. License; administrative fine; disciplinary actions; failure to renew. (1)...

45-1033.01 - License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties. - 45-1033.01. License and registration under Nationwide Mortgage Licensing System and...

45-1033.02 - Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers. - 45-1033.02. Information sharing; privilege and confidentiality; limitations; applicability of section;...

45-1034 - License; revocation; new license; court order required. - 45-1034. License; revocation; new license; court order required. Whenever, for...

45-1035 - License; revocation; record of proceedings. - 45-1035. License; revocation; record of proceedings. At the request of...

45-1036 - Appeal; procedure. - 45-1036. Appeal; procedure. In addition to any other remedy he,...

45-1037 - Violations; penalty. - 45-1037. Violations; penalty. Any person violating sections 45-1025 to 45-1031...

45-1038 - Licensees; loan provisions; violations; effect. - 45-1038. Licensees; loan provisions; violations; effect. If, in the making...

45-1039 - Licensees; violations; effect. - 45-1039. Licensees; violations; effect. Violation of the Nebraska Installment Loan...

45-1040 - Repayment of loan; licensee; duties. - 45-1040. Repayment of loan; licensee; duties. Upon repayment of the...

45-1041 - Installment loans; enforcement. - 45-1041. Installment loans; enforcement. Whenever the director has reasonable cause...

45-1042 - Loans made outside of state; enforcement in this state. - 45-1042. Loans made outside of state; enforcement in this state....

45-1043 - Borrower's obligation; licensee; contacts limitation. - 45-1043. Borrower's obligation; licensee; contacts limitation. Except as otherwise provided...

45-1044 - Borrower's obligation; contact; limitation; waiver. - 45-1044. Borrower's obligation; contact; limitation; waiver. The borrower may waive...

45-1045 - Licensee; contacts permitted without borrower's consent. - 45-1045. Licensee; contacts permitted without borrower's consent. The licensee may...

45-1046 - Borrower; default; notice to licensee; effect. - 45-1046. Borrower; default; notice to licensee; effect. If the borrower...

45-1047 - Licensee; actions; permitted; prohibited. - 45-1047. Licensee; actions; permitted; prohibited. (1) Sections 45-1043 to 45-1046...

45-1048 - Borrower; right to action; licensee; judgment; effect. - 45-1048. Borrower; right to action; licensee; judgment; effect. Nothing in...

45-1049 - Borrower; default; agreement; extent of enforceability. - 45-1049. Borrower; default; agreement; extent of enforceability. An agreement of...

45-1050 - Borrower; loan; default; licensee; notice; contents. - 45-1050. Borrower; loan; default; licensee; notice; contents. (1) With respect...

45-1051 - Borrower; loan; default; right to cure; procedure. - 45-1051. Borrower; loan; default; right to cure; procedure. (1) With...

45-1052 - Borrower; loan; default; licensee; possession of collateral; restrictions. - 45-1052. Borrower; loan; default; licensee; possession of collateral; restrictions. Upon...

45-1053 - Loan; third-party obligation; when. - 45-1053. Loan; third-party obligation; when. (1) No individual, other than...

45-1054 - Borrower; deficiency; liability; how treated. - 45-1054. Borrower; deficiency; liability; how treated. (1) A borrower is...

45-1055 - Writing evidencing borrower's obligation; form; copies; fee; licensee; duties. - 45-1055. Writing evidencing borrower's obligation; form; copies; fee; licensee; duties....

45-1056 - Licensee; discrimination prohibited. - 45-1056. Licensee; discrimination prohibited. A licensee shall not refuse to...

45-1057 - Licensee; loan; former debt; how treated. - 45-1057. Licensee; loan; former debt; how treated. No licensee shall,...

45-1058 - Violation; loan transaction; licensee; liability. - 45-1058. Violation; loan transaction; licensee; liability. Any violation of sections...

45-1059 - Preauthorized loans; definitions; where found. - 45-1059. Preauthorized loans; definitions; where found. For purposes of sections...

45-1060 - Billing cycle, defined. - 45-1060. Billing cycle, defined. Billing cycle means the time interval...

45-1061 - Preauthorized loan, defined. - 45-1061. Preauthorized loan, defined. Preauthorized loan means a loan made...

45-1062 - Preauthorized loans; charges authorized; computation. - 45-1062. Preauthorized loans; charges authorized; computation. A licensee may make...

45-1063 - Preauthorized loan; repayment; requirements. - 45-1063. Preauthorized loan; repayment; requirements. The borrower under a preauthorized...

45-1064 - Preauthorized loans; additional fees, costs, and expenses authorized; restrictions. - 45-1064. Preauthorized loans; additional fees, costs, and expenses authorized; restrictions....

45-1065 - Preauthorized loans; security interest authorized. - 45-1065. Preauthorized loans; security interest authorized. A licensee may retain...

45-1066 - Preauthorized loans; sections not applicable. - 45-1066. Preauthorized loans; sections not applicable. Subsection (3) of section...

45-1067 - Preauthorized loans; department; powers. - 45-1067. Preauthorized loans; department; powers. The department may approve record-keeping...

45-1068 - Reverse-mortgage loan; rules governing; how made or acquired; charges authorized; forfeiture by lender. - 45-1068. Reverse-mortgage loan; rules governing; how made or acquired; charges...

45-1069 - Administrative fine; procedure; lien. - 45-1069. Administrative fine; procedure; lien. (1) The director may, following...

45-1070 - Minimum term. - 45-1070. Minimum term. Notwithstanding any other provision of law, the...

45-1101 - Act, how cited. - 45-1101. Act, how cited. Sections 45-1101 to 45-1107 shall be...

45-1102 - Purpose of act; exclusions from act; exemption from insurance requirements. - 45-1102. Purpose of act; exclusions from act; exemption from insurance...

45-1103 - Terms, defined. - 45-1103. Terms, defined. For purposes of the Guaranteed Asset Protection...

45-1104 - Guaranteed asset protection waivers; not insurance; exempt from insurance laws; sale options; separate statement of cost; part of finance agreement; sale and marketing restrictions. - 45-1104. Guaranteed asset protection waivers; not insurance; exempt from insurance...

45-1105 - Guaranteed asset protection waiver; disclosures required. - 45-1105. Guaranteed asset protection waiver; disclosures required. Guaranteed asset protection...

45-1106 - Guaranteed asset protection waiver agreement; authorized terms; cancellation or early termination of finance agreement; refund; calculation; disposition. - 45-1106. Guaranteed asset protection waiver agreement; authorized terms; cancellation or...

45-1107 - Modification of guaranteed asset protection waiver; limitations. - 45-1107. Modification of guaranteed asset protection waiver; limitations. The creditor...

45-1201 - Act, how cited. - 45-1201. Act, how cited. Sections 45-1201 to 45-1211 shall be...

45-1202 - Terms, defined. - 45-1202. Terms, defined. For purposes of the Nebraska Construction Prompt...

45-1203 - Contractor; payment; payment request; subcontractor; payment; retainage; payment. - 45-1203. Contractor; payment; payment request; subcontractor; payment; retainage; payment. (1)...

45-1204 - Withholdings; authorized. - 45-1204. Withholdings; authorized. When work has been performed pursuant to...

45-1205 - Delay in payment; additional interest payment. - 45-1205. Delay in payment; additional interest payment. Except as provided...

45-1206 - Other remedies available. - 45-1206. Other remedies available. The Nebraska Construction Prompt Pay Act...

45-1207 - Residential real property; applicability of act. - 45-1207. Residential real property; applicability of act. The Nebraska Construction...

45-1208 - Applicability to contracts entered into on or after October 1, 2010. - 45-1208. Applicability to contracts entered into on or after October...

45-1209 - Contract provisions; void. - 45-1209. Contract provisions; void. The following provisions in any contract...

45-1210 - Construction performed for political subdivision; liquidated or unliquidated claim; procedure; civil action authorized. - 45-1210. Construction performed for political subdivision; liquidated or unliquidated claim;...

45-1211 - Violation of act; action for recovery; attorney's fees and costs. - 45-1211. Violation of act; action for recovery; attorney's fees and...

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Nebraska Revised Statutes Chapter 45 - Interest, Loans, and Debt

Nebraska Revised Statutes
Chapter 45 - Interest, Loans, and Debt