Michigan Compiled Laws
Act 424 of 1984 - Rental-Purchase Agreement Act (445.951 - 445.970)
Section 445.956 - Prohibited Provisions in Rental-Purchase Agreement.

Sec. 6.
A rental-purchase agreement shall not contain a provision requiring any of the following:
(a) A garnishment of wages or a power of attorney to confess a judgment.
(b) Authorization to the lessor or a person acting on the lessor's behalf to unlawfully enter upon the lessee's premises or to commit any breach of the peace in the repossession of goods.
(c) The lessee to waive any defense, counterclaim, or right of action against the lessor or a person acting on the lessor's behalf, as the lessee's agent in collection of payments under the lease or in the repossession of goods.
(d) The lessee to agree not to assert against the lessor or against an assignee a claim or defense arising out of the lease.
(e) A requirement for any collection or repossession charges in excess of those allowable under section 7(e) and applicable court rules.
History: 1984, Act 424, Eff. Mar. 29, 1985

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 445 - Trade and Commerce

Act 424 of 1984 - Rental-Purchase Agreement Act (445.951 - 445.970)

Section 445.951 - Short Title.

Section 445.952 - Definitions.

Section 445.953 - Rental-Purchase Agreement; Form; Contents; Information Requirements; Separate Form; Disclosure of Additional Information.

Section 445.954 - Amount Necessary to Acquire Ownership; Amount Applied Toward Purchase Price.

Section 445.955 - Advertising Requirements; Requirements as to Items Displayed or Offered Under Rental-Purchase Agreement.

Section 445.956 - Prohibited Provisions in Rental-Purchase Agreement.

Section 445.957 - Prohibited Requirements.

Section 445.958 - Failure to Make Timely Periodic Payment; Rights of Lessee; Reinstatement; Late or Delivery Fee; Same or Substitute Item Provided on Reinstatement.

Section 445.959 - Temporary or Permanent Injunction; Venue; Costs; Civil Penalty; Notice of Intended Action; Opportunity to Cease and Desist or to Confer With Attorney General; Notice of Alleged Violation; Civil Penalty for Knowing Violation.

Section 445.960 - Assurance of Discontinuance.

Section 445.961 - Subpoena; Service and Contents of Notice; Extension of Reporting Date; Modification or Setting Aside of Notice and Subpoena; Confidentiality; Disclosures; Disclosure as Misdemeanor; Penalty.

Section 445.962 - Compliance With Terms of Notice; Prohibited Conduct; Civil Penalty; Petition for Order to Enforce Compliance; Violation of Final Order as Civil Contempt; Enjoining Person From Doing Business in State.

Section 445.963 - Class Action for Actual Damages; Order; Appointment of Receiver; Sequestration of Assets; Cost of Notice; Effect of Bona Fide Error; Limitations.

Section 445.964 - Action for Declaratory Judgment or Injunction; Action for Actual Damages and Attorneys' Fees; Class Action for Actual Damages; Order; Appointment of Receiver; Sequestration of Assets; Cost of Notice to Class; Effect of Bona Fide Eff...

Section 445.965 - Mailing Copy of Complaint, Judgment, Decree, or Order to Attorney General.

Section 445.966 - Payment of Filing Fees.

Section 445.967 - Aid and Assistance of Law Enforcement Officer.

Section 445.968 - Investigation and Prosecution by Prosecuting Attorney.

Section 445.969 - Other Causes of Action Not Affected; Inconsistent Ordinance or Regulation Prohibited.

Section 445.970 - Example of Form Satisfying Requirements of Act.