Massachusetts General Laws
Chapter 175i - Insurance Information and Privacy Protection
Section 6 - Disclosure Authorization Form; Contents

Section 6. Notwithstanding any general or special law to the contrary, no insurance institution, insurance representative or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions a form or statement which authorizes the disclosure of personal or privileged information about an individual to the insurance institution, insurance representative or insurance-support organization unless the form or statement:
(1) is written in plain language;
(2) is dated;
(3) specifies the types of persons authorized to disclose information about the individual;
(4) specifies the nature of the information authorized to be disclosed;
(5) names the insurance institution or insurance representative and identifies by generic reference the representative of the insurance institution to whom the individual is authorizing information to be disclosed;
(6) specifies the purposes for which the information is collected;
(7) specifies the length of time such authorization shall remain valid, which shall be no longer than:
(A) in the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement or a request for change in policy benefits, thirty months from the date the authorization is signed; or
(B) in the case of authorizations signed for the purpose of collecting information in connection with a claim for benefits under an insurance policy:
(i) the term of coverage of the policy if the claim is for a health insurance benefit; or
(ii) the duration of the claim if the claim is not for a health insurance benefit; and
(8) advises the individual or a person authorized to act on behalf of such individual that such individual or the individual's authorized representative is entitled to receive a copy of the authorization form.

Structure Massachusetts General Laws

Massachusetts General Laws

Part I - Administration of the Government

Title XXII - Corporations

Chapter 175i - Insurance Information and Privacy Protection

Section 1 - Application of Chapter

Section 2 - Definitions

Section 3 - Pretext Interviews; Use

Section 4 - Notice of Information Practices; Time; Contents; Abbreviated Notice

Section 5 - Questions to Obtain Marketing or Research Information; Disclosure

Section 6 - Disclosure Authorization Form; Contents

Section 7 - Investigative Consumer Report; Personal Interview; Prohibited Information

Section 8 - Recorded Personal Information; Medical Record Information; Disclosure; Fees

Section 9 - Correction, Amendment or Deletion of Personal Information

Section 10 - Adverse Underwriting Decision; Notice; Reasons; Disclosure of Medical or Mental Health Record Information; Summary of Rights

Section 11 - Prior Adverse Underwriting Decisions; Requests for Information by Insurance Organizations

Section 12 - Adverse Underwriting Decision; Basis

Section 13 - Personal or Privileged Information From Insurance Transactions; Disclosure

Section 14 - Investigations

Section 15 - Violations; Notice; Hearings; Service of Process

Section 16 - Agent for Service of Process

Section 17 - Findings; Orders to Cease and Desist; Reports

Section 18 - Penalties; Violations of Cease and Desist Orders

Section 19 - Judicial Review; Filing Deadline; Jurisdiction; Orders

Section 20 - Equitable Relief; Damages; Costs and Attorney's Fees; Limitation of Actions

Section 21 - Disclosure of Information; Immunity

Section 22 - Information Obtained by False Pretenses; Penalties