Michigan Compiled Laws
Act 75 of 2009 - Mortgage Loan Originator Licensing Act (493.131 - 493.171)
Section 493.145 - Annual Renewal; Expiration; Reinstatement.

Sec. 15.
(1) The commissioner shall annually renew the license of a licensed mortgage loan originator if all of the following are met before his or her current license expires:
(a) The mortgage loan originator continues to meet the requirements for license issuance under section 9(1)(a) to (g).
(b) The mortgage loan originator has satisfied the annual continuing education requirements described in section 17.
(c) The mortgage loan originator has paid the fee required under section 19.
(2) If a mortgage loan originator fails to satisfy the requirements of subsection (1) for renewal of his or her license, the license shall expire. The commissioner may adopt procedures for the reinstatement of expired licenses consistent with the standards established by the nationwide mortgage licensing system and registry.
History: 2009, Act 75, Eff. July 31, 2009 ;-- Am. 2012, Act 150, Imd. Eff. May 30, 2012

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 493 - Regulatory Loans

Act 75 of 2009 - Mortgage Loan Originator Licensing Act (493.131 - 493.171)

Section 493.131 - Short Title.

Section 493.133 - Definitions.

Section 493.135 - Engaging in Business of Mortgage Loan Originator; License Required; Exemptions; Independent Contractor Loan Processor or Underwriter; Establishment of Licensing Rules and Interim Procedures.

Section 493.135a - Registered Mortgage Loan Originator; Temporary Authority; Requirements; Time Period; "State" Defined.

Section 493.135b - Out of State License; Temporary Authority; Requirements; Time Period; "State" Defined.

Section 493.135c - Temporary Authority; Subject to Laws of This State.

Section 493.137 - Application; Form; Fee; Criminal History Check; Relationships or Contracts With Nationwide Mortgage Licensing System and Registry; Furnishing Certain Information; Use.

Section 493.139 - Issuance of Mortgage Loan Originator License; Findings; Conviction.

Section 493.141 - Prelicensing Education Requirements.

Section 493.143 - Qualified Written Test.

Section 493.145 - Annual Renewal; Expiration; Reinstatement.

Section 493.147 - Continuing Education Requirements.

Section 493.149 - Fees; Reports; Penalties; Deposit of Money in Mblsla Fund; Limitation on Fee Levels.

Section 493.151 - Mortgage Loan Originators; License and Registration Through Nationwide Mortgage Licensing System and Registry; Rules.

Section 493.153 - Process for Challenging Information Entered.

Section 493.155 - Powers of Commissioner; Finding of Violation or Noncompliance; Fine.

Section 493.157 - Fraud; Notice of Intent to Prohibit Licensure; Contents; Hearing; Order; Service; Application to Terminate Order; Imminent Threat of Financial Loss to Customers; Conviction of Felony; Mailing of Notice or Issued to Employer or Princ...

Section 493.159 - Surety Bond.

Section 493.161 - Privacy or Confidentiality of Information or Material.

Section 493.163 - Investigations and Examinations; Access to Books and Records; Reports; Control of Access to Documents or Records; Duties and Authority of Commissioner; Prohibited Conduct by Licensed Mortgage Loan Originator or Person Subject to Inv...

Section 493.165 - Licensed Mortgage Loan Originator; Prohibited Conduct.

Section 493.167 - Reports of Condition.

Section 493.169 - Report of Violations; Rules.

Section 493.171 - Unique Identifier of Originator of Residential Mortgage Loan.