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Part 1 - . General Provisions and Definitions
§ 75-4-101. Short title - This chapter may be cited as Uniform Commercial Code-Bank Deposits...
§ 75-4-102. Applicability - To the extent that items within this chapter are also...
§ 75-4-103. Variation by agreement; measure of damages; action constituting ordinary care - The effect of the provisions of this chapter may be...
§ 75-4-104. Definitions and index of definitions - In this chapter, unless the context otherwise requires: "Agreement for...
§ 75-4-105. Definitions of types of banks - In this chapter:
§ 75-4-106. Payable through or payable at bank; collecting bank - If an item states that it is "payable through" a...
§ 75-4-107. Separate office of bank - A branch or separate office of a bank is a...
§ 75-4-108. Time of receipt of items - For the purpose of allowing time to process items, prove...
§ 75-4-109. Delays - Unless otherwise instructed, a collecting bank in a good faith...
§ 75-4-110. Electronic presentment - "Agreement for electronic presentment" means an agreement, clearinghouse rule, or...
§ 75-4-111. Statute of limitations - An action to enforce an obligation, duty, or right arising...
Part 2 - . Collection of Items: Depositary and Collecting Banks
§ 75-4-201. Status of collecting bank as agent and provisional status of credits; applicability of chapter; item indorsed "pay any bank." - Unless a contrary intent clearly appears and before the time...
§ 75-4-202. Responsibility for collection or return; when action timely - A collecting bank must exercise ordinary care in: A collecting...
§ 75-4-203. Effect of instructions - Subject to Chapter 3 concerning conversion of instruments (Section 75-3-420)...
§ 75-4-204. Methods of sending and presenting; sending directly to payor bank - A collecting bank shall send items by a reasonably prompt...
§ 75-4-205. Depositary bank holder of unindorsed item - If a customer delivers an item to a depositary bank...
§ 75-4-206. Transfer between banks - Any agreed method that identifies the transferor bank is sufficient...
§ 75-4-207. Transfer warranties - A customer or collecting bank that transfers an item and...
§ 75-4-208. Presentment warranties - If an unaccepted draft is presented to the drawee for...
§ 75-4-209. Encoding and retention warranties - A person who encodes information on or with respect to...
§ 75-4-210. Security interest of collecting bank in items, accompanying documents and proceeds - A collecting bank has a security interest in an item...
§ 75-4-211. When bank gives value for purposes of holder in due course - For purposes of determining its status as a holder in...
§ 75-4-212. Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser - Unless otherwise instructed, a collecting bank may present an item...
§ 75-4-213. Medium and time of settlement by bank - With respect to settlement by a bank, the medium and...
§ 75-4-214. Right of charge-back or refund; liability of collecting bank; return of item - If a collecting bank has made provisional settlement with its...
§ 75-4-215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal - An item is finally paid by a payor bank when...
§ 75-4-216. Insolvency and preference - If an item is in or comes into the possession...
Part 3 - . Collection of Items: Payor Banks
§ 75-4-301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank - If a payor bank settles for a demand item other...
§ 75-4-302. Payor bank's responsibility for late return of item - If an item is presented to and received by a...
§ 75-4-303. When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified - Any knowledge, notice, or stop-payment order received by, legal process...
Part 4 - . Relationship Between Payor Bank and Its Customer
§ 75-4-401. When bank may charge customer's account - A bank may charge against the account of a customer...
§ 75-4-402. Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account - Except as otherwise provided in this chapter, a payor bank...
§ 75-4-403. Customer's right to stop payment; burden of proof of loss - A customer or any person authorized to draw on the...
§ 75-4-404. Bank not obligated to pay check more than six (6) months old - A bank is under no obligation to a customer having...
§ 75-4-405. Death or incompetence of customer - A payor or collecting bank's authority to accept, pay, or...
§ 75-4-406. Customer's duty to discover and report unauthorized signature or alteration - A bank that sends or makes available to a customer...
§ 75-4-407. Payor bank's right to subrogation on improper payment - If a payor bank has paid an item over the...
Part 5 - . Collection of Documentary Drafts
§ 75-4-501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor - A bank that takes a documentary draft for collection shall...
§ 75-4-502. Presentment of "on arrival" drafts - If a draft or the relevant instructions require presentment "on...
§ 75-4-503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need - Unless otherwise instructed and except as provided in Chapter 5,...
§ 75-4-504. Privilege of presenting bank to deal with goods; security interest for expenses - A presenting bank that, following the dishonor of a documentary...