Michigan Compiled Laws
218-1956-40 - Chapter 40 Life Insurance Policies and Annuity Contract (Other Than Industrial or Group) (500.4000...500.4073)
Section 500.4042 - Liability Limitation; Aviation, Military or Naval Service.

Sec. 4042.
Nothing contained in this chapter shall be construed as prohibiting a life insurer from placing in its policies provisions limiting its liability with respect to:
(1) Death resulting from aviation other than as a fare-paying passenger on a regularly scheduled route between definitely established airports;
(2) Military or naval service;
Provided, That if the liability of the insurer is limited as herein provided, the liability shall in no event be fixed at an amount less than the reserve on the policy (including the reserve for any dividend additions thereto and excluding the reserve for any additional benefits in the event of death by accident or accidental means or for benefits in event of any type of disability), less any indebtedness on or secured by such policy.
History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-40 - Chapter 40 Life Insurance Policies and Annuity Contract (Other Than Industrial or Group) (500.4000...500.4073)

Section 500.4000 - Scope of Chapter.

Section 500.4001 - Universal Life Insurance; Definitions.

Section 500.4004 - Entire Contract.

Section 500.4008 - Life Insurance; Provisions Required; Single Premium Policies.

Section 500.4010 - Premiums; Payment; Provision Required.

Section 500.4012 - Life Insurance Policy; Provision Required.

Section 500.4014 - Entire Contract; Incontestability; Exceptions.

Section 500.4015 - Policy of Life Insurance; Mandatory Notice as to Cancellation of Policy and Refund of Premium.

Section 500.4016 - Statements Considered Representations; Provision Required; Electronic Application; Endorsement.

Section 500.4018 - Misstatement of Age or Sex; Provisions Required.

Section 500.4020 - Participation in Surplus; Provision Required.

Section 500.4022 - Policy Loans Generally.

Section 500.4023 - Policy Loans; Interest Rates; Notice; Information; Policy Not to Terminate as Sole Result of Change in Interest Rate; Applicability of Section to Insurance or Annuity Contract.

Section 500.4024 - Nonforfeiture Benefits; Cash Surrender Values; Provision Required.

Section 500.4026 - Table of Loan Values and Options; Provision Required.

Section 500.4028 - Default in Premium Payments; Reinstatement; Provision Required.

Section 500.4030 - Settlement of Claim Upon Death of Insured; Provision Required.

Section 500.4032 - Table of Installments; Provision Required.

Section 500.4036 - Title Required.

Section 500.4037 - Universal Life Insurance Policy; Provisions Required.

Section 500.4038 - “Policy Cost Factors” Defined; Initial Disclosure; Statement of Policy Information; Delivery; Extension of Free-Look Period; Furnishing Statement at Time of Policy Delivery.

Section 500.4040 - Safeguard Against Lapse; Special Surrender Value; Optional Provisions; Supplemental Contract.

Section 500.4042 - Liability Limitation; Aviation, Military or Naval Service.

Section 500.4046 - Provisions Prohibited; Forfeiture of Policy for Failure to Repay Loan; Limitation of Actions; Predating Policy; Settlement at Maturity for Less Than Full Value.

Section 500.4047 - Profit Sharing, Charter or Founders and Coupon Policies; Definitions; Prohibitions, Violations.

Section 500.4048 - Provisions Required by Laws of Other States or Counties.

Section 500.4052 - Preliminary Term Insurance on Old Policies; Reserve.

Section 500.4054 - Proceeds of Policy; Exemption From Creditors.

Section 500.4058 - Nonforfeiture Benefits on Old Policies.

Section 500.4060 - Standard Nonforfeiture Law for Life Insurance.

Section 500.4061 - Flexible Premium Universal Life Insurance Policies; Provisions Applicable to Minimum Cash Surrender Values; Minimum Paid-Up Nonforfeiture Benefits.

Section 500.4062 - Loan Value; Deferment.

Section 500.4064 - Loan Indebtedness; Right to Compound Interest.

Section 500.4070 - Insurance and Annuities on Same Life; Automatic Conversion of Deferred Annuity Into Paid-Up Annuity.

Section 500.4072 - Standard Nonforfeiture Law for Individual Deferred Annuities.

Section 500.4072.amended - Standard Nonforfeiture Law for Individual Deferred Annuities.

Section 500.4073 - Annuity Policy or Contract; Notice of Right to Cancel and Receive Refund; Effect of Returning Policy or Contract; Variable Annuity Contract; Exceptions.