Michigan Compiled Laws
218-1956-5 - Chapter 5 Privacy of Financial Information (500.501...500.547)
Section 500.525 - Disclosure of Nonpublic Personal Financial Information to Nonaffiliated Third Party.

Sec. 525.
Except as otherwise authorized in this chapter, a licensee shall not, directly or through any affiliate, disclose any nonpublic personal financial information about a consumer to a nonaffiliated third party other than as described in the initial notice unless all of the following have been met:
(a) The licensee has provided to the consumer a clear and conspicuous revised notice that accurately describes its policies and practices.
(b) The licensee has provided to the consumer a new opt out notice.
(c) The licensee has given the consumer a reasonable opportunity, before the licensee discloses the information to the nonaffiliated third party, to opt out of the disclosure, and the consumer does not opt out.
History: Add. 2001, Act 24, Imd. Eff. June 18, 2001 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-5 - Chapter 5 Privacy of Financial Information (500.501...500.547)

Section 500.501 - Scope of Chapter.

Section 500.503 - Definitions.

Section 500.505 - Notice and Opt Out Requirements.

Section 500.507 - Privacy Policies and Practices; Notice.

Section 500.509 - Customer Relationship; Time of Establishment; Continuing Relationship; Revised Privacy Notice for New Insurance Product or Service.

Section 500.511 - Initial Notice; Conditions; Delivery.

Section 500.513 - Annual Notice Required; “Annually” Defined; Exception.

Section 500.515 - Initial, Annual, and Revised Notices; Information Required; Disclosure of Nonpublic Personal Financial Information.

Section 500.517 - Initial Notice Requirements for Consumer Not a Customer; Short-Form Initial Notice; Delivery.

Section 500.519 - Opt Out Notice; Requirements.

Section 500.521 - Opt Out Notice to Joint Consumers.

Section 500.523 - Consumer's Opt Out Direction; Compliance Requirements.

Section 500.525 - Disclosure of Nonpublic Personal Financial Information to Nonaffiliated Third Party.

Section 500.527 - Receipt of Notice.

Section 500.529 - Disclosure of Nonprofit Personal Financial Information to Nonaffiliated Third Party; Reasonable Opportunity; Opt Out Notice.

Section 500.531 - Receipt of Nonpublic Personal Financial Information From Nonaffiliated Financial Institution; Limitation on Disclosure.

Section 500.533 - Disclosure of Policy or Account Number.

Section 500.535 - Applicability of Opt Out Requirements in MCL 500.519 and 500.529; “Joint Agreement” Defined.

Section 500.537 - Applicability of MCL 500.507(1)(c), 500.519, 500.529, and 500.535; “Necessary to Effect, Administer, or Enforce a Transaction” Defined.

Section 500.539 - Applicability of MCL 500.507(1)(c), 500.519, 500.529, and 500.535.

Section 500.540 - Use or Disclosure of Nonpublic Personal Financial Information by Certain Associations or Facilities.

Section 500.541 - Operation of Fair Credit Reporting Act; Construction of Chapter.

Section 500.543 - Consumer Opting Out From Disclosure; Discrimination Prohibited.

Section 500.545 - Contract of Licensee With Nonaffiliated Third Party; Effect of Agreement Entered Before or on July 1, 2000.

Section 500.547 - Protection of Customer Records and Information; Adoption of Guidelines for Administrative, Technical, and Physical Safeguards.