Subdivision 1. Monopolization. No insurer or data service organization shall attempt to monopolize or combine or conspire with any other person to monopolize the business of insurance.
Subd. 2. Agreement prohibited. No insurer shall agree with any other insurer or with a data service organization to adhere to or to use any rate, rating plan, rating schedule, rating rule, or underwriting rule except as specifically authorized by this chapter or for the purpose of creating experience modifications for employers with employees in more than one state.
Subd. 3. Trade restraint. No insurer or data service organization shall make an agreement with any other insurer, data service organization, or other person which has the purpose or the effect of restraining trade or of substantially lessening competition.
Subd. 4. Exceptions. The fact that insurers writing not more than 25 percent of the workers' compensation premiums in Minnesota use the same rates, rating plans, rating schedules, rating rules, underwriting rules, or similar materials shall not alone constitute a violation of subdivision 1 or 2.
Two or more insurers under common ownership or operating under common management or control may act in concert between or among themselves with respect to matters authorized under this chapter as if they constituted a single insurer, provided that the rating plan of such insurers shall be considered to be a single plan for the purposes of determining unfair discrimination.
Subd. 5. Additional prohibition. In addition to other prohibitions contained in this chapter, no data service organization shall:
(1) refuse to supply any service for which it is licensed or any data, except for data identifiable to an individual insurer, to any insurer authorized to do business in this state which offers to pay the usual compensation for the service or data;
(2) require the purchase of any specific service as a condition to obtaining any other services sought;
(3) participate in the development or distribution of rates, rating plans, or rating rules except as specifically authorized by this chapter or by rules adopted pursuant to this chapter; or
(4) refuse membership to any licensed insurer.
1981 c 346 s 30
Structure Minnesota Statutes
Chapters 59A - 79A — Insurance
Chapter 79 — Workers' Compensation Insurance
Section 79.074 — Discrimination.
Section 79.081 — Mandatory Deductibles.
Section 79.085 — Safety Programs.
Section 79.095 — Appointment Of Actuary.
Section 79.096 — Access To Rate-making Data.
Section 79.10 — Review Of Acts Of Insurers.
Section 79.211 — Certain Premium Determination Practices.
Section 79.251 — Administration Of Assigned Risk Plan.
Section 79.252 — Assigned Risk Plan.
Section 79.253 — Assigned Risk Safety Account.
Section 79.255 — Workers' Compensation Insurance; Lessors Of Employees.
Section 79.34 — Creation Of Reinsurance Association.
Section 79.35 — Duties; Responsibilities; Powers.
Section 79.36 — Additional Powers.
Section 79.361 — Post-1992 Distribution Of Workers' Compensation Reinsurance Association Surplus.
Section 79.362 — Workers' Compensation Reinsurance Association Excess Surplus Distribution.
Section 79.363 — Distribution Of Excess Surplus.
Section 79.37 — Board Of Directors.
Section 79.38 — Plan Of Operation.
Section 79.39 — Applicability Of Chapter 79.
Section 79.40 — Premium Inclusion In Ratemaking.
Section 79.53 — Premium Calculation.
Section 79.531 — Negligently Paid Claims.
Section 79.55 — Standards For Rates.
Section 79.56 — Filing Rates And Rating Information.
Section 79.561 — Disapproval Of Rates Or Rating Plans.
Section 79.59 — Insurers And Data Service Organizations; Prohibited Activities.
Section 79.60 — Insurers; Required And Permitted Activity.
Section 79.61 — Data Service Organizations; Required And Permitted Activity.
Section 79.62 — Data Service Organizations; Licensing, Examination.