Minnesota Statutes
Chapter 325F — Consumer Protection; Products And Sales
Section 325F.89 — Default.

Subdivision 1. Enforceability. An agreement of the parties to a rental-purchase agreement with respect to default is enforceable only to the extent that one of the following apply:
(1) the lessee both fails to renew an agreement and also fails to return the property or make arrangements for its return as provided in the agreement; or
(2) the prospect of payment, performance, or return of the property is materially impaired due to a breach of the rental-purchase agreement, with the burden of establishing the prospect of material impairment on the lessor.
Subd. 2. Authorization. If a lessee has been in default for three business days, the lessor may give the lessee a default notice and request surrender of the property as provided under subdivision 3. Mailing written notice to the last known address of the lessee meets the requirement of giving written notice under subdivision 3.
Subd. 3. Default notice. The first default notice and a subsequent default notice that is sent more than 12 months after sending the last written notice must be in writing and conspicuously state the following:
(1) the name, address, and telephone number of the lessor to whom payment is to be made;
(2) a brief identification of the transaction;
(3) the lessee's right to cure the default;
(4) the amount of payment and date by which payment must be made to cure the default;
(5) a statement of the lessee's reinstatement rights as provided under section 325F.90; and
(6) a request to voluntarily surrender the property if the payment is not made.
A subsequent default notice given within the 12 months after a written default notice may be given orally and constitutes proper notice under this section.
Subd. 4. Property recovery. A lessor may not bring a court action to recover the property until seven days after a proper default notice has been given.
Subd. 5. Voluntary surrender of property. This section does not prohibit a lessee from voluntarily surrendering possession of the property or the lessor from enforcing a past due obligation which the lessee may have at any time after default.
Subd. 6. Compliance. If the lessee cures the default by taking the action required in the default notice, a breach of the agreement is considered as not having occurred.
1990 c 527 s 6

Structure Minnesota Statutes

Minnesota Statutes

Chapters 324 - 341 — Trade Regulations, Consumer Protection

Chapter 325F — Consumer Protection; Products And Sales

Section 325F.01 — Asbestos Used In Building And Remodeling.

Section 325F.015 — Unsafe Bleachers.

Section 325F.02 — Manufacture, Storage, Or Sale Of Matches.

Section 325F.03 — Flame Resistant Public Assembly Tents.

Section 325F.04 — Flame Resistant Tents And Sleeping Bags.

Section 325F.05 — Rules.

Section 325F.06 — Civil Penalties.

Section 325F.07 — Criminal Penalty.

Section 325F.071 — Flame-retardant Chemicals; Prohibition.

Section 325F.072 — Firefighting Foam.

Section 325F.075 — Food Packaging; Pfas.

Section 325F.08 — Importation, Manufacture, Sale Or Distribution Of Hazardous Articles.

Section 325F.09 — Definitions.

Section 325F.10 — Banning Of Hazardous Articles; Rules.

Section 325F.11 — Testing Of Articles To Determine And Insure Compliance.

Section 325F.12 — Repurchase Of Banned Articles.

Section 325F.13 — Banned Hazardous Toys; Prohibitions.

Section 325F.135 — Unsafe Recalled Toys; Prohibition On Sale.

Section 325F.14 — Hazardous Toys; Seizure.

Section 325F.15 — Commissioner's Right Of Access To Premises, Records.

Section 325F.16 — Penalties.

Section 325F.17 — Citation.

Section 325F.171 — Crib Safety.

Section 325F.172 — Definitions.

Section 325F.173 — Bisphenol-a In Certain Children's Products.

Section 325F.174 — Bisphenol-a In Children's Food Containers.

Section 325F.175 — Bisphenol-a Replacement Chemicals.

Section 325F.176 — Definitions.

Section 325F.177 — Formaldehyde In Children's Products; Ban.

Section 325F.178 — Formaldehyde Replacement Chemicals.

Section 325F.179 — Enforcement.

Section 325F.18 — Duty Of Manufacturer.

Section 325F.181 — Formaldehyde Product Standard.

Section 325F.185 — Electric Vehicle Infrastructure.

Section 325F.19 — Home Insulation; Consumer Protection; Definitions.

Section 325F.20 — Specifications For Manufacture, Labeling, And Installation Of Insulation.

Section 325F.21 — Testing Of Insulation.

Section 325F.22 — Unfair And Deceptive Advertising Practices.

Section 325F.23 — Marking, Labeling, And Consumer Information.

Section 325F.24 — Enforcement; Penalties.

Section 325F.245 — Landscape Application Contracts.

Section 325F.25 — Definitions.

Section 325F.26 — Use Of Secondhand Material Forbidden In Certain Cases.

Section 325F.27 — Sale Of Bedding.

Section 325F.28 — Material Must Be Renovated.

Section 325F.29 — Sales Forbidden; Exceptions; Penalties.

Section 325F.30 — Shoddy Material To Be Labeled.

Section 325F.31 — Bedding To Be Labeled.

Section 325F.32 — Feathers To Be Renovated.

Section 325F.34 — Testimony; Production Of Books And Documents.

Section 325F.35 — Definitions.

Section 325F.36 — Manufacture And Sale Of Cotton Duck Or Canvas; Stamps, Brands, And Marks.

Section 325F.37 — Certain Sales Unlawful; Misstatements Forbidden.

Section 325F.39 — Unlawful To Deface Mark.

Section 325F.40 — Violations; Penalties.

Section 325F.41 — Testimony; Production Of Books And Documents.

Section 325F.42 — Fraud In The Sale Of Fur Wearing Apparel.

Section 325F.43 — Imitation Indian-made Goods To Be Branded.

Section 325F.44 — Brand.

Section 325F.45 — Goods Not To Be Sold Without Brand.

Section 325F.46 — Remedies.

Section 325F.47 — Misrepresentation Of Blind-made Articles Or Products.

Section 325F.48 — Prison-made Goods Are Subject To Laws Of State.

Section 325F.51 — Operation Of Airport Foreign Currency Exchanges.

Section 325F.53 — Retail Merchandise; Price Marking.

Section 325F.54 — Penalties.

Section 325F.55 — Local Ordinance Preempted.

Section 325F.56 — Definitions.

Section 325F.57 — Service Calls.

Section 325F.58 — Estimates.

Section 325F.59 — Repairs.

Section 325F.60 — Invoice.

Section 325F.61 — Return Of Property.

Section 325F.62 — Required Shop Practices.

Section 325F.63 — Remedies; Penalties.

Section 325F.64 — Exemptions.

Section 325F.65 — Preemption By State.

Section 325F.66 — Title.

Section 325F.662 — Sale Of Used Motor Vehicles.

Section 325F.664 — New Motor Vehicle Damage Disclosures.

Section 325F.6641 — Disclosure Of Vehicle Damage.

Section 325F.6642 — Title Branding.

Section 325F.6643 — Remedies; Penalties.

Section 325F.665 — New Motor Vehicle Warranties; Manufacturer's Duty To Repair, Refund, Or Replace.

Section 325F.6651 — Definitions.

Section 325F.6652 — Notice To Consumer.

Section 325F.6653 — Manufacturer's Duty To Repair.

Section 325F.6654 — Manufacturer's Duty To Refund Or Replace.

Section 325F.6655 — Extension Of Warranty.

Section 325F.6656 — Alternative Dispute Settlement.

Section 325F.6657 — Affirmative Defenses.

Section 325F.6658 — Limitation On Actions.

Section 325F.6659 — Remedy Nonexclusive.

Section 325F.666 — Unlawful Reassignment Of Certain Motor Vehicle Contracts.

Section 325F.6670 — Equipment Required At Time Of Sale.

Section 325F.67 — False Statement In Advertisement.

Section 325F.675 — Fraud Related To Consumer Telephone Records.

Section 325F.68 — Definitions.

Section 325F.69 — Unlawful Practices.

Section 325F.691 — Unreasonable Delay In Mortgage Loan Closing.

Section 325F.692 — Fraudulent Telephone Services; Billing.

Section 325F.693 — Fraudulent Telephone Services; Slamming.

Section 325F.694 — False Or Misleading Commercial Electronic Mail Messages.

Section 325F.696 — Liability For Unauthorized Use Of Cellular Telephones.

Section 325F.697 — Live Check Solicitation Prohibited.

Section 325F.698 — Smartphone Antitheft Protection.

Section 325F.70 — Remedies.

Section 325F.71 — Senior Citizens And Disabled Persons; Additional Civil Penalty For Deceptive Acts.

Section 325F.72 — Disclosure Of Special Care Status Required.

Section 325F.721 — Provision Of "i'm Okay" Check Services.

Section 325F.722 — Consumer Protections For Exempt Settings.

Section 325F.73 — Fraudulent Sale Of Gold And Silver; Penalty.

Section 325F.731 — Definitions.

Section 325F.732 — License.

Section 325F.733 — License; Application; Terms And Conditions.

Section 325F.734 — Identification Of Sellers.

Section 325F.735 — Records Required.

Section 325F.736 — Required Holding Period.

Section 325F.737 — Additional Holding Period.

Section 325F.738 — Trading.

Section 325F.739 — Certain Purchases Prohibited.

Section 325F.741 — Payment By Check.

Section 325F.742 — Governmental Subdivisions May Regulate.

Section 325F.743 — Criminal Penalty.

Section 325F.744 — Civil Penalty.

Section 325F.755 — Prize Notices And Solicitations.

Section 325F.76 — Definitions.

Section 325F.77 — Promotional Distribution.

Section 325F.78 — Remedies.

Section 325F.781 — Requirements; Tobacco Product Delivery Sales.

Section 325F.783 — Auto Glass Repair Or Replacement.

Section 325F.784 — Prescription Drug Discounts.

Section 325F.785 — Sales Of Hiv Home Collection Kits And Hypodermic Syringes And Needles.

Section 325F.79 — Definitions.

Section 325F.791 — Sales Of Dogs And Cats.

Section 325F.792 — Additional Penalties.

Section 325F.795 — Unauthorized Possession Of Merchandise Pallets.

Section 325F.80 — Retail Sales Of Consumer Goods; Refunds.

Section 325F.81 — Replica Firearms; Warning Label.

Section 325F.82 — Definitions.

Section 325F.83 — Regulation Of Automatic Garage Door Opening Systems.

Section 325F.84 — Definitions.

Section 325F.85 — Application Of Other Law.

Section 325F.86 — Disclosures.

Section 325F.87 — Form Requirements.

Section 325F.88 — Advertising.

Section 325F.89 — Default.

Section 325F.90 — Lessee's Reinstatement Rights.

Section 325F.91 — Prohibited Practices.

Section 325F.92 — Lessor's Communications Concerning Lessee.

Section 325F.93 — Early Purchase Option.

Section 325F.94 — Claims And Defenses.

Section 325F.95 — Liability; Liability Damage Waiver.

Section 325F.96 — Exempted Transaction.

Section 325F.97 — Penalties And Remedies.

Section 325F.981 — Check Cashing Practices.

Section 325F.982 — Consumer Identification Information.

Section 325F.985 — Definitions.

Section 325F.986 — Exclusivity Agreements.

Section 325F.987 — Limitation On Actions.

Section 325F.988 — Nonapplication.

Section 325F.99 — Telephone Calls; Fees; Long-distance Carriers; Notice.

Section 325F.991 — 911 Emergency Phone Service Representations.

Section 325F.992 — Prohibition Of Assignment Of Military Pay Or Military Benefits.