33-23-211. Limitations on basis for cancellation. (1) A notice of cancellation of a motor vehicle liability policy is effective only if it is based on one or more of the following reasons:
(a) nonpayment of premium; or
(b) the driver's license or motor vehicle registration of the named insured or of any other operator who either resides in the same household or customarily operates a motor vehicle insured under the policy has been under suspension or revocation during the policy period or, if the policy is a renewal, during its policy period or the 180 days immediately preceding its effective date.
(2) This section does not apply to any policy or coverage which has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.
(3) Modification of motor vehicle physical damage coverage by the inclusion of a deductible not exceeding $100 may not be deemed a cancellation of the coverage or of the policy.
(4) This section does not apply to nonrenewal of a motor vehicle liability policy.
History: En. Sec. 3, Ch. 262, L. 1971; R.C.M. 1947, 40-4407; amd. Sec. 10, Ch. 139, L. 1987.
Structure Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 23. Casualty Insurance
Part 2. Motor Vehicle Liability
33-23-202. Reimbursement for total loss of motor vehicle based on actual replacement value
33-23-203. Limitation of liability under motor vehicle liability policy
33-23-205. through 33-23-210 reserved
33-23-211. Limitations on basis for cancellation
33-23-213. Notice to insured of ground for cancellation -- commissioner to ensure compliance
33-23-214. Advance notice required for nonrenewal -- exceptions
33-23-215. No liability for statements in connection with cancellation or nonrenewal
33-23-216. Retention and proof of notice
33-23-217. Return of unearned premiums
33-23-218. through 33-23-220 reserved
33-23-222. Telematics agreement disclosures
33-23-223. Insurer obligations for telematics agreement -- termination