Minnesota Statutes
Chapter 47 — Financial Corporations
Section 47.28 — Savings Banks May Convert Into Savings Associations.

Subdivision 1. Procedure. Any savings bank organized and existing under and by virtue of the law of this state may amend its articles of incorporation so as to convert itself into a savings association, by complying with the following requirements and procedure:
The savings bank by a two-thirds vote of the entire board of directors, at any regular or special meeting of said board duly called for that purpose, shall (a) pass a resolution declaring their intention to convert the savings bank into a savings association, and (b) cause an application in writing to be executed, by such persons as the directors may direct, in the form prescribed by the Department of Commerce, requesting a certificate of authorization (charter) as a savings association to transact business at the place and in the name stated in the application. The amendments proposed to the articles of incorporation and bylaws shall be included as part of the application.
The application shall be submitted to, considered and acted upon by the Department of Commerce in the same manner and by the same standards as applications are submitted, considered and acted upon under chapter 51A.
Subd. 2. Amendment of articles. If the certificate of authorization (charter) be issued, the articles of incorporation may then be amended so as to convert the savings bank into a savings association by following the procedure prescribed for amending articles of incorporation of savings banks.
Subd. 3. Recording. Upon receipt of the fees required for filing and recording amended articles of incorporation of savings banks, the commissioner of commerce shall record the amended articles of incorporation and certify that fact thereon, whereupon the conversion of such savings bank into a savings association shall become final and complete and thereafter said corporation shall have the powers and be subject to the duties and obligations prescribed by the laws of this state applicable to savings associations.
Subd. 4. [Repealed by amendment, 1995 c 171 s 16]
Subd. 5. Conformance to applicable laws. The resulting association shall as soon as practicable and within such time not extending beyond three years from the date the conversion becomes final and complete and by such methods as the department of commerce shall direct, cause its organization, its securities and investments, the character of its business, and the methods of transacting the same to conform to the laws applicable to savings associations.
1949 c 337 s 2; 1983 c 289 s 114 subd 1; 1984 c 655 art 1 s 92; 1985 c 248 s 70; 1986 c 444; 1995 c 171 s 16; 1995 c 202 art 1 s 6; 2022 c 93 art 2 s 10

Structure Minnesota Statutes

Minnesota Statutes

Chapters 46 - 59 — Banking

Chapter 47 — Financial Corporations

Section 47.01 — Definitions.

Section 47.015 — Closing On Certain Days.

Section 47.0151 — Emergency Suspension Of Business, Definitions.

Section 47.0152 — Emergency Closings; Power Of Commissioner.

Section 47.0153 — Closings; Powers Of Officers.

Section 47.0154 — Notice To Commissioner.

Section 47.0155 — Effect Of Closing.

Section 47.0156 — Closing Effecting A Permanent Cessation Of Business.

Section 47.016 — Disposition Of Credit Insurance Income.

Section 47.02 — "bank" And "savings Bank."

Section 47.03 — Use Of Certain Words Permitted.

Section 47.07 — Companies Subject To Provisions.

Section 47.08 — Articles Of Incorporation Filed With Commissioner.

Section 47.09 — Advertisements.

Section 47.096 — Time Deposits; Notice Of Automatic Renewal.

Section 47.10 — Real Estate; Acquisition, Holding.

Section 47.101 — Place Of Business; Relocation, Disposal.

Section 47.11 — Selection Of Name.

Section 47.12 — Financial Corporations.

Section 47.13 — Application Of Business Corporation Act.

Section 47.14 — Certificate; How Accompanied.

Section 47.15 — Bylaws.

Section 47.16 — Certification By Commissioner.

Section 47.171 — Certificates Of Incorporation, Amendment; Exceptions.

Section 47.172 — Restated Certificates Of Incorporation.

Section 47.18 — "corporation"; "agency."

Section 47.19 — Corporation May Be Member Or Stockholder Of Federal Agency.

Section 47.20 — Lending Authority Of Financial Institutions.

Section 47.201 — Graduated Payment Mortgages And Cooperative Apartment Loans.

Section 47.203 — Federal Preemption Override.

Section 47.204 — Temporary Removal Of Mortgage Usury Limits.

Section 47.205 — Assignment Of Mortgage; Duties; Penalties.

Section 47.206 — Interest Rate Or Discount Point Agreements.

Section 47.207 — Cancellation Of Private Mortgage Insurance.

Section 47.208 — Delivery Of Satisfaction Of Mortgage.

Section 47.209 — Manufactured Home Financing; Property Tax Collection Requirement.

Section 47.21 — Inapplicable Laws; Authorized Investments.

Section 47.23 — Use Of Certain Words Permitted.

Section 47.24 — Failure To Report; Forfeitures.

Section 47.25 — Notice Of Meetings.

Section 47.26 — Violations.

Section 47.27 — Definitions.

Section 47.28 — Savings Banks May Convert Into Savings Associations.

Section 47.30 — Savings Association May Convert Into Savings Bank.

Section 47.325 — Appeal And Judicial Review.

Section 47.41 — Negotiable Instruments, Facsimile Signatures, Disbursement Of Public Funds.

Section 47.42 — Facsimile Signatures, Officer Not Liable.

Section 47.51 — Detached Banking Facilities; Definitions.

Section 47.52 — Authorization.

Section 47.521 — Closed Bank Location; Authorization.

Section 47.53 — Functions Of A Facility.

Section 47.54 — Notices And Approval Procedures.

Section 47.55 — Existing Banking Facilities Or Branches Of Savings Associations.

Section 47.56 — Transfer Of Location.

Section 47.561 — Identification Of Detached Facility.

Section 47.57 — Violation; Penalties.

Section 47.58 — Reverse Mortgage Loans.

Section 47.59 — Financial Institution Credit Extension Maximum Rates.

Section 47.60 — Consumer Small Loans.

Section 47.601 — Consumer Short-term Loans.

Section 47.602 — Motor Vehicle Title Loans.

Section 47.605 — Loan Solicitation; Unrequested Checks Regulated.

Section 47.61 — Electronic Funds Transfer Facilities; Definitions.

Section 47.62 — Authorization.

Section 47.63 — Functions Of An Electronic Financial Terminal.

Section 47.64 — Operation Of An Electronic Financial Terminal.

Section 47.65 — Transmission Facility.

Section 47.66 — Examination.

Section 47.67 — Advertising.

Section 47.68 — Electronic Financial Terminal Security.

Section 47.69 — Consumer Privacy.

Section 47.70 — Antitrust.

Section 47.71 — Rules.

Section 47.72 — Cease And Desist Order; Injunction; Penalties.

Section 47.73 — Hearing.

Section 47.74 — Federal Institutions; Application.

Section 47.75 — Limited Trusteeship.

Section 47.76 — Required Savings Account.

Section 47.77 — Transfer Of Accounts Prohibited; Notice On Closing.

Section 47.78 — Contracts To Provide Services.