Section 22. If an owner creates a security interest in a vehicle:—
(a) The owner shall immediately execute the application, in the space provided therefor on the certificate of title or on such separate form as the registrar shall prescribe, to name the lienholder on the certificate, showing the name and address of the lienholder and the date of his security agreement, and cause the certificate, application and the required fee to be mailed or delivered to the lienholder or, at the lienholder's request to the registrar.
(b) The lienholder shall immediately cause the certificate, application and the required fee to be mailed or delivered to the registrar.
(c) Upon request of the owner or subordinate lienholder, a lienholder in possession of the certificate of title shall either mail or deliver the certificate to the subordinate lienholder for delivery to the registrar or, upon receipt from the subordinate lienholder of the owner's application and the required fee, mail or deliver them to the registrar with the certificate. The delivery of the certificate does not affect the rights of the first lienholder under his security agreement.
(d) Upon receipt of the certificate of title, application and the required fee, the registrar shall either endorse on the certificate or issue a new certificate containing the name and address of the new lienholder, and mail the certificate to the first lienholder named in it.
Structure Massachusetts General Laws
Part I - Administration of the Government
Title XIV - Public Ways and Works
Chapter 90d - Motor Vehicle Certificates of Title
Section 2 - Exemptions; Application of Sections
Section 3 - Application of Chapter
Section 4 - Registration Under Chapter 90; Application for Certificate of Title Required
Section 5 - Owner of Implement of Husbandry, etc.; Application of Chapter, Exception
Section 6 - Certificate of Origin
Section 7 - Application for First Certificate of Title; Contents
Section 8 - Check of Application Against Records
Section 9 - Issuance and Record of Certificates of Title
Section 10 - Contents of Certificate; Distinctive Certificates; Forms; Evidence; Nature
Section 11 - Mailing of Certificate
Section 11a - Electronic Recording of Security Interests
Section 12 - Withholding of Certificate; Bond
Section 13 - Refusal of Issuance; Grounds
Section 14 - Duplicate Certificate of Title
Section 16 - Dealers; Assignment and Warranty of Title; Record of Transactions
Section 17 - Involuntary Transfers of Interests
Section 19 - Issuance to Transferee; Surrendered Certificates
Section 20 - Total Loss Salvage Motor Vehicles; Surrender of Certificate of Title; Salvage Title
Section 20a - Application for Salvage Title; Procedure
Section 20b - Exceptions to Salvage Title Requirement
Section 20c - Transfer of Interest in Vehicle With Issued Salvage Title
Section 20d - Reconstruction or Restoration of Total Loss Salvage Motor Vehicle
Section 20e - Cancellation of Certificate Upon Junking or Scrapping of Vehicle
Section 21 - Perfecting of Security Interest in Vehicle
Section 21a - Motor Vehicles or Trailers; Limitation on Creation of Sale or Security Interest
Section 24 - Satisfaction of Security Interest in Vehicle
Section 25 - Disclosure of Information by Lienholder
Section 26 - Exclusiveness of Method of Perfecting Security Interests
Section 27 - Suspension or Revocation of Certificate of Title
Section 30 - Review of Ruling or Decision of Registrar
Section 31 - Liability of Registrar or Commonwealth
Section 34 - Previously Registered Vehicle, Defined
Section 35 - Application of Chapter to Previously Registered Vehicle
Section 36 - Previously Registered Vehicle; Undisclosed Security Interest; Distinctive Certificate
Section 38 - Validity of Certificate Issued Prior to Certain Dates