Michigan Compiled Laws
218-1956-15 - Chapter 15 Insurance Premium Finance Companies (500.1501...500.1514)
Section 500.1513 - Existing Companies; License, Fee.

Sec. 1513.
Any person who has been engaged in the business as a premium finance company in this state which premium finance company has paid-up capital and surplus of at least $20,000.00 and whose fiscal solvency, general operation and financial condition has been investigated or audited and approved by the commissioner on written request and payment of the annual license fee made within 60 days of the effective date of this chapter shall be entitled to a license notwithstanding any other provisions of this chapter. Any premium finance company licensed pursuant to this section, the capital and surplus of which is less than $50,000.00 shall increase its capital and surplus to at least $50,000.00 within 2 years of the date of issuance of its first license hereunder and upon failure to do so such license shall not be further renewed. Nothing in this section shall prevent such company thereafter from being licensed under this act.
History: Add. 1968, Act 352, Eff. Nov. 15, 1968 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-15 - Chapter 15 Insurance Premium Finance Companies (500.1501...500.1514)

Section 500.1501 - Inapplicability of Chapter.

Section 500.1501a - Financial Institutions; Application of Chapter.

Section 500.1502 - Insurance Premium Finance Companies; Definitions.

Section 500.1503 - License Requirements; Violation, Penalty; Fees, Renewal, Application.

Section 500.1504 - License Investigation of Applicant; Issuance, Grounds, Hearing, Bond.

Section 500.1505 - Premium Finance Company; License; Revocation or Suspension; Grounds; Hearing; Penalty; Appeal; Remuneration; Applicability of Subsection (4).

Section 500.1506 - Premium Finance Transaction Records; Examination; Preservation.

Section 500.1507 - Insurance Commissioner; Regulatory Powers.

Section 500.1508 - Premium Finance Agreement; Requirements; Specifications; Items; Subsidiary Companies.

Section 500.1509 - Premium Finance Company; Authorized Charges; Service Charge; Amending Original Contract Where Balance of Premium Due Changed.

Section 500.1510 - Insurance Premium Finance Agreement; Delinquency Charge; Cancellation Charge.

Section 500.1511 - Premium Finance Agreement; Cancellation of Insurance, Procedure, Notice, Refund.

Section 500.1512 - Premium Finance Agreement; Filing Not Required.

Section 500.1513 - Existing Companies; License, Fee.

Section 500.1514 - Insurance Commissioner and Employees; Statement of Expenses and Charges, Payment; Employment of Expert Personnel.