Sec. 4434.
Each group life insurance policy shall contain a provision that the policy and the applications of the employer and, if applicable, of the individual employees insured, are the entire contract between the parties, and that all statements made by the employer or by the individual employees shall, in the absence of fraud, be considered representations and not warranties. Any such statement shall not be used in defense to a claim under the policy, unless the statement is contained in a written application. For purposes of this section, an enrollment form is not an application described in this section.
History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 2014, Act 139, Eff. Mar. 31, 2015 Popular Name: Act 218
Structure Michigan Compiled Laws
Chapter 500 - Insurance Code of 1956
Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)
218-1956-44 - Chapter 44 Group Life Insurance (500.4400...500.4454)
Section 500.4400 - Scope of Chapter; Compliance Required.
Section 500.4405 - Group Life Insurance Policy; Issuance to Trust or Trustees; Requirements.
Section 500.4408 - National Guard Groups; Participation Authorization.
Section 500.4412 - Labor Union, Teacher and Postal Clerk Groups; Participation Authorization.
Section 500.4416 - Group Life Insurance; Groups of Borrowers or Purchasers.
Section 500.4419 - Prepaid Funeral Contracts; Group Life Insurance.
Section 500.4432 - Group Life Insurance Policy; Incontestability.
Section 500.4434 - Entire Contract; Provision; Application; Representations.
Section 500.4436 - Misstatement of Age; Provision Required.
Section 500.4438 - Individual Certificate; Notice of Conversion Rights.
Section 500.4439 - Insurance Under Group Policy; Assignment of Rights, Effect.
Section 500.4442 - New Employee; Provision Required.
Section 500.4446 - Policy Issued in Another State; Determination by Director.
Section 500.4450 - Employer Deemed Policyholder.
Section 500.4454 - Readjustment of Premium Rate; Optional Provisions.