Subdivision 1. Eligibility for coverage. To be eligible for coverage through the facility an otherwise qualified applicant must have been rejected, canceled or refused renewal with respect to automobile insurance by a member.
Subd. 2. Termination of eligibility. Eligibility for placement through the facility will terminate if an insured is offered equivalent coverage in the voluntary market at a rate lower than the facility rate. If the member that is required to provide coverage by the facility makes such an offer after giving 30 days' advance written notice to the agent of record before making the offer, the member shall have no further obligation to the agent of record.
Subd. 3. Review of insureds. At least annually, every member shall review every private passenger nonfleet applicant which it insures through the facility and determine whether or not such applicant is acceptable for voluntary insurance at a rate lower than the facility rate. If such applicant is acceptable, the member shall make an offer to insure the applicant under voluntary coverage at such lower rate.
1971 c 813 s 10; 1986 c 444; 1992 c 520 s 16; 1995 c 258 s 50
Structure Minnesota Statutes
Chapters 59A - 79A — Insurance
Chapter 65B — Automobile Insurance
Section 65B.001 — Definitions.
Section 65B.01 — Purposes, Construction And Scope.
Section 65B.03 — Governing Committee.
Section 65B.04 — Plan Of Operation.
Section 65B.05 — Power Of Facility, Governing Committee.
Section 65B.06 — Distribution Of Risks; Coverage.
Section 65B.07 — Other Provisions And Functions.
Section 65B.11 — Use Of Facility By Public.
Section 65B.12 — Right To Hearing; Construction Of Plan Of Operation.
Section 65B.1311 — Coverage For Former Spouse.
Section 65B.132 — Student Discounts; Eligibility.
Section 65B.133 — Surcharge Disclosure.
Section 65B.134 — Comprehensive Coverage; Glass Breakage.
Section 65B.135 — Limousine Insurance.
Section 65B.15 — Cancellation Or Reduction In Limits During Policy Period.
Section 65B.16 — Statement Of Reasons For Cancellation Or Reduction.
Section 65B.161 — Refund Of Premium On Cancellation.
Section 65B.162 — Notice Of Possible Cancellation.
Section 65B.17 — Renewal; Notice Not To Renew.
Section 65B.18 — Proof Of Mailing Of Notice.
Section 65B.19 — Notice Of Cancellation Or Nonrenewal.
Section 65B.20 — Immunity Of Insurer Or Commissioner; Use Of Reasons For Cancellation.
Section 65B.21 — Insured's Right To Object To Cancellation Or Nonrenewal.
Section 65B.28 — Accident Prevention Course Premium Reductions.
Section 65B.285 — Antitheft Protection Device Premium Reduction.
Section 65B.286 — Snowmobile Auxiliary Lighting System Discount.
Section 65B.44 — Basic Economic Loss Benefits.
Section 65B.45 — Rehabilitation Treatment And Occupational Training.
Section 65B.46 — Right To Benefits.
Section 65B.47 — Priority Of Applicability Of Security For Payment Of Basic Economic Loss Benefits.
Section 65B.472 — Transportation Network Financial Responsibility.
Section 65B.48 — Reparation Security Compulsory.
Section 65B.482 — Insurance Identification Cards.
Section 65B.50 — Insurers' Certification Of Basic Coverage.
Section 65B.525 — Arbitration Procedure; Rules Of Court.
Section 65B.53 — Indemnity; Arbitration Between Obligors; Subrogation.
Section 65B.54 — Claims Practices.
Section 65B.55 — Application For Benefits Under Plan Of Security.
Section 65B.56 — Cooperation Of Person Claiming Benefits.
Section 65B.57 — Economic Loss Benefits; Exemptions From Legal Attachment.
Section 65B.58 — Converted Motor Vehicles.
Section 65B.60 — Intentional Injuries.
Section 65B.61 — Benefits Primary; Subtractions; Coordination.
Section 65B.63 — Assigned Claims Plan.
Section 65B.64 — Persons Entitled To Participate In Assigned Claims Plan.
Section 65B.65 — Time For Presenting Claims Under Assigned Claims Plan.
Section 65B.66 — Claims Against Wrong Insurer.
Section 65B.685 — Standardizing Coverage.