Montana Code Annotated
Part 2. Individual Policy Requirements
33-22-221. Optional policy provisions -- substitutes

33-22-221. Optional policy provisions -- substitutes. Except as provided in 33-22-202(2), a policy delivered or issued for delivery to a person in this state may not contain provisions related to the matters in 33-22-222 through 33-22-230 unless those provisions use words that are the same as those that appear in the applicable section. However, the insurer may, at its option, use in lieu of a repetitious provision a corresponding provision of different wording approved by the commissioner if the different wording is not less favorable in any respect to the insured or the beneficiary. Any provision contained in the policy must be preceded individually by the appropriate caption or, at the option of the insurer, by the appropriate individual or group captions or subcaptions that the commissioner may approve.
History: En. Sec. 366, Ch. 286, L. 1959; R.C.M. 1947, 40-4016; amd. Sec. 5, Ch. 26, L. 2019.

Structure Montana Code Annotated

Montana Code Annotated

Title 33. Insurance and Insurance Companies

Chapter 22. Disability Insurance

Part 2. Individual Policy Requirements

33-22-201. Format and content

33-22-202. Required provisions -- captions -- omissions -- substitutions -- order

33-22-203. Requirement of other jurisdictions -- statutes -- violation

33-22-204. Entire contract -- changes

33-22-205. Time limit on certain defenses

33-22-206. Grace period

33-22-207. Reinstatement

33-22-208. Notice of claim

33-22-209. Claim forms

33-22-210. Proofs of loss

33-22-211. Time of payment of claims

33-22-212. Payment of claims

33-22-213. Physical examination and autopsy

33-22-214. Legal actions

33-22-215. Change of beneficiary

33-22-216. Repealed

33-22-217. through 33-22-220 reserved

33-22-221. Optional policy provisions -- substitutes

33-22-222. Change of occupation

33-22-223. Misstatement of age

33-22-224. Other insurance in this insurer

33-22-225. Insurance with other insurers -- provision of service or expense incurred basis

33-22-226. Insurance with other insurers -- other benefits

33-22-227. Relation of earnings to insurance

33-22-228. Unpaid premiums

33-22-229. Conformity with state statutes

33-22-230. Illegal occupation

33-22-231. Repealed

33-22-232. Renewal at option of insurer

33-22-233. through 33-22-240 reserved

33-22-241. Definitions

33-22-242. Waiver of preexisting condition exclusion -- exclusion prohibited

33-22-243. Premium increases to be distributed proportionately

33-22-244. Disclosure standards -- individual policy

33-22-245. Repealed

33-22-246. Preexisting conditions relating to individual market

33-22-247. Guaranteed renewability of individual health insurance coverage

33-22-248. through 33-22-260 reserved

33-22-261. Terminated

33-22-262. Terminated

33-22-263. Terminated