Sec. 3475.
(1) Notwithstanding any provision of a disability insurance policy, if the disability insurance policy provides for reimbursement for any service that is legally performed by a person fully licensed as a psychologist under part 182 of the public health code, 1978 PA 368, MCL 333.18201 to 333.18237; by a podiatrist licensed under part 180 of the public health code, 1978 PA 368, MCL 333.18001 to 333.18058; or by a chiropractor licensed under part 164 of the public health code, 1978 PA 368, MCL 333.16401 to 333.16431, the insurer shall not deny reimbursement under the insurance policy if the service is rendered by a person fully licensed as a psychologist under part 182 of the public health code, 1978 PA 368, MCL 333.18201 to 333.18237; by a podiatrist licensed under part 180 of the public health code, 1978 PA 368, MCL 333.18001 to 333.18058; or by a chiropractor licensed under part 164 of the public health code, 1978 PA 368, MCL 333.16401 to 333.16431, within the statutory provisions provided in his or her individual practice act.
(2) This section does not require coverage for a psychologist in an insurance policy. This section does not require coverage or reimbursement for any of the following:
(a) A practice of chiropractic service unless the service was included in the definition of practice of chiropractic under section 16401 of the public health code, 1978 PA 368, MCL 333.16401, as of January 1, 2009.
(b) A service provided by a physical therapist or physical therapist assistant unless the service was provided by a licensed physical therapist or physical therapist assistant under the supervision of a licensed physical therapist pursuant to a prescription from a health care professional who holds a license issued under part 166, 170, 175, or 180 of the public health code, 1978 PA 368, MCL 333.16601 to 333.16648, 333.17001 to 333.17084, 333.17501 to 333.17556, and 333.18001 to 333.18058, or the equivalent license issued by another state.
(3) This section does not apply to a policy written under section 3405 that involves a prudent purchaser agreement.
History: Add. 1963, Act 56, Eff. Sept. 6, 1963 ;-- Am. 1966, Act 92, Imd. Eff. June 15, 1966 ;-- Am. 1968, Act 182, Eff. Nov. 15, 1968 ;-- Am. 1984, Act 280, Imd. Eff. Dec. 20, 1984 ;-- Am. 2009, Act 227, Imd. Eff. Jan. 5, 2010 ;-- Am. 2014, Act 263, Imd. Eff. July 1, 2014 ;-- Am. 2016, Act 276, Imd. Eff. July 1, 2016 Popular Name: Act 218
Structure Michigan Compiled Laws
Chapter 500 - Insurance Code of 1956
Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)
218-1956-34 - Chapter 34 Disability Insurance Policies (500.3400...500.3480)
Section 500.3400 - Definitions; Scope of Chapter, Exemptions, Exceptions.
Section 500.3401 - Repealed. 2016, Act 276, Imd. Eff. July 1, 2016.
Section 500.3401a - Group Disability Insurance; Issuance; Filing and Approval of Form.
Section 500.3402 - Disability Insurance Policy; Provisions Required.
Section 500.3402a - Group Disability Insurance Policy; Provisions Required.
Section 500.3402c - Family Expense Insurance Policy.
Section 500.3402d - Blanket Disability Insurance; Coverage.
Section 500.3402e - Blanket Disability Insurance Policies; Issuance.
Section 500.3402f - Blanket Disability Insurance Policy; Provisions.
Section 500.3402g - Blanket Disability Insurance Policy; Certificate; Payment of Benefits.
Section 500.3402h - Legal Liability of Policyholder.
Section 500.3404 - Insurance Policy Issued for Delivery to Nonresident.
Section 500.3405a - Use of Most Favored Nation Clause.
Section 500.3406a - Reconstructive Surgery Following Mastectomy; Prosthetic Device.
Section 500.3406b - Coverage for Mental Health Services by Mental Health Care Provider.
Section 500.3406c - Hospice Care; Definition; Description of Coverage.
Section 500.3406f - Repealed. 2016, Act 276, Imd. Eff. July 1, 2016.
Section 500.3406g - Repealed. 2016, Act 276, Imd. Eff. July 1, 2016.
Section 500.3406l - Medical Transportation Services; Reimbursement; Exception.
Section 500.3406m - Access by Insured to Obstetrician-Gynecologist.
Section 500.3406n - Access to Pediatric Care Services.
Section 500.3406t - Synchronizing Insured's or Enrollee's Multiple Maintenance Prescription Drugs.
Section 500.3406u - Coverage for Prescription Eyedrops; Requirements; "Prescriber" Defined.
Section 500.3406v - Coverage for Emergency Supply of Insulin.
Section 500.3406x - Nonopioid Directive Form; Website.
Section 500.3406y - Nonopioid Directive Form; Enrollment.
Section 500.3407 - Entire Contract; Changes.
Section 500.3408 - Time Limit on Certain Defenses; Incontestable Policy.
Section 500.3410 - Grace Period; Provision Required.
Section 500.3411 - Reinstatement; Provision Required.
Section 500.3412 - Notice of Claim; Provision Required.
Section 500.3413 - Claim Forms; Provision Required.
Section 500.3414 - Proofs of Loss; Provision Required.
Section 500.3416 - Time of Payment of Claims; Provision Required.
Section 500.3418 - Payment of Claims; Provision Required.
Section 500.3420 - Physical Examinations and Autopsy; Provision Required.
Section 500.3422 - Legal Actions; Provision Required.
Section 500.3424 - Change of Beneficiary; Provision Required.
Section 500.3426 - Offer of Wellness Coverage by Insurer.
Section 500.3428 - Provider Network.
Section 500.3430 - Optional Policy Provisions; Insurance Commissioner's Approval.
Section 500.3432 - Change of Occupation; Optional Provision.
Section 500.3434 - Misstatement of Age; Optional Provision.
Section 500.3436 - Other Insurance With Same Insurer; Optional Provision.
Section 500.3438 - Insurance With Other Insurers; Optional Provision; Expense Incurred Benefits.
Section 500.3439 - Repealed. 2016, Act 276, Imd. Eff. July 1, 2016.
Section 500.3440 - Insurance With Other Insurers; Other Benefits.
Section 500.3444 - Relation of Earnings to Insurance; Optional Provision.
Section 500.3446 - Unpaid Premium; Optional Provision.
Section 500.3448 - Cancellation; Optional Provision.
Section 500.3450 - Conformity With State Statutes; Optional Provision.
Section 500.3452 - Illegal Occupation or Criminal Activity; Optional Provision; Definitions.
Section 500.3454 - Repealed. 1980, Act 429, Eff. Mar. 31, 1981.
Section 500.3460 - Order of Certain Policy Provisions.
Section 500.3462 - Third Party Ownership of Policy.
Section 500.3466 - Filing Procedure; Insurance Commissioner, Regulatory Powers.
Section 500.3468 - Provisions Violating Code; Construction of Noncomplying Policies and Provisions.
Section 500.3470 - Age of Insured; Provision Regulations.
Section 500.3474 - Risk Classification; Rates; Filing Requirements.
Section 500.3474a - Premium Rate After January 1, 2014; Basis; Factors.
Section 500.3476 - Telemedicine Services; Provisions; Definitions.
Section 500.3480 - Repealed. 1963, Act 127, Eff. Sept. 6, 1963.