Michigan Compiled Laws
Act 379 of 1984 - Credit Card Arrangements (493.101 - 493.114)
Section 493.113 - Rules.

Sec. 13.
The commissioner may promulgate rules pursuant to the administrative procedures act of 1969, Act No. 306 of the Public Acts of 1969, being sections 24.201 to 24.315 of the Michigan Compiled Laws, as necessary for the administration and enforcement of this act.
History: 1984, Act 379, Imd. Eff. Dec. 28, 1984 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 493 - Regulatory Loans

Act 379 of 1984 - Credit Card Arrangements (493.101 - 493.114)

Section 493.101 - Definitions.

Section 493.102 - Credit Card Arrangement; License Required; Terms and Conditions.

Section 493.103 - Application for License; Oath; Form; Contents; Fees; Net Worth Requirements; Rules.

Section 493.104 - Investigation; Finding; Issuance of License; Refusal to Issue License; Expiration of License.

Section 493.105 - Duties of Commissioner Upon Refusal to Issue License.

Section 493.106 - Suspension, Revocation, or Refusal to Renew License; Notice; Grounds; Surrender of License; Duration of License; Reinstatement or Issuance of New License; Preexisting Lawful Contracts.

Section 493.107 - Investigations and Examination of Books, Accounts, Records, and Files; Electronic Data Processing Not Prohibited; Establishment of Annual Fee Schedule; Fees Nonrefundable; Penalty; Disposition and Use of Fees and Expenses; Action fo...

Section 493.108 - Subpoena of Witnesses and Evidence; Oaths and Affirmations; Noncompliance; Order; Contempt.

Section 493.109 - Books, Accounts, and Records; Maintenance, Preservation, and Availability; Audit; Cost.

Section 493.110 - Maximum Interest; Computation; Fee; Offer of Loan or Credit in Connection With Other Accounts, Services, or Similar Agreements; Prohibited Conditions.

Section 493.111 - Truth in Lending Act; Disclosures, Information, and Notices; Applicability.

Section 493.112 - Wilful and Intentional Violation as Misdemeanor; Conduct Barring Recovery and Entitling Consumer to Attorney Fees and Court Costs; Authorized Actions.

Section 493.113 - Rules.

Section 493.114 - Exemptions; Credit Card or Charge Card Issued Prior to Effective Date of Act.