Subdivision 1. Counseling form. The notice required under section 580.021, subdivision 2, clause (2), must be printed on colored paper that is other than the color of any other document provided with it and must appear substantially as follows:
"PREFORECLOSURE NOTICE
Foreclosure Prevention Counseling
Why You Are Getting This Notice
We do not want you to lose your home and your equity. Government-approved nonprofit agencies are available to, if possible, help you prevent foreclosure.
We have given your contact information to an authorized foreclosure prevention counseling agency to contact you to help you prevent foreclosure.
Who Are These Foreclosure Prevention Counseling Agencies
They are nonprofit agencies who are experts in housing and foreclosure prevention counseling and assistance. They are experienced in dealing with lenders and homeowners who are behind on mortgage payments and can help you understand your options and work with you to address your delinquency. They are approved by either the Minnesota Housing Finance Agency or the United States Department of Housing and Urban Development. They are not connected with us in any way.
Which Agency Will Contact You
[insert name, address, and telephone number of agency]
You can also contact them directly."
The notice required in section 580.021, subdivision 4, must be substantially in the following form:
"PREFORECLOSURE NOTICE
NOTICE OF PROVISION OF FORECLOSURE PREVENTION COUNSELING AND REQUEST FOR MORTGAGEE CONTACT INFORMATION
[Insert agency name] has been contacted by your customer regarding foreclosure prevention counseling in response to the current foreclosure proceedings involving the customer's real property. Please provide the following contact information pursuant to Minnesota Statutes, section 580.021, subdivision 4, by completing and returning this form via fax [insert fax number] or via email at [insert email address].
2008 c 341 art 5 s 8
Structure Minnesota Statutes
Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds
Chapter 580 — Mortgages; Foreclosure By Advertisement
Section 580.02 — Requisites For Foreclosure.
Section 580.021 — Foreclosure Prevention Counseling.
Section 580.025 — Foreclosure Data.
Section 580.03 — Notice Of Sale; Service On Occupant.
Section 580.032 — Request For Notice; Mailed Notice.
Section 580.033 — Where Notice Published.
Section 580.04 — Requisites Of Notice.
Section 580.041 — Foreclosure Advice And Redemption Rights Notice To Owners.
Section 580.042 — Foreclosure Advice Notice To Tenant.
Section 580.045 — Record Owner With No Financial Interest.
Section 580.05 — Attorney To Foreclose; Record Of Power.
Section 580.06 — Sale, How And By Whom Made.
Section 580.07 — Postponement.
Section 580.08 — Separate Tracts.
Section 580.09 — Foreclosure Of Installment; Sale; Proceeds; Redemption.
Section 580.11 — Mortgagee Or Assignee May Purchase.
Section 580.12 — Certificate Of Sale; Record; Effect.
Section 580.13 — Premises In More Than One County; Record.
Section 580.14 — Execution After Expiration Of Term.
Section 580.15 — Perpetuating Evidence Of Sale.
Section 580.17 — Affidavit Of Costs.
Section 580.18 — Excessive Costs Or Interest.
Section 580.19 — Certificate As Evidence.
Section 580.20 — Action To Set Aside For Certain Defects.
Section 580.21 — Action To Set Aside Sale; Limitation.
Section 580.22 — Interest Of Purchaser; Attachment Or Judgment.
Section 580.225 — Satisfaction Of Judgment.
Section 580.23 — Redemption By Mortgagor; Affidavit Of Nonagricultural Use; Waiver.
Section 580.24 — Redemption By Creditor.
Section 580.25 — Redemption, How Made.
Section 580.26 — Certificate Of Redemption; Record.
Section 580.27 — Effect Of Redemption.
Section 580.28 — Action To Set Aside Mortgage; Foreclosure; Redemption.
Section 580.29 — Holder Of Junior Mortgage May Pay Default In Prior Mortgage.