Sec. 5683.
(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:
(a) Refuse to provide or continue coverage to the patient.
(b) Charge the patient a higher premium.
(c) Offer a patient different policy terms because the patient has executed a POST form.
(d) Consider the terms of an existing policy of life insurance to have been breached or modified.
(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.
(2) A health insurer shall not do any of the following:
(a) Require the execution of a POST form to maintain or be eligible for coverage.
(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.
(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.
History: Add. 2017, Act 154, Eff. Feb. 6, 2018 Popular Name: Act 368
Structure Michigan Compiled Laws
Act 368 of 1978 - Public Health Code (333.1101 - 333.25211)
Article 5 - Prevention and Control of Diseases and Disabilities (333.5101...333.5955)
368-1978-5-56B - Part 56b Physician Orders for Scope of Treatment (333.5671...333.5685)
Section 333.5671 - Words and Phrases; Applicability of Definitions and Principles of Construction.
Section 333.5672 - Definitions: A to C.
Section 333.5673 - Definitions; E to I.
Section 333.5674 - Definitions; M to W.
Section 333.5678 - Revocation of Post Form.
Section 333.5681 - Valid Execution of Post Form; Presumption.
Section 333.5683 - Life or Health Insurer; Prohibited Conduct.
Section 333.5684 - Provisions as Cumulative; Legal Right Not Impaired or Superseded; Presumption.