Michigan Compiled Laws
218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)
Section 500.3301 - Michigan Automobile Insurance Placement Facility; Purpose; Participation.

Sec. 3301.
(1) Every insurer authorized to write automobile insurance in this state shall participate in an organization for the purpose of doing all of the following:
(a) Providing the guarantee that automobile insurance coverage will be available to any person who is unable to procure that insurance through ordinary methods.
(b) Preserving to the public the benefits of price competition by encouraging maximum use of the normal private insurance system.
(2) The organization created under this chapter shall be called the "Michigan automobile insurance placement facility".
History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)

Section 500.3301 - Michigan Automobile Insurance Placement Facility; Purpose; Participation.

Section 500.3303 - Definitions.

Section 500.3310 - Board of Governors of Facility; Election and Appointment of Governors; Representation of Insurance Agents and General Public; Terms; Vacancies; Adoption of Plan of Operation by Facility Committee; Approval of Plan; Amendments and A...

Section 500.3315 - Repealed. 1991, Act 191, Eff. Apr. 1, 1992.

Section 500.3320 - Private Passenger Nonfleet Automobiles; Duties of Facility; Insurance Requirements.

Section 500.3321 - Automobiles Not Included in MCL 500.3320; Insurance Required; Equitable Distribution of Applicants to Participating Members.

Section 500.3330 - Board of Governors; Powers Generally; Establishment of Automatic Data Processing System.

Section 500.3340 - Filing of Classifications, Rules, Rates, and Amendments Thereto; Approval; Use of Rates and Rules; Certain Laws Inapplicable; Requirements for Private Passenger Nonfleet Automobile Rates.

Section 500.3341 - Coverage for Certain Convictions; Premium Surcharges.

Section 500.3350 - Additional Duties of Facility.

Section 500.3355 - Agent; Duties; Disqualification by Facility; Notice; Request for Hearing; Ruling by Board of Governors; Appeal; Prohibited Conduct by Disqualified Agent; Standards and Procedures.

Section 500.3360 - Participating Member and Agent; Relationship.

Section 500.3365 - Eligibility for Automobile Insurance; Requesting Assignment, Rejecting Assignment, or Requesting Reassignment; Notice of Statutory Eligibility Standards.

Section 500.3370 - Assistance in Applying to Facility for Placement.

Section 500.3380 - Hearing and Ruling by Board of Governors; Grounds; Applicability of Right to Hearing; Filing Request for Hearing; Hearing to Be Prompt and Fair; Appeal; Order.

Section 500.3385 - Recoupment of Assessments; Surcharge; Rate Including Factor for Recoupment.

Section 500.3390 - Determinations Made by Commissioner.