Minnesota Statutes
Chapter 325G — Consumer Protection; Solicitation Of Sales
Section 325G.21 — Deficiency Judgments; Consumer Transactions; Definitions.

Subdivision 1. Scope. As used in section 325G.22, the following terms shall have the meanings assigned to them.
Subd. 2. Consumer credit transaction. "Consumer credit transaction" means a sale of personal property, or a loan arranged to facilitate the purchase of personal property, in which (a) credit is granted by a seller or a lender who regularly engages as a seller or lender in credit transactions of the same kind; (b) the buyer is a natural person; (c) the personal property is purchased primarily for a personal, family or household purpose, and not for a commercial, agricultural, or business purpose; and (d) a security interest is retained by the seller or lender. It does not include a transaction pursuant to an open end credit plan authorized by sections 334.16 to 334.18.
Subd. 3. Personal property. "Personal property" includes goods. It does not include real property, or personal property which is furnished or used, at the time of sale or subsequently, in the modernization, rehabilitation, repair, alteration, improvement or construction of real property so as to become a part thereof whether or not severable therefrom.
Subd. 4. Seller or lender. "Seller or lender" includes an assignee of either.
1977 c 180 s 1

Structure Minnesota Statutes

Minnesota Statutes

Chapters 324 - 341 — Trade Regulations, Consumer Protection

Chapter 325G — Consumer Protection; Solicitation Of Sales

Section 325G.01 — Effect Of Delivery.

Section 325G.02 — Definitions.

Section 325G.03 — Unsolicited Financial Transaction Cards.

Section 325G.04 — Lost Or Stolen Financial Transaction Cards.

Section 325G.041 — Married Woman; Name On Card.

Section 325G.042 — Consumer Credit; Equal Treatment Of Spouses.

Section 325G.05 — Disputed Accounts.

Section 325G.051 — Surcharges On Credit Cards.

Section 325G.052 — Credit Card Offers And Solicitations; Address Verifications.

Section 325G.06 — Definitions.

Section 325G.07 — Buyer's Right To Cancel.

Section 325G.08 — Writing Required; Notice Of Right To Cancel; Notice Of Cancellation.

Section 325G.09 — Return Of Payments Or Goods.

Section 325G.10 — Penalties For Violation.

Section 325G.11 — Damages.

Section 325G.12 — Definitions.

Section 325G.13 — Disclosure Obligation.

Section 325G.14 — Penalties; Remedies.

Section 325G.15 — Definitions.

Section 325G.16 — Restrictions.

Section 325G.17 — Definitions.

Section 325G.18 — Implied Warranties.

Section 325G.19 — Express Warranties.

Section 325G.20 — Remedies.

Section 325G.203 — Definitions.

Section 325G.204 — Express Warranties.

Section 325G.205 — Assistive Device Replacement Or Refund.

Section 325G.206 — Nonconformity Disclosure Requirement.

Section 325G.207 — Other Remedies.

Section 325G.208 — Manufacturer's Duty To Provide Reimbursement For Temporary Replacement Of Assistive Devices; Penalties.

Section 325G.21 — Deficiency Judgments; Consumer Transactions; Definitions.

Section 325G.22 — Limits On Buyer's Liability.

Section 325G.23 — Definitions.

Section 325G.24 — Right Of Cancellation.

Section 325G.25 — Contract Regulation.

Section 325G.26 — Limitation On Membership Period.

Section 325G.27 — Registration Requirements, Surety Bond Requirement, Alternative Security.

Section 325G.28 — Violations.

Section 325G.29 — Citation.

Section 325G.30 — Definitions.

Section 325G.31 — Plain Language Required.

Section 325G.32 — Exceptions.

Section 325G.33 — Remedies.

Section 325G.34 — Limits On Remedies.

Section 325G.35 — Review By The Attorney General.

Section 325G.36 — Waivers Void.

Section 325G.37 — Effective Date.

Section 325G.40 — Citation.

Section 325G.41 — Definitions And Computations.

Section 325G.42 — Credit Card Disclosures.

Section 325G.43 — Penalties.

Section 325G.44 — Damages.

Section 325G.45 — Federal Law.

Section 325G.46 — Alternative Compliance.

Section 325G.47 — Notification Of Annual Fee.

Section 325G.50 — Membership Travel Contracts; Cancellation.

Section 325G.501 — Membership Travel Contracts Solicitation Gift Offers.

Section 325G.505 — Membership Travel Contracts In Excess Of $500.

Section 325G.51 — Penalties; Remedies.

Section 325G.52 — Consumer Education; Telemarketing Fraud.

Section 325G.53 — Gift Certificates.

Section 325G.54 — Cancellation Without Penalty Of Wireless Contracts By Military Service Personnel.

Section 325G.55 — Cancellation Without Penalty Of Rental, Club, Service, And Membership Travel Contracts By Military Service Personnel.