Montana Code Annotated
Part 1. Policy Provisions
33-20-104. Grace period

33-20-104. Grace period. There shall be a provision that a grace period of 30 days or, at the option of the insurer, of 1 month of not less than 30 days or of 4 weeks in the case of industrial life insurance policies, the premiums for which are payable more frequently than monthly, shall be allowed within which the payment of any premium after the first may be made, during which period of grace the policy shall continue in full force; but if a claim arises under the policy during such period of grace, the amount of any premium due or overdue may be deducted from the policy proceeds.
History: En. Sec. 298, Ch. 286, L. 1959; R.C.M. 1947, 40-3804.

Structure Montana Code Annotated

Montana Code Annotated

Title 33. Insurance and Insurance Companies

Chapter 20. Life Insurance

Part 1. Policy Provisions

33-20-101. Scope

33-20-102. Industrial life insurance defined

33-20-103. Standard provisions required -- exceptions

33-20-104. Grace period

33-20-105. Incontestability

33-20-106. Entire contract

33-20-107. Misstatement of age

33-20-108. Dividends

33-20-109. Renumbered 33-20-131

33-20-110. Table of values

33-20-111. Table of installments

33-20-112. Reinstatement

33-20-113. Payment of premiums

33-20-114. Payment of claims -- interest

33-20-115. Beneficiary -- industrial policies

33-20-116. Title

33-20-117. Nonforfeiture rights -- policies issued before operative date

33-20-118. Contestability -- excluded or restricted coverage

33-20-119. Incontestability -- limitation on liability after reinstatement of life insurance or annuity

33-20-120. Policy settlements -- holding proceeds -- indebtedness deducted from proceeds

33-20-121. Prohibited provisions -- limitations on liability

33-20-122. Prohibited provisions -- industrial life insurance

33-20-123. Prohibited policy plans -- life insurance policies or annuity contracts

33-20-124. Policy provisions -- conformity with state statutes

33-20-125. and 33-20-126 reserved

33-20-127. Life insurance policy with long-term care provision or accelerated benefits provision -- summary required

33-20-128. Life insurance policy paying long-term benefits -- monthly report

33-20-129. and 33-20-130 reserved

33-20-131. Policy loan or certificate loan

33-20-132. Variable policy loan interest rates -- purpose

33-20-133. Variable interest rates -- exclusions from application

33-20-134. Variable interest rates -- published monthly average defined

33-20-135. Variable interest rates on policy loans

33-20-136. Variable interest rates -- applicability to policies issued before October 1985

33-20-137. through 33-20-140 reserved

33-20-141. Notice required for cancellation

33-20-142. Contents of notice -- proof -- limitation on recovery -- exemptions

33-20-143. through 33-20-149 reserved

33-20-150. Life insurance policy and sales illustrations -- annuity disclosure -- rules

33-20-151. Repealed