Michigan Compiled Laws
218-1956-28 - Chapter 28 Fire Insurance Contracts (500.2804...500.2866)
Section 500.2836 - Breach of Warranty or Condition as Defense; Payment of Losses.

Sec. 2836.
(1) An insurer shall not base a defense under the terms of a fire insurance policy permitted to be used in this state, upon a breach of warranty or condition occurring before loss, unless the breach exists at the time of the loss or contributes to the loss or to the amount of the loss.
(2) Except as otherwise provided in section 2845, losses under any fire insurance policy shall be paid within 30 days after receipt of proof of the amount of the loss, notwithstanding the provisions of any contract or statute to the contrary.
History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1980, Act 495, Eff. Mar. 31, 1981 ;-- Am. 1990, Act 305, Imd. Eff. Dec. 14, 1990 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-28 - Chapter 28 Fire Insurance Contracts (500.2804...500.2866)

Section 500.2804 - Fire Insurance Contracts on Property Herein Deemed Made in Michigan.

Section 500.2806 - Policy or Contract of Fire Insurance; Requirements.

Section 500.2807, 500.2808 - Repealed. 1990, Act 305, Imd. Eff. Dec. 14, 1990.

Section 500.2810 - Printing Regulations on Fire Policy.

Section 500.2812 - Combination Fire Policy; Mandatory Provisions.

Section 500.2816-500.2824 - Repealed. 1990, Act 305, Imd. Eff. Dec. 14, 1990.

Section 500.2826 - Liability for Difference Between Actual Value of Property and Amount Expended to Repair, Rebuild, or Replace.

Section 500.2827 - Fire Policy Providing Reimbursement for Lost or Damaged Property; Maximum Liability; Cash Settlement; Payment of Amount in Excess of Actual Cash Value of Lost or Damaged Property.

Section 500.2828 - Repealed. 1990, Act 305, Imd. Eff. Dec. 14, 1990.

Section 500.2832 - Repealed. 1990, Act 305, Eff. Jan. 1, 1992.

Section 500.2833 - Fire Insurance Policy; Mandatory Provisions; Coverage.

Section 500.2834 - Fire Insurance Policy; Exclusion Related to Terrorism; Definition.

Section 500.2836 - Breach of Warranty or Condition as Defense; Payment of Losses.

Section 500.2840 - Repealed. 1990, Act 305, Imd. Eff. Dec. 14, 1990.

Section 500.2842 - Average or Pro Rata Clause; Form; Filing and Approval.

Section 500.2845 - Withholding 25% of Actual Cash Value or Final Settlement Where Loss to Insured Real Property Due to Fire or Explosion; Notice to City, Village, or Township Treasurer, Insured, and Mortgagee; Escrowing and Retaining Withheld Amount;...

Section 500.2850 - Repealed. 1962, Act 71, Eff. Mar. 28, 1963.

Section 500.2860 - Contrary Provision Void.

Section 500.2862 - Repealed. 1978, Act 219, Eff. Dec. 5, 1978.

Section 500.2866 - Violation of Chapter; Forfeiture and Disposition of Fine; Revocation of Authority to Transact Business; Reinstatement.