Michigan Compiled Laws
218-1956-12 - Chapter 12 Agents, Solicitors, Adjusters, and Counselors (500.1200...500.1247)
Section 500.1222 - Adjuster's License Required; Exemptions.

Sec. 1222.
(1) A person shall not adjust loss or damage under a policy of insurance or advertise, solicit business, or hold himself or herself out to the public as an adjuster unless he or she is licensed as an adjuster.
(2) The following are exempt from licensure under subsection (1):
(a) A person admitted to the practice of law in this state.
(b) A marine average adjuster.
(c) An employee or manager of an authorized insurer adjusting loss or damage under a policy issued by the insurer.
(d) A licensed insurance producer to whom claim authority has been granted by an insurer.
(e) An individual who collects claim information from, or furnishes claim information to, insureds or claimants, and who conducts data entry including entering data into an automated claims adjudication system, if the individual is under the supervision of 1 or more licensed independent adjusters or an individual who is exempt from licensure under subdivision (c). As used in this subdivision, "automated claims adjudication system" means a preprogrammed computer system designed for the collection, data entry, calculation, and final resolution of portable consumer electronic insurance claims.
History: Add. 1972, Act 133, Eff. Mar. 30, 1973 ;-- Am. 2012, Act 462, Imd. Eff. Dec. 27, 2012 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-12 - Chapter 12 Agents, Solicitors, Adjusters, and Counselors (500.1200...500.1247)

Section 500.1200 - “Good Moral Character” Defined.

Section 500.1201 - Definitions.

Section 500.1201a - Sale, Solicitation, or Negotiation of Insurance; License Required; Applicability to Excess and Surplus Lines Agents and Brokers.

Section 500.1202 - Insurance Producer License; Definitions.

Section 500.1203 - Authority of Insurance Producer for Fraternal Benefit Society; Authority of Attorney-in-Fact of Reciprocal or Inter-Insurance Exchange.

Section 500.1204 - Applicant for Insurance Producer License; Examination; Registered Program of Study; Waiver of Examination or Program of Study Requirements; Administration of Examinations; Fee; Reapplication.

Section 500.1204a - Qualification as Registered Insurance Producer Program of Study; Criteria; Conducting Portion of Minimum Number of Classroom Hours of Instruction; Rules; Recommendations for Improvements in Course Materials; Failure to Maintain Re...

Section 500.1204b - Repealed. 2017, Act 67, Imd. Eff. June 30, 2017.

Section 500.1204c - Insurance Producer's Hours of Study; Review; Continuing Education Requirements; Program of Study; Approval; Fee; Hearing; Revocation; Filing Certificate of Attendance or Instruction; Waiver; Reciprocal Agreements; Fees; Grace Peri...

Section 500.1204d - Continuing Education Fund; Creation; Administration; Disposition and Reversion of Funds; Funding of Shortfall.

Section 500.1204e - Nonresident License Applicant; Requirements.

Section 500.1204f - Long-Term Care Insurance; Requirements for Sale, Solicitation, or Negotiation by Individual; Delivery or Issuance by Insurer; 1-Time Training Course; Requirements.

Section 500.1205 - Resident Insurance Producer License; Filing; Application; Statement; Requirements; Business Entity; Verification of Information; Limited Line Credit Insurance.

Section 500.1206 - Insurance Producer License; Issuance; Qualification in Line of Insurance; Duration; Reinstatement; Contents of License; Change of Name or Address; Ministerial Functions.

Section 500.1206a - Nonresident Insurance Producer License; Requirements; Verification of Status; Change of Address; Nonresident Surplus Lines Insurance Producer License; Nonresident Limited Lines Insurance Producer.

Section 500.1206b - Nonresident Insurance Producer License; Prelicensing Education or Examination; Exemption; Application as Resident Licensee.

Section 500.1206c - Life and Health Insurance Producer Examinations; Summary of Statistical Information; Report.

Section 500.1207 - Agent as Fiduciary; Accounting Methods; Examination of Records; Remuneration of Person Acting as Agent; Placing Refused Coverage; Use of Intimidation, Threats, or Unlawful Inducements; Agent as Party to Contract.

Section 500.1208 - Insurance Effected by Agent on Certain Risks; Limitation.

Section 500.1208a - Appointment of Producer as Agent; Notice of Appointment; Filing; Verification of Eligibility; Fee.

Section 500.1208b - Termination of Business Relationship With Insurance Producer; Notice to Commissioner; Format; Liability for Disclosure of Information or Statement.

Section 500.1209 - Termination of Insurance Producer's Authority to Represent Insurer; Responsibility and Authority of Insurance Producer Following Notice of Termination; Exceptions; Condition of Insurer's Authority to Transact Business in State; Con...

Section 500.1210 - Accident and Health Insurance Agent as Health Benefit Agent.

Section 500.1211 - Solicitation and Collection on Behalf of Licensed Insurance Producer; Authorization; Contract; Agent of the Insured; Agent of the Insurer.

Section 500.1211a - Assumed Name; Use.

Section 500.1211b - Temporary License.

Section 500.1212 - Persons Acting as Solicitors; Contract With Agent; License; Notice of Appointment.

Section 500.1214 - Solicitor; Application for License and Notice of Appointment; Forms; Examination Required; Program of Study as Condition to Examination; Waiver of Examination or Program of Study; Investigations and Interrogatories; Decision; Issua...

Section 500.1216 - Solicitor as Fiduciary; Accounting Methods; Examination of Records; Remuneration of Person Acting as Agent or Solicitor.

Section 500.1218 - Termination of Solicitor's Authority to Represent Agent; Notice; Disclosure; Liability of Agent.

Section 500.1222 - Adjuster's License Required; Exemptions.

Section 500.1224 - Adjuster; Application for License; Forms; Examination; Investigations and Interrogatories; Waiver; Decision; Issuance of License; Qualifications; Additional Restrictions; Licenses to Certain Persons Prohibited; "Home State" Defined...

Section 500.1226 - Persons Aiding Adjuster; Representation by Adjuster; Procedure for Soliciting Loss; Schedule of Rates; Limitation on Charges; Contract.

Section 500.1227 - Conduct of Adjuster; Prohibitions.

Section 500.1228 - Records of Adjuster.

Section 500.1232 - Insurance Counselor; License Required; Use of Designation “Certified Insurance Counselor” or “Fraternal Insurance Counselor”; Exceptions.

Section 500.1234 - Insurance Counselor; Application for License; Forms; Examination; Investigations and Interrogatories; Decision; Issuance of License; Qualifications.

Section 500.1236 - Written Agreement Between Insurance Counselor and Client.

Section 500.1238 - Reporting Mailing and Electronic Mail Address of Agent, Solicitor, Counselor, or Adjuster; Notice of Change in Address; Maintaining Address on File; Mailing of Notice of Hearing or Process.

Section 500.1239 - Probation, Suspension, or Revocation of Insurance Producer's License; Refusal to Issue or Reissue; Causes; Civil Fine; Notice of License Denial; Hearing; License of Business Entity; Penalties and Remedies.

Section 500.1240 - Payment or Acceptance of Commission, Service Fee, or Valuable Consideration.

Section 500.1242 - Refusal, Suspension, or Revocation of License; Notice; Hearings; Summary Suspension; Subpoenas.

Section 500.1243 - Definitions; Sale of Insurance by Lender.

Section 500.1244 - Violation of Chapter; Hearing; Serving Copy of Findings and Cease and Desist Order; Additional Orders; Reopening, Altering, Modifying, or Setting Aside Order; Violation of Cease and Desist Order; Notice and Hearing; Civil Fine; Sus...

Section 500.1246 - Confidentiality; Use of Documents, Materials, or Other Information.

Section 500.1247 - Report of Administrative Action.