33-22-1802. Purpose. (1) This part must be interpreted and construed to effectuate the following express legislative purposes:
(a) to promote the availability of health insurance coverage to small employers regardless of health status or claims experience;
(b) to prevent abusive rating practices;
(c) to require disclosure of rating practices to purchasers;
(d) to establish rules regarding renewability of coverage;
(e) to establish limitations on the use of preexisting condition exclusions;
(f) to provide for the development of basic and standard health benefit plans to be offered to all small employers;
(g) to provide for the establishment of a reinsurance program; and
(h) to improve the overall fairness and efficiency of the small employer health insurance market.
(2) This part is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.
History: En. Sec. 23, Ch. 606, L. 1993.
Structure Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 22. Disability Insurance
Part 18. Small Employer Health Insurance Availability Act
33-22-1804. Applicability and scope
33-22-1805. through 33-22-1807 reserved
33-22-1808. Establishment of classes of business
33-22-1809. Restrictions relating to premium rates
33-22-1810. Renewability of coverage
33-22-1811. Availability of coverage -- required plans
33-22-1813. Standards to ensure fair marketing
33-22-1814. Restoration of terminated coverage
33-22-1815. Qualifications for voluntary purchasing pool
33-22-1816. Commissioner powers and duties -- application for registration -- reporting insolvency
33-22-1817. Collection of charges and premiums
33-22-1820. Periodic market evaluation -- report
33-22-1821. Waiver of certain laws
33-22-1822. Administrative procedure